Industry WIKI

@Home Network was an American high-speed cable Internet service provider from 1996 to 2002. It was founded by Milo Medin, cable companies Tele-Communications Inc. (TCI), Comcast, and Cox Communications, and William Randolph Hearst III, who was their first CEO, as a joint venture to produce high-speed cable Internet service through two-way television cable infrastructure. At the company's

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across

Airwallex is a financial technology company founded in Melbourne, Australia, in 2015. It provides payment processing, foreign exchange, business accounts, corporate cards, and other financial services businesses. In 2019, Airwallex reached a reported valuation of US$8 billion.

Cincinnati Bell, Inc., doing business as Altafiber, is a regional telecommunications service provider based in Cincinnati, Ohio, United States. It provides landline telephone, fiber-optic Internet, and IPTV services through its subsidiaries Altafiber Home Phone and Hawaiian Telcom, which are the incumbent local exchange carriers for the Greater Cincinnati metropolitan area (aka "The Tri-

Amazon Pay is an online Payment service provider owned by Amazon. Launched in 2007, Amazon Pay uses the consumer base of Amazon.com and focuses on giving users the option to pay with their Amazon accounts on external merchant websites. Before Amazon Pay was functional in China, in 2008, Alipay entered into a cooperation with Amazon.cn to enable payments through Alipay's platform in order

Apple Card is a credit card created by Apple Inc. and currently issued by Goldman Sachs, designed primarily to be used with Apple Pay on an Apple device such as an iPhone, iPad, Apple Watch, or Mac. Apple Card is available only in the United States, with 12 million cardholders as of early 2024.

Apple Pay is a mobile payment service by Apple that allows users to make payments in person, in iOS apps, and on the web. Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It does not require Apple Pay–specific contactless payment terminals; it c

Apple Wallet (or simply Wallet, known as Passbook prior to iOS 9) is a digital wallet developed by Apple Inc. and included with iOS and watchOS that allows users to store Wallet passes such as coupons, boarding passes, student ID cards, government ID cards, business credentials, resort passes, car keys, home keys, event tickets, public transportation passes, store cards, and – starting w

Arthur Rock (born August 19, 1926) is an American businessman and investor. The founder of Davis & Rock, he was an early investor in major firms including Intel, Apple, Scientific Data Systems and Teledyne.

Authorize.Net is a United States–based payment gateway service provider, allowing merchants to accept credit card and electronic check payments through their website and over an Internet Protocol (IP) connection. Founded in 1996 as Authorize.Net, Inc., the company is now a subsidiary of Visa Inc. Its service permits customers to enter credit card and shipping information directly onto a

beenz.com was a website that allowed consumers to earn beenz, a type of online currency, for performing activities such as visiting a web site, shopping online, or logging on through an Internet service provider. The beenz e-currency could then be spent with participating online merchants.

BitPay is a cryptocurrency payment service provider headquartered in Atlanta, Georgia, United States. It was founded in May 2011 by Tony Gallippi and Stephen Pair. BitPay provides crypto payment processing services for merchants and a cryptocurrency wallet available on mobile and desktop.

Bitwala is a Berlin-based cryptocurrency financial services company offering a self-custodial Bitcoin wallet, a Visa debit card, crypto trading, and crypto-backed loans. The company was founded in 2015 by Jörg von Minckwitz, Jan Goslicki, and Benjamin P. Jones. After operating briefly under the name Nuri from 2021 to 2022, the company returned to the Bitwala brand in late 2023 following

The Blockchain-based Service Network (BSN) is a backend architecture in China for developing and managing blockchain-based applications, and is split into Chinese and International uses. BSN China, designed as the backbone of China's blockchain strategy, was established in 2018 and launched in 2020 by the State Information Center under the National Development and Reform Commission of Ch

The Central Electronic System of Payments (CESOP) regime is an automatic exchange of information regime being introduced in the European Union from 1 January 2024. The rules were introduced by Council Directive 2020/284, amending the EU's Value-added tax Directive.

Chase Payment Solutions, formerly known as Chase Paymentech and Chase Merchant Services, is an American payment service provider and merchant acquiring business that is part of JPMorgan Chase. Paymentech payment platforms supports businesses to process payments. In addition to its payment services the company provides associated business services such as analytics, payment fraud detectio

Checkout.com (legally incorporated as Checkout Ltd.) is a financial technology company headquartered in London, United Kingdom. It provides payment processing services, operating as a payment gateway, acquirer, and processor for enterprise clients in sectors such as e-commerce, technology, and media. In 2022, It had a valuation of $40 billion making it the most valuable European fintech

Covad Communications Company, also known as Covad Communications Group, was an American provider of broadband voice and data communications. By Q3 2006, the company had 530,000 subscribers, and ranked as the 16th largest Internet service provider in the United States. Covad was acquired by U.S. Venture Partners, who in 2010 announced a three-way merger of MegaPath, Covad, and Speakeasy,

Customer to customer (C2C or consumer to consumer) is a kind of trade where no other business is involved. Every time a deal/trade takes place in a consumer-to-consumer (C2C) business, two regular people who are referred to as customers exchange products and services. In a consumer-to-consumer (C2C) transaction, a buyer who wishes to sell a product places an advertisement of the product

Dinarak (Al-Mutakamilah for Payments Services via Mobile Phone) is a mobile wallet, money transfer, electronic bill payment, funds disbursement service, licensed by the Central Bank of Jordan under the JoMoPay national switch and launched in late 2015 as Dinarak wallet as part of the Jordanian central bank's efforts to advocate financial inclusion for the un-banked segment of the Jordani

Distribution is the process of making a product or service available for the consumer or business user who needs it, and a distributor is a business involved in the distribution stage of the value chain. Distribution can be done directly by the producer or service provider or by using indirect channels with distributors or intermediaries. Distribution (or place) is one of the four elemen

An e-commerce payment system (or an electronic payment system) facilitates the acceptance of electronic payment for offline transfer, also known as a subcomponent of electronic data interchange (EDI). E-commerce payment systems have become increasingly popular due to the widespread use of internet-based shopping and banking.

Edenred, formerly known as Accor Services, is an international payment service provider based in France. The company focuses on payment services used in the workplace, including employee benefits such as Ticket Restaurant meal vouchers, as well as other business-to-business payment solutions. The company was created following Accor’s split and has been listed on Euronext Paris since 2010

Eircom Limited, trading as Eir ( AIR; stylised eir), is a large fixed, mobile and broadband telecommunications company in Ireland. The company, which is currently incorporated in Jersey, traces its origins to Ireland's former state-owned monopoly telecommunication provider Telecom Éireann and its predecessors, P&T (the Dept. of Posts and Telegraphs) and before the foundation of the state

Email marketing is the act of sending a commercial message, typically to a group of people, using email. In its broadest sense, advertising or soliciting business through email to people with an existing customer relationship could be considered email marketing. It involves using email to send advertisements, request business, or solicit sales or donations. The term usually refers to sen

Newfold Digital, Inc., previously named BizLand and Endurance International Group, Inc. (EIG), is an American information technology services company that provides web hosting. The company was founded in 1997 and is headquartered in Burlington, Massachusetts. It is one of the largest web hosting providers, with a global market share of 3.5 percent according to W3Techs. The company has gr

The European Payments Initiative (EPI), previously known as the Pan-European Payments System Initiative (PEPSI), is a unified digital payment service launched in 2020 and backed by sixteen founding European banks and payment service providers. Its aim is to allow European consumers and merchants to make next-generation payments for all types of person-to-person transfers and retail trans

The Faster Payment System (FPS) is a United Kingdom real-time gross settlement system which facilitates transfers between different banks' customer accounts within a few seconds. The system offers faster settlement times than the long-established BACS and CHAPS systems. FPS processes a large volume of small payments, subject to limits set by the individual banks, with some allowing Faste

A flat fee, also referred to as a flat rate or a linear rate refers to a pricing structure that charges a single fixed fee for a service, regardless of usage. Less commonly, the term may refer to a rate that does not vary with usage or time of use.

The Forbes Global 2000 is an annual ranking of the top 2000 public companies in the world, published by Forbes magazine. "The Global 2000" annual ranking is assembled by Forbes using an assessment of four equally-weighted metrics: sales, profit, assets and market value. The list has been published annually since 2003.

Fortumo was an Estonian company which developed a platform for digital service providers for user growth and monetization.

The Four Corners model, often referred to as the Four Party Scheme is the most used card scheme in card payment systems worldwide. This model was introduced in the 1990s. It is a user-friendly card payment system based on an interbank clearing system and economic model established on multilateral interchange fees (MIF) paid between banks or other payment institutions.

Fred D. Anderson (born c. 1945) is an American business executive known for his time with Apple Inc. and as a managing director and co-founder of Elevation Partners.

Ingram Micro Holding Corporation is an American distributor of information technology products and services. The company is based in Irvine, California, U.S., and has operations around the world. Founded as Micro D, Inc. in 1979 in California by Geza Czige and Lorraine Mecca, the company was originally a traditional distributor focused on marketing, selling, and shipping vendor products

The Interledger Foundation is a US-based nonprofit corporation and standards organization established in 2019.

JPay is a privately held information technology and financial services provider focused on serving the United States prison system. With headquarters in Miramar, Florida, the company contracts with state, county, and federal prisons and jails to provide technologies and services including money transfer, email, video visitation and parole and probation payments to approximately 1.5 mill

Kabu Trader Shun (Japanese: 株トレーダー瞬, Hepburn: Kabu Torēdā Shun; literally "Stock Trader Shun") is an adventure video game for the Nintendo DS. The game was developed by Inti Creates, published by Capcom, and released exclusively in Japan on June 7, 2007. The plot follows the young protagonist Shun Aiba entering the lucrative world of stock trading in order to follow in the footsteps of h

The Malaysian Electronic Payment System (MEPS) is an interbank network service provider in Malaysia. In August 2017, MEPS merged with Malaysian Electronic Clearing Corporation Sdn Bhd (MyClear) to form Payments Network Malaysia Sdn Bhd (PayNet).

The marketing of Apple Inc. encompasses the company's advertising, distribution, and branding. After Steve Jobs returned to Apple in 1997, he made industrial design a key element of the company's branding strategy. Apple's public image has been shaped by several acclaimed advertisements made in partnership with TBWA\Chiat\Day, including "1984" and "Get a Mac". Many of Apple's product ann

A merchant account is a type of bank account that allows a seller, known as the merchant, to accept payments by debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions. In some cases a payment processor, payment service provider, independent sales organization (ISO), or

China is one of the world's leaders in the adoption of mobile payments. Widespread adoption of mobile payments in China has facilitated the growth of e-commerce in China and growth in the retail banking sector.

Mossack Fonseca & Co. (Spanish pronunciation: [moˈsak fonˈseka]) was a Panamanian law firm and corporate service provider. At one time it was the world's fourth-largest provider of offshore financial services. From its establishment in 1977 until the publication of the Panama Papers in April 2016, the company remained mostly obscured from public attention, even though it was a major firm

Neustar, Inc. is an American technology company that provides real-time information and analytics for risk, digital performance, defense, telecommunications, entertainment, and marketing industries, and also provides clearinghouse and directory services to the global communications and Internet industries. Neustar was the domain name registry for a number of top-level domains, including

Novalnet is a European payment service provider that provides e-commerce businesses with electronic and point-of-sale payment processing services. The Novalnet platform is designed to automate merchants' business processes across the e-commerce value chain, from checkout to debt collection.

In financial services, open banking allows for financial data to be shared between banks and third-party service providers through the use of application programming interfaces (APIs). Traditionally, banks have kept customer financial data within their own closed systems. Open banking allows customers to share their financial information securely and electronically with other banks or ot

The Panama Papers (Spanish: Papeles de Panamá) are 11.5 million leaked documents (2.6 terabytes of data) published from April 3, 2016. The papers detail financial and attorney–client information for more than 214,488 offshore entities. These documents, some dating back to the 1970s, were created by, and taken from, the former Panamanian offshore law firm and corporate service provider Mo

PanAmSat Corporation was a satellite service provider headquartered in Greenwich, Connecticut, United States.

A payment is the tender of something of value, such as money or its equivalent, by one party (such as a person or company) to another in exchange for goods or services provided by them, or to fulfill a legal obligation or philanthropy desire. The party making the payment is commonly called the payer, while the payee is the party receiving the payment. Whilst payments are often made volun

A payment processor is a data and communications center ("switch") that moves payment transactional data and messaging between a card issuing bank, a merchant, and a card acquiring bank (USA model) to enable financial transactions between purchasers and sellers. It processes payment information for various channels such as credit cards and debit cards or bank accounts. They are usually

A payment service provider (PSP) is a third-party company that allows businesses to accept electronic payments, such as credit card and debit card payments. PSPs act as intermediaries between those who make payments, i.e. consumers, and those who accept them, i.e. retailers.

The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, which replaced the Payment Services Directive (PSD), Directive 2007/64/EC) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA). The PSD's purpose

A payment system is any system used to settle financial transactions through the transfer of monetary value. This includes the institutions, payment instruments such as payment cards, people, rules, procedures, standards, and technologies that make its exchange possible. A payment system is an operational network which links bank accounts and provides for monetary exchange using bank dep

PayU is a Dutch payment service provider to online merchants. The company was founded in 2002, and is headquartered in Hoofddorp.

Payzone is an Irish consumer payment service provider company based in Dublin. The company processes electronic transactions, including debit and credit card transactions mobile phone top ups, M50 motorway toll payments, Leap travel cards, local property tax payments, pay-by-phone parking, pre-paid and bill pay utility and parcel collection services.

Proof of space (PoS) is a type of consensus algorithm achieved by demonstrating one's legitimate interest in a service (such as sending an email) by allocating a non-trivial amount of memory or disk space to solve a challenge presented by the service provider. The concept was formulated in 2013 by Dziembowski et al. and (with a different formulation) by Ateniese et al..

Red Dot Payment (RDP) is an online payment service provider headquartered in Singapore. The fintech company provides online payment gateway systems, payment consulting and merchant acquisition services for businesses that require the processing of online credit card transactions.

The SADAD payment system was established by the Saudi Central Bank (SAMA) to be the national electronic bill presentment and payment (EBPP) service provider for the Kingdom of Saudi Arabia (KSA). The core mandate for SADAD is to facilitate and streamline bill payment transactions of end consumers through all channels of the KSA (Kingdom of Saudi Arabia) Banks. SADAD was launched on June

SafeCharge, was a Canadian payment service provider that provided payment services, fraud prevention solutions and connection to payment methods. In August 2019 SafeCharge was acquired by Nuvei, a privately owned electronic payment processing company, for the amount of US$889 million and was merged into Nuvei.

Sarvatra Technologies Private Limited is an Indian fintech company, headquartered in Pune, Maharashtra, that provides banking software and cloud-based services to cooperative banks and smaller financial institutions. As of 2024, the company had a 55% market share in providing banking software to banks in India, with its PaaS model operating in 600 banks across India.

SMSCOIN is a mobile payment systems provider which specializes in SMS payments in particular, and provides premium SMS services in 92 countries supporting hundreds of mobile carrier networks worldwide. The main goal of the project was, and still is, to cover as many countries worldwide as possible.

Spotify is a Swedish freemium music streaming service provider founded in April 2006 by Daniel Ek and Martin Lorentzon. As of March 2026, it is one of the largest providers of music streaming services, with over 788 million monthly active users comprising 306 million paying subscribers. Spotify is listed on the New York Stock Exchange in the form of American depositary receipts.

A Startup Ecosystem is a network of entrepreneurs, organizations, and resources that interact to support the creation, development, and growth of startup companies within a physical location or virtual community. These organizations can be further divided into categories such as universities, funding organizations, support organizations (like incubators, accelerators, co-working spaces e

SystemSpecs is a Nigerian computer software company based in Lagos.

Teras Teknologi Sdn Bhd (TERAS), a subsidiary of PLUS Malaysia Berhad (PMB), is a Malaysian global corporation based in Petaling Jaya.

Thilan Manjith Wijesinghe is a Sri Lankan financier, entrepreneur, former cricketer and musician.

Tiered service structures allow users to select from a small set of tiers at progressively increasing price points to receive the product or products best suited to their needs. Such systems are frequently seen in the telecommunications field, specifically when it comes to wireless service, digital and cable television options, and broadband internet access.

A trading room gathers traders operating on financial markets. The trading room is also often called the front office. The terms "dealing room" and "trading floor" are also used, the latter being inspired from that of an open outcry stock exchange. As open outcry is gradually replaced by electronic trading, the trading room becomes the only remaining place that is emblematic of the finan

U.S. Robotics Corporation, often called USR, is a company that produces USRobotics computer modems and related products. Its initial marketing was aimed at bulletin board systems, where its high-speed HST protocol made FidoNet transfers much faster. During the 1990s it became a major consumer brand with its Sportster line. The company had a reputation for high quality and support for the

WePay is an online payment service provider based in the United States. It provides an integrated and customizable payment solution, through its APIs, to platform businesses such as crowdfunding sites, marketplaces and small business software companies. It also offers partners fraud and risk protection.

Yield management (YM) is a variable pricing strategy, based on understanding, anticipating and influencing consumer behavior in order to maximize revenue or profits from a fixed, time-limited resource (such as airline seats, hotel room reservations, or advertising inventory). As a specific, inventory-focused branch of revenue management, yield management involves strategic control of inv