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Choice Lanes are a planned system of express toll lanes on Interstate Highways in urban areas in the U.S. state of Tennessee. The lanes are planned to be financed, built, and maintained by private-sector firms through public–private partnerships (P3s) with the Tennessee Department of Transportation (TDOT), which will retain ownership of the facilities. Choice Lanes were authorized by the

The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available.