Industry WIKI

The 1990s economic boom in the United States was a major economic expansion that lasted between 1993 and 2001, coinciding with the economic policies of the Clinton administration. It began following the early 1990s recession during the presidency of George H.W. Bush and ended following the infamous dot-com crash in 2000. Until July 2019, it was the longest recorded economic expansion in

During the 2000s, United States housing prices experienced a sharp run up and subsequent collapse affecting over half of the U.S. states. In many regions, a real estate bubble was the impetus for the subprime mortgage crisis. Housing prices, which peaked in early 2006, started to decline in 2006 and 2007, and reached new lows in 2011. On December 30, 2008, the Case–Shiller home price in

Proposition 53 was a California ballot proposition on the November 8, 2016 ballot. It would have required voter approval for issuing revenue bonds exceeding $2 billion.

In 2021, a significant fraudulent event took place in the world of cryptocurrency. Inspired by the popular South Korean Netflix series Squid Game, this cryptocurrency, known as $SQUID (Squid Coin), promised investors an opportunity to play and earn an through "upcoming fan-made online game" inspired by Squid Game. However, it quickly unraveled as a rug pull, leaving investors defrauded o

Aerial advertising is a form of advertising that incorporates the use of flogos, manned aircraft, or drones to create, transport, or display, advertising media. The media can be static, such as a banner, logo, lighted sign or sponsorship branding. It can also be dynamic, such as animated lighted signage, skywriting, or audio.

Anarcho-capitalism (colloquially: Ancap) is a political ideology and economic theory that advocates the replacement of all coercive government institutions with private enterprise, along with the expansion of economic liberalism and a market economy through the promotion of a voluntary society.

Arthur James Nesbitt (19 August 1880 – 24 October 1954) was a Canadian businessman and philanthropist. He was a cofounder of Nesbitt, Thomson and Company stockbrokerage and the Power Corporation of Canada.

The Association of German Public Banks (German: Bundesverband Öffentlicher Banken Deutschlands, generally referred to as VÖB) is a leading association within the German banking sector, bringing together most of the German public banking sector except the local-level savings banks (German: Sparkassen). Its membership includes 63 banks, including the Landesbanks that are also members of th

Bitcoin and politics influence each other in several ways. Governments of several countries use Bitcoin in various capacities, and some politicians use Bitcoin in their electoral programs.

Category design is a business strategy and discipline that helps companies create, develop, and dominate new categories of products and services.

Checkout.com (legally incorporated as Checkout Ltd.) is a financial technology company headquartered in London, United Kingdom. It provides payment processing services, operating as a payment gateway, acquirer, and processor for enterprise clients in sectors such as e-commerce, technology, and media. In 2022, It had a valuation of $40 billion making it the most valuable European fintech

A commission is a form of variable-pay remuneration for services rendered or products sold. Commissions are a common way to motivate and reward salespeople. Commissions can also be designed to encourage specific sales behaviors. For example, commissions may be reduced when granting large discounts. Or commissions may be increased when selling certain products the organization wants to pr

Crowdfunding is the practice of funding a project or venture by raising money from a large number of people, typically via the internet. Crowdfunding is a form of crowdsourcing and alternative finance, to fund projects "without standard financial intermediaries". In 2015, over US$34 billion was raised worldwide by crowdfunding. One of the companies that obtained money through crowdfundin

CryptoZoo was a blockchain game co-founded by the YouTuber Logan Paul, which was considered a failure. Launched in 2021, it promised a blend of cryptocurrency and non-fungible tokens within a game.

The cyclically adjusted price-to-earnings ratio (CAPE, Shiller P/E, or P/E 10 ratio) is a stock valuation measure usually applied to the US S&P 500 equity market. It is defined as price divided by the average of ten years of earnings (moving average), adjusted for inflation. As such, it is principally used to assess likely future returns from equities over timescales of 10 to 20 years, w

Employer brand is branding and marketing the entirety of the employment experience. It describes an employer's reputation as a place to work, and their employee value proposition, as opposed to the more general corporate brand reputation and value proposition to customers. The term was first used in the early 1990s, and has since become widely adopted by the global management community.

The Expedited Funds Availability Act (EFA or EFAA) was enacted in 1987 by the United States Congress for the purpose of standardizing hold periods on deposits made to commercial banks and to regulate institutions' use of deposit holds. It is also referred to as Regulation CC or Reg CC, after the Federal Reserve regulation that implements the act. The law is codified in Title 12, Chapter

The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful or negligent inclusion of erroneous data in their credit reports. To that end, the FCRA regulates the collection, di

The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act. The statute's stated purposes are: to eli

The Financial Literacy and Education Commission (the Commission) was established under Title V, the Financial Literacy and Education Improvement Act which was part of the Fair and Accurate Credit Transactions Act (FACT) Act of 2003, to improve financial literacy and education of persons in the United States. The FACT Act named the Secretary of the Treasury as head of the Commission and r

Fixed-Income Relative-Value Investing (FI-RV) is a hedge fund investment strategy made popular by the failed hedge fund Long-Term Capital Management.

Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenag

"Irrational exuberance" is a phrase used by the then-Federal Reserve Board chairman, Alan Greenspan, in a December 1996 speech given at the American Enterprise Institute during the dot-com bubble of the 1990s. The phrase was interpreted as a warning that the stock market might be overvalued.

Jeffrey Steven Yass (born July 1958) is an American billionaire businessman. According to Forbes, Yass had a net worth of US$77.8 billion as of September 2026, up from $27.6 billion in April 2024. The richest man in Pennsylvania, he is also the 25th richest in the world. He is a registered Libertarian who gives money to conservative super PACs including Club for Growth Action and the Pro

Jörg Hubert Meuthen (German: [ˈjœɐ̯k ˈmɔʏtn̩]; born 29 June 1961) is a German economist, academic and politician who was a Member of the European Parliament (MEP) for Germany from 2017 until 2024.

Kenneth Cordele Griffin (born 1968) is an American hedge fund manager, entrepreneur and investor. He is the founder, chief executive officer, co-chief investment officer, and 80% owner of Citadel LLC, a multinational hedge fund. He also owns Citadel Securities, one of the largest market makers in the United States.

This is a list of ministers of the budget of France (French: Ministres du Budget), sometimes called Minister for the Budget (Ministre délégué au Budget) or Secretary of State for the Budget (Aecrétaire d'État au Budget), since the establishment of the French Third Republic in 1870. The officeholder works closely with the Minister of the Economy and Finance, as both ministers share the sa

The Malta Stock Exchange (Maltese: Borża ta' Malta) is the stock exchange of the island nation of Malta. Established in 1992, it is fully owned by the Maltese government.

The Market Opportunity Navigator (MON) is a methodology in strategic management that aims to help innovators and entrepreneurs identify and select the most valuable market opportunity to pursue current and future resources and capabilities. It was added as the fourth tool in the lean startup toolset and can be used with the Business Model Canvas developed by Alexander Osterwalder and Yve

Massa Frumentaria or Monte Frumentario was a medieval grain fund established in Malta. As a public institution, it was tasked with the importation and distribution of wheat and other commodities, while also serving as a precursor to an investment bank. The fund was administered by the Università, a municipal body under the control of the Knights of St. John, and later continued under Bri

The Ministry of Finance (Spanish: Ministerio de Hacienda) is the cabinet-level administrative office in charge of managing the financial affairs, fiscal policy, and capital markets of Chile; planning, directing, coordinating, executing, controlling and informing all financial policies formulated by the President of Chile.

Poland's Ministry of Finance (Polish: Ministerstwo Finansów [mi.ɲisˈtɛr.stfɔ fi.nanˈsɔ.v]), headed by the Minister of Finance (Minister Finansów), is part of the government of Poland. Among its powers and responsibilities it drafts the national budget, deals with taxes, financing of the local self-governments and issues related to public debt.

Money burning or burning money is the purposeful act of destroying money. In the prototypical example, banknotes are destroyed by setting them on fire. Burning money decreases the wealth of the owner without directly enriching any particular party. It also reduces the money supply and (very slightly) slows down the inflation rate.

The Mortgage Forgiveness Debt Relief Act of 2007 was introduced in the United States Congress on September 25, 2007, and signed into law by President George W. Bush on December 20, 2007. This act offers relief to homeowners who would have owed taxes on forgiven mortgage debt after facing foreclosure. The act extends such relief for three years, applying to debts discharged in calendar ye

A mortgage-backed security (MBS) is a type of asset-backed security (an "instrument") which is secured by a mortgage or collection of mortgages. The mortgages are aggregated and sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy. Bonds securitizing mortgages are usually treated a

Office of Fair Trading v Abbey National plc and Others [2009] UKSC 6 is a judicial decision of the United Kingdom Supreme Court relating to bank charges in the United Kingdom, with reference to the situation where a bank account holder goes into unplanned overdraft.

Pierre de Murat de Cros, O.S.B., (c. 1320 – 1388) was a French monk of aristocratic origins who became a cardinal of the Avignon Obedience during the Great Schism, as well as the Archbishop of Arles and the Chamberlain of the Apostolic Camera (Latin: Camerarius Apostolicus). Refusing from the day of his election to support Bartolomeo Prignano (Pope Urban VI, the former head of the rival

PizzaExpress (Restaurants) Limited, trading as PizzaExpress (also called Pizza Marzano or Milano), is a British multinational pizza restaurant chain based in Uxbridge, England. It also ran the brand Za between 2019 and 2023.

A platform cooperative, or platform co-op, is a cooperatively owned, democratically governed business that establishes a two-sided market via a computing platform, website, mobile app or a protocol to facilitate the sale of goods and services. Platform cooperatives are an alternative to venture capital-funded platforms insofar as they are owned and governed by those who depend on them mo

The price–earnings ratio (P/E ratio, P/E, or PER) is the ratio of a company's share price to the company's earnings per share. The ratio is used for valuing companies and to find out whether they are overvalued or undervalued.

A prosumer is an individual who both consumes and produces. The term is a portmanteau of the words producer and consumer. Research has identified six types of prosumers: DIY prosumers, self-service prosumers, customizing prosumers, collaborative prosumers, monetised prosumers, and economic prosumers.

Raymond G. Chambers (born August 7, 1942) is a philanthropist and humanitarian who is the World Health Organization Ambassador for Global Strategy. Chambers' philanthropic efforts are diverse, with major focus areas in global health, mentoring, and revitalizing his home city of Newark, New Jersey.

Rideshare advertising is a form of digital, out-of-home advertising that uses in-car advertisements in ridesharing vehicles.

SafeMoon LLC was an American cryptocurrency and blockchain company created in March 2021. The company created the SafeMoon token (SFM) which traded on the BNB Chain blockchain. The token charged a 10% fee on transactions, with 5% redistributed (or reflected) to token holders and 5% directed to wallets in a different currency, Binance Coin (BNB), controlled by the coin's authors. The toke

The Securities Investor Protection Corporation (SIPC) is a non-profit, member-funded, United States government corporation created under the Securities Investor Protection Act (SIPA) of 1970 that most US-registered broker-dealers are required to join. Although created by federal legislation and overseen by the Securities and Exchange Commission, the SIPC is neither a government agency no

The Smithsonian Agreement, announced in December 1971, created a new dollar standard, whereby the currencies of a number of industrialized states were pegged to the US dollar. These currencies were allowed to fluctuate by 2.25% against the dollar. The Smithsonian Agreement was created when the Group of Ten (G-10) states (Belgium, Canada, France, Germany, Italy, Japan, the Netherlands, Sw

The spice trade involved historical civilizations in Asia, Northeast Africa and Europe. Spices, such as cinnamon, cassia, cardamom, ginger, pepper, nutmeg, star anise, clove, and turmeric, were known and used in antiquity and traded in the Eastern world. These spices found their way into the Near East before the beginning of the Christian era, with fantastic tales hiding their true sourc

Steven Eisman ( EYEZ-mən; born July 8, 1962) is an American businessman and investor known for having shorted collateralized debt obligations (CDOs), thereby profiting from the collapse of the U.S. housing bubble in 2007–2008.

Stock market prediction is the act of trying to determine the future value of a company stock or other financial instrument traded on an exchange. The successful prediction of a stock's future price could yield significant profit. The efficient market hypothesis suggests that stock prices reflect all currently available information and any price changes that are not based on newly reveal

The American subprime mortgage crisis was a multinational financial crisis that occurred between 2007 and 2010, contributing to the 2008 financial crisis. It led to a severe economic recession, with millions becoming unemployed and many businesses going bankrupt. The U.S. government intervened with a series of measures to stabilize the financial system, including the Troubled Asset Relie

Sumo Logic, Inc. is a cloud-based data analytics company, focusing on cybersecurity, security analytics and observability. It provides log management and analytics services based on artificial intelligence.

SUSE S.A. ( SOO-sə, SOO-zə, German: [ˈzuːzə]) is a multinational open-source software company that develops and sells Linux products to business customers. Founded in 1992, it was the first company to market Linux for enterprise. It is the developer of SUSE Linux Enterprise and the primary sponsor of the community-supported openSUSE Linux distribution project. SUSE S.A. is headquartered

The Financier is a novel by Theodore Dreiser, based on real-life streetcar tycoon Charles Yerkes. Dreiser started writing his manuscript in 1911, and the following year published the first part of his lengthy work as The Financier. The second part appeared in 1914 as The Titan; the third volume of his Trilogy of Desire was also Dreiser's final novel, The Stoic (1947).

TikTok Shop is an e-commerce feature of the video hosting service TikTok. Officially launched in September 2023, the feature enables users interested in starting a business and generating income to upload their curated products on TikTok for others to discover and purchase. Daily sales averaged approximately US$7 million in October 2023.As of October 2026, it has been estimated that 54 m

The Troubled Asset Relief Program (TARP) is a program of the United States government to purchase toxic assets and equity from financial institutions to strengthen its financial sector that was passed by Congress and signed into law by President George W. Bush. It was a component of the government's measures in 2008 to address the subprime mortgage crisis.

Vote buying, also referred to as voter bribery, electoral clientelism and patronage politics, occurs when a political party or candidate distributes money or resources to a voter in an upcoming election with the expectation that the voter votes for the actor handing out monetary rewards. Vote buying can take various forms such as a monetary exchange, as well as an exchange for necessary

Warren Edward Buffett ( BUFF-it; born August 30, 1930) is an American investor and philanthropist who is the chairman emeritus and former CEO of the conglomerate Berkshire Hathaway. As a result of his success, Buffett is one of the best-known investors in the world. According to Forbes, as of January 2026, Buffett's estimated net worth stood at US$148.9 billion, making him the ninth-rich

In 1896, William McKinley was elected President of the United States. McKinley, a Republican and former Governor of Ohio, defeated the joint Democratic and Populist nominee, William Jennings Bryan, as well as minor-party candidates. McKinley's decisive victory in what is sometimes seen as a realigning election ended a period of close presidential contests, and ushered in an era of domina