Industry WIKI

Capitalization rate (or "cap rate") is a real estate valuation measure used to compare different real estate investments. Although there are many variations, the cap rate is generally calculated as the ratio between the annual rental income produced by a real estate asset to its current market value. Most variations depend on the definition of the annual rental income and whether it is

Corporate travel management is the function of managing a company’s strategic approach to travel (travel policy), the negotiations with all vendors, day-to-day operation of the corporate travel program, traveler safety and security, credit-card management and travel and expenses ('T&E') data management.

The gender pension gap (also known as the sex pension gap) is the percentage difference in pension income between women and men. It is often calculated as the difference between the average man's pension and the average woman's pension, expressed as a percentage of the man's. The gap averages 26% across OECD countries.

The gross rent multiplier (GRM) is a real estate valuation metric defined as the ratio of a property's purchase price to its annual gross rental income, before deducting expenses such as property tax, insurance, and utilities. It represents the number of years of gross rent required to recover the full purchase price of the property. For a prospective investor, a lower GRM indicates a re

A habendum clause is a clause in a deed or lease that defines the type of interest and rights to be enjoyed by the grantee or lessee. In a deed, the habendum clause follows the granting clause and specifies the estate being conveyed, whether fee simple, life estate, leasehold, or another form of ownership interest, along with any conditions, limitations, or restrictions attached to that

Housing stress describes a situation where the cost of housing (either as rental, or as a mortgage) is high relative to household income. It may also be used to describe inadequate housing for a proportion of the population.

Imputed rent is the estimated rental price that an individual would pay for an asset they own. This concept applies broadly to capital goods but is most frequently used in housing markets to measure the rent homeowners would pay for a housing unit equivalent to their own. Imputing housing rent is essential for accurately measuring economic activity in national accounts, as asset owners d

Leaseback, short for "sale-and-leaseback", is a financial transaction in which one sells an asset and leases it back for the long term; therefore, one continues to be able to use the asset but no longer owns it. The transaction is generally done for fixed assets, notably real estate, as well as for durable and capital goods such as airplanes and trains. The concept can also be applied by

Negative gearing is a financial leverage strategy whereby an investor borrows money to acquire an income-producing investment, knowing that the gross income generated by the investment (at least in the short term) will be less than the cost of owning and managing the investment, including depreciation and interest charged on the loan (but excluding capital repayments).

Passive income is a type of unearned income that is acquired with little to no labor to earn or maintain. It is often combined with another source of income, such as regular employment or a side job. Passive income, as an acquired or earned income, is typically taxable.

Property investment calculator is a term used to define an application that provides fundamental financial analysis underpinning the purchase, ownership, management, rental and/or sale of real estate for profit. Property investment calculators are typically driven by mathematical finance models and converted into source code. Key concepts that drive property investment calculators inclu

The Rail Travel Card was a credit card administered by the Rail Travel Credit Agency headquartered at Chicago Union Station (room 436) to facilitate leisure and business travel by rail, possibly modeled on the air travel card. It was accepted by most major railroads, the prominent exceptions being New Haven and Southern Pacific.

Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, engagement rings, and real property, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement.

A rental agreement is a contract of rental, usually written, between the owner of a property and a renter who desires to have temporary possession of the property; it is distinguished from a lease, which is more typically for a fixed term. As a minimum, the agreement identifies the parties, the property, the term of the rental, and the amount of rent for the term. The owner of the prope

Rental value is the fair market value of property while rented out in a lease. More generally, it may be the consideration paid under the lease for the right to occupy, or the royalties or return received by a lessor (landlord) under a license to real property. In the science and art of appraisal, it is the amount that would be paid for rental of similar real property in the same condi

Renting, also known as hiring or letting, is an agreement where a payment is made for the use of a good, service or property owned by another over a fixed period of time. Typically a written agreement is signed to establish the roles and expectations of both the tenant and landlord. There are many different types; a rental agreement tends to refer to short-term rental, whereas lease ref

Sarkaru Vaari Paata (transl. Government song) is a 2022 Indian Telugu-language action comedy drama film written and directed by Parasuram. It is produced by Mythri Movie Makers, 14 Reels Plus and G. Mahesh Babu Entertainment and stars Mahesh Babu, Keerthy Suresh and Samuthirakani in lead roles. The film follows a conflict between Mahi, a financier and MP named Rajendranath, after his dau

Short-term rentals (STR) are furnished lodging rented for short periods of time. They can be used as alternatives to hotels for vacation rentals and housing during relocation. They are usually reserved via online marketplaces.

Tellus App, Inc. (d.b.a. Tellus, previously known as Zilly, Inc.) is an American real estate technology and financial technology company. The company's primary product, an eponymous app, provides a property management and payment system for use in housing rentals, and offers non-FDIC-insured cash accounts targeted at general consumers.

A toy library is a type of library that lends or hires out toys, puzzles, and games. They can function as either as a rental shop, part of a public library, or family resource program. Some toy libraries offer play sessions for families. Toy libraries are internationally federated by the International Toy Library Association (ITLA).