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Banking

2 Guns

2 Guns is a 2013 American buddy cop action comedy film directed by Baltasar Kormákur and starring Denzel Washington and Mark Wahlberg. It is based on the comic book series of the same name created by Steven Grant and Mateus Santolouco, published in 2007 by Boom! Studios. The film was released in the United States on August 2, 2013, and was met with positive reviews from critics.

Finance

Agency for Regulation and Development of the Financial Market (Kazakhstan)

The Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market (Kazakh: Қазақстан Республикасының Қаржы нарығын реттеу және дамыту агенттігі; Russian: Агентство Республики Казахстан по регулированию и развитию финансового рынка) is a state body reporting directly to the president, established on January 1, 2020, by president Kassym‑Jomart Tokayev’s decree

Assets

Alexander Browder

Alexander Browder (born 2009) is a British student and financial crime researcher. He is the founder of the Global Cryptocurrency Laundering Database and the author of a 2026 report, published by the Henry Jackson Society, on the alleged use of cryptocurrency networks by sanctioned states to evade Western sanctions. In June 2026, at the age of 17, he was placed on an entry-ban list by th

Trading basics

Anarcho-capitalism

Anarcho-capitalism (colloquially: Ancap) is a political ideology and economic theory that advocates the replacement of all coercive government institutions with private enterprise, along with the expansion of economic liberalism and a market economy through the promotion of a voluntary society.

Banking

Banker's right to combine accounts

Under English law, a bank has a general right to combine accounts where a customer has multiple accounts with the same bank. The right has been recognised since at least 1860. However it was not until the 1975 House of Lords decision in National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd [1972] AC 785 that it was finally determined that this was a type of set-off righ

Banking

Banking in Kerala

Banking was one of the most preferred lines of business in the princely states of Travancore and Cochin, and the Malabar Province of British India — the area that later became the state of Kerala — during the twentieth century. A list of some of the banks that operated in the region during the twentieth century are given below. Due to various reasons, most of them were either closed or a

Trading basics

Boycott

A boycott is an act of nonviolent, voluntary abstention from a product, person, organization, or country as an expression of protest. It is usually for moral, social, political, or environmental reasons. The purpose of a boycott is to inflict some economic loss on the target, or to indicate a moral outrage, usually to try to compel the target to alter an objectionable behavior.

Finance

Commissioners for the Reduction of the National Debt

The Commissioners for the Reduction of the National Debt (CRND) is a statutory body of the UK Government, whose main function is the investment and management of government funds. The current Comptroller General is Paul Canty.

Trading basics

Consumer-generated advertising

Consumer-generated advertising is advertising on consumer generated media. This term is generally used to refer to sponsored content on blogs, wikis, forums, social networking services, and individual websites. This sponsored content is also known as sponsored posts, paid posts, or sponsored reviews. The content includes links that point to the home page or specific product pages of the

Payments & settlement

Creation Club

Creations (formerly Creation Club) is a system of microtransactions designed by Bethesda Game Studios for its games Fallout 4, The Elder Scrolls V: Skyrim – Special Edition and Starfield. The system was launched for Fallout 4 on August 29, 2017.

Trading basics

Darlington Economic Campus

The Darlington Economic Campus (DEC), dubbed Number 11 North and Treasury North, is a multi-department government hub in Darlington in the North East of England.

Trading basics

Debtor

A debtor or debitor is a legal entity (legal person) that owes a debt to another entity. The entity may be an individual, a firm, a government, a company or other legal person. The counterparty is called a creditor. When the counterpart of this debt arrangement is a bank, the debtor is more often referred to as a borrower.

Trading basics

Deed in lieu of foreclosure

A deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e. the borrower) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings.

Banking

Dollars (film)

$, also known as Dollar$, Dollars or $ (Dollars), and in the UK as The Heist, is a 1971 American heist comedy film starring Warren Beatty and Goldie Hawn, written and directed by Richard Brooks and produced by M.J. Frankovich. The supporting cast includes Gert Fröbe, Robert Webber and Scott Brady. The film is about bank security consultant Joe Collins (Beatty) who develops a scheme with

Fiat currencies

Drapier's Letters

Drapier's Letters is the collective name for a series of seven political pamphlets written between 1724 and 1725 by the Dean of St Patrick's Cathedral in Dublin, Jonathan Swift, to arouse public opinion in Ireland against the imposition of a privately minted copper coinage that Swift believed to be of inferior quality. William Wood was granted letters patent to mint the coin, and Swift s

Trading basics

Edmund Szoka

Edmund Casimir Szoka (September 14, 1927 – August 20, 2014) was an American Catholic prelate who served as president of the Pontifical Commission for Vatican City State and as president of the Governorate of Vatican City State from 1997 to 2006. He previously served as bishop of Gaylord in Michigan from 1971 to 1981 and archbishop of Detroit in Michigan from 1981 to 1990. Szoka was eleva

Finance

Eilís Ferran

Eilís Veronica Ferran, FBA (born 14 March 1962) is a Northern Irish solicitor, legal scholar, and academic administrator. As an academic, she specialises in company law, financial regulation, and corporate finance. She has been Professor of Company and Securities Law at the University of Cambridge since 2005, and its Pro-Vice-Chancellor for Institutional and International Relations since

Trading basics

Equity stripping

Equity stripping, also known as equity skimming, is a type of foreclosure rescue scheme. Often considered a form of predatory lending, equity stripping became increasingly widespread in the early 2000s. In an equity stripping scheme an investor buys the property from a homeowner facing foreclosure and agrees to lease the home to the homeowner who may remain in the home as a tenant. Often

Trading basics

Éric Cantona bank run call (2010)

The Éric Cantona bank run call of 7 December 2010 was initiated by Yann Sarfati and Arnaud Varnier, quickly joined by Géraldine Feuillien, following their viewing of an interview on the Presse-Océan website with former French football player Éric Cantona, who spoke on 6 October 2010 about “How to make a Revolution”. Relayed in France and in several other countries by groups of internet u

Fiat currencies

Ewiger Pfennig

The Ewiger Pfennig or eternal penny (Latin: denarius perpetuus) was a coin of the regional pfennig period (bracteate period), which was minted until the late medieval groschen time. These coins are mostly of the Hohlpfennig or "hollow pfennig" type which, unlike bracteates, had to be exchanged regularly for a fee but were not subject to annual recall of coins in circulation, the Münzverr

Trading basics

Exchequer Secretary to the Treasury

The exchequer secretary to the Treasury is a junior ministerial post in His Majesty's Treasury, ranked below the First Lord of the Treasury, the chancellor of the Exchequer, the chief secretary to the Treasury, the paymaster general and the financial secretary to the Treasury, and alongside the economic secretary to the Treasury. It ranks at parliamentary secretary level and the holder d

Finance

Finances of the British royal family

The finances of the British royal family come from a number of sources. The monarch and some of his family are supported financially by means of the Sovereign Grant, which comes from the government and is calculated as a percentage of profits from the Crown Estate, and which is intended to meet the costs of the sovereign's official expenditures. This includes the costs of the upkeep of t

Trading basics

Financial Conduct Authority

The Financial Conduct Authority (FCA) is a financial regulatory body in the United Kingdom. It operates independently of the UK Government and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers, and maintains the integrity of the financial markets in the United Kingdom.

Finance

Financial Ombudsman Service

The Financial Ombudsman Service is an ombudsman in the United Kingdom. It was established in 2000, and given statutory powers in 2001 by the Financial Services and Markets Act 2000, to help settle disputes between consumers and UK-based businesses providing financial services, such as banks, building societies, insurance companies, investment firms, financial advisers, and finance compan

Trading basics

Financial Secretary to the Treasury

The financial secretary to the Treasury is a mid-level ministerial post in HM Treasury. It is nominally the fifth–most significant ministerial role within the Treasury after the first lord of the Treasury, the chancellor of the Exchequer, the chief secretary to the Treasury, and the paymaster general. However, the role of First Lord of the Treasury is always held by the prime minister wh

Trading basics

First Lord of the Treasury

The first lord of the treasury is a title held by the prime minister of the United Kingdom, as head of the lords commissioners of the treasury exercising the ancient office of Lord High Treasurer. When the ministry of Robert Walpole essentially created the position of prime minister in the 18th century, his primary official and formal title remained first lord of the treasury. 10 Downing

Trading basics

Flyposting

Flyposting (also known as bill posting) is a guerrilla marketing tactic where advertising posters (also known as flyers) are put up in public view. In the United States, the technique is commonly referred to as wheatpasting, because wheatpaste is often used to adhere the posters. Posters are often adhered to construction site barricades, building façades and in alleyways.

Finance

Foreclosure rescue

Foreclosure rescue in the United States is where a mortgage that is in arrears and where the lender is at the stage of foreclosing on the loan agrees to stop the foreclosure in exchange for funds received through loan modification or from a government grant. It may also refer to funds that allow the homeowner to repurchase the property at or after foreclosure.

Trading basics

Foreclosure stripping

Foreclosure stripping is the process in which the owners of a foreclosed property will remove fixtures and fittings from the property in an attempt to salvage some of their investment. Malicious foreclosure stripping is done by home owners who render damage throughout the property to significantly decrease its value and cause the foreclosing bank to accept a lower price when it is resold

Trading basics

Fortunoff

Fortunoff is a New York–based retailer of outdoor furniture and jewelry.

Banking

François Fatio

François Fatio (June 1622 – 14 April 1704) was a Genevan merchant, banker, and entrepreneur who served as a member of the Council of Two Hundred and the Council of Sixty of Geneva. He was a Protestant plantation owner of an enslaved-labor sugar plantation in Suriname.

Banking

Frank Hanna III

Frank J. Hanna III is an American entrepreneur, merchant banker and philanthropist. He was one of three entrepreneurs profiled in the Acton Institute and PBS documentary film The Call of the Entrepreneur.

Finance

FX Fighter Kurumi-chan

FX Fighter Kurumi-chan (Japanese: FX戦士くるみちゃん, Hepburn: FX Senshi Kurumi-chan) is a Japanese manga series written by Demunyan and illustrated by Daisuki Tansan. It was originally published as a web comic on Demunyan's personal website, before beginning serialization in Media Factory's Monthly Comic Flapper magazine in February 2021. An anime television series adaptation produced by Passio

Trading basics

Gordon White, Baron White of Hull

Vincent Gordon Lindsay White, Baron White of Hull, KBE (11 May 1923 – 23 August 1995), known as Gordon White, was co-founder with James Hanson of the British conglomerate Hanson plc and one of the most successful corporate raiders of the 1970s and 1980s known for his uncanny intuition and ruthless takeover tactics. He died in Los Angeles aged 72, leaving most of his £70 million fortune t

Trading basics

Granblue Fantasy

Granblue Fantasy is a Japanese role-playing video game developed by Cygames for Android, iOS and web browsers, which was first released in Japan in March 2014. The game reunites music composer Nobuo Uematsu and art director Hideo Minaba, who previously collaborated on Final Fantasy V (1992), VI (1994), and IX (2000) and Lost Odyssey (2007).

Finance

Gross rent multiplier

The gross rent multiplier (GRM) is a real estate valuation metric defined as the ratio of a property's purchase price to its annual gross rental income, before deducting expenses such as property tax, insurance, and utilities. It represents the number of years of gross rent required to recover the full purchase price of the property. For a prospective investor, a lower GRM indicates a re

Finance

Hazell v Hammersmith and Fulham LBC

Hazell v Hammersmith and Fulham LBC [1992] 2 AC 1 is an English administrative law case, which declared that local authorities had no power to engage in interest rate swap agreements because they were beyond the council's borrowing powers, and that all the contracts were void. Their actions were held to contravene the Local Government Act 1972.

Banking

Henry Duncan (minister)

Henry Duncan FRSE (8 October 1774 – 12 February 1846) was a Scottish minister, geologist and social reformer.

Banking

Henry Oberlander

Henry Oberlander (born c. 1927) was the leader of the Hungarian Circle, a gang that defrauded international banks of hundreds of millions of pounds. Following a global investigation, the gang were arrested in 1978 at their headquarters in West London, England. During the trial, the prosecution asserted that the gang "could have wrecked the entire banking system of the Western World". Th

Trading basics

Hindenburg Research

Hindenburg Research LLC was a U.S. investment research firm with a focus on activist short-selling founded by Nathan Anderson in 2017. Named after the 1937 Hindenburg disaster, which they characterize as a human-made avoidable disaster, the firm generated public reports via its website that allege corporate fraud and malfeasance. Companies that were the subjects of their reports include

Trading basics

History of marketing

The study of the history of marketing, as a discipline, is important because it helps to define the baselines upon which change can be recognised and understand how the discipline evolves in response to those changes. The practice of marketing has been known for millennia, but the term "marketing" used to describe commercial activities assisting the buying and selling of products or serv

Trading basics

History of rent control in England and Wales

The history of rent control in England and Wales is a part of English land law concerning the development of rent regulation in England and Wales. Controlling the prices that landlords could make their tenants pay formed the main element of rent regulation, and was in place from 1915 until its abolition (excluding some council houses) by the Housing Act 1988.

Finance

Home equity investments

Home equity investments (HEI) are financial products that allow homeowners to access their home equity as a lump sum without incurring monthly payments. They first emerged around 2015 and function by enabling investors to purchase a minority stake in a homeowner's property for a predetermined duration. In return, investors receive either a percentage of the home's future market value or

Finance

Home equity protection

Home price protection is an agreement that pays the homeowner if a particular home price index declines in value over a period of time after the protection is purchased. The protection is for a new or existing homeowner that wishes to protect the value of their home from future market declines.

Trading basics

Home warranty

A home warranty is a contract that agrees to provide a homeowner with discounted repair and replacement services. However, the words "home warranty" are not always used explicitly to mean a legal warranty is being conveyed. In many cases, at least in the United States, a home warranty is not a warranty at all, but rather a home service contract that covers the repair and/or replacement

Trading basics

Imputed rent

Imputed rent is the estimated rental price that an individual would pay for an asset they own. This concept applies broadly to capital goods but is most frequently used in housing markets to measure the rent homeowners would pay for a housing unit equivalent to their own. Imputing housing rent is essential for accurately measuring economic activity in national accounts, as asset owners d

Trading basics

In commendam

In canon law, commenda (or in commendam) was a form of transferring an ecclesiastical benefice in trust to the custody of a patron. The phrase in commendam was originally applied to the provisional occupation of an ecclesiastical benefice, which was temporarily without an actual occupant, in contrast to the conferral of a title, in titulum, which was applied to the regular and unconditi

Trading basics

Infrastructure and Projects Authority

The Infrastructure and Projects Authority (IPA) was, between 2016 and April 2025, the United Kingdom government's centre of expertise for infrastructure and major projects. The IPA reported to the Cabinet Office and HM Treasury. The core teams included experts in infrastructure, project delivery and project finance who worked with government departments and industry.

Trading basics

Infrastructure UK

Infrastructure UK (IUK) was a division of HM Treasury within the Treasury's Public Services and Growth Directorate, which advised the UK government on the long-term infrastructure needs of the UK and provided commercial expertise to support major projects and programmes between 2010 and 2016.

Trading basics

Insurance and Pensions Authority

The Insurance and Pensions Authority (Manx: Lught-reill Urryssaght as Penshynyn) or IPA was the statutory body responsible for the regulation and supervision of pensions and insurance businesses operated in or from the Isle of Man. In 2015, the IPA merged with the Financial Supervision Commission (FSC) to form the Financial Services Authority (IOMFSA).

Trading basics

James Hanson, Baron Hanson

James Edward Hanson, Baron Hanson (20 January 1922 – 1 November 2004) was an English industrialist who built his businesses through the process of leveraged buyouts through Hanson plc. Hanson's billion-dollar empire earned him the nickname "Lord Moneybags".

Trading basics

James Stansfeld

Sir James Stansfeld, ( STANSS-feeld; 5 March 1820 – 17 February 1898) was a British Radical and Liberal politician and social reformer who served as Under-Secretary of State for India (1866), Financial Secretary to the Treasury (1869–71) and President of the Poor Law Board (1871) before being appointed the first President of the Local Government Board (1871–74 and 1886).

Banking

Janet Fockart

Janet Fockart (died 1596) was a Scottish merchant and moneylender.

Banking

Kara (film)

Kara (Tamil pronunciation: [kaɾa]) is a 2026 Indian Tamil-language heist action thriller film directed by Vignesh Raja from a screenplay he wrote with Alfred Prakash. Produced by Vels Film International and Think Studios, the film is inspired by the 2024 Bengali film Bohurupi. It stars Dhanush in the title role with Mamitha Baiju, Suraj Venjaramoodu, Jayaram, K. S. Ravikumar, Karunas and

Finance

LandlordInvest

LandlordInvest is a peer-to-peer lending platform that enables people to invest in residential, commercial, and semi-commercial bridging and development loans. The platform's target audiences are professional property investors and landlords. It was the first residential property-backed Innovative Finance ISA made available to UK savers.

Trading basics

Leaseback

Leaseback, short for "sale-and-leaseback", is a financial transaction in which one sells an asset and leases it back for the long term; therefore, one continues to be able to use the asset but no longer owns it. The transaction is generally done for fixed assets, notably real estate, as well as for durable and capital goods such as airplanes and trains. The concept can also be applied by

Trading basics

Leasehold estate

A leasehold estate or a leasehold interest is an ownership of a temporary right to hold land or property in which a lessee or a tenant has rights of real property by some form of title from a lessor or landlord. Although a tenant does hold rights to real property, a leasehold estate is typically considered personal property.

Banking

Lionel de Rothschild

Baron Lionel Nathan de Rothschild (22 November 1808 – 3 June 1879) was a British Jewish banker, politician and philanthropist who was a member of the prominent Rothschild banking family of England. He became the first practising Jew to sit as a Member of Parliament in the House of Commons of the United Kingdom.

Trading basics

Lloyds Bank Limited v Bundy

Lloyds Bank Ltd v Bundy is a 1974 decision of the English Court of Appeal in English contract law, dealing with undue influence. One of the three judges hearing the case, Lord Denning MR, advanced the argument that under English law, all impairments of autonomy could be collected under a single principle of "inequality of bargaining power", but the other two judges were not drawn into co

Finance

Local authorities swaps litigation

The local authorities swaps litigation (sometimes called simply the swaps cases) refers to a series of cases during the 1990s under English law relating to interest rate swap transactions entered into between banks and local authorities. The House of Lords ruled that such transactions were unlawful. As a result of the decision over 200 separate actions were filed as hundreds of interes

Trading basics

Lords Commissioners of the Treasury

In the United Kingdom there are at least six lords commissioners of His Majesty's Treasury, serving as a commission for the ancient office of treasurer of the exchequer. The board consists of the first lord of the treasury, the second lord of the treasury, and four or more junior lords acting as whips in the House of Commons to whom this title is usually applied.

Finance

Mais Lecture

The Mais Lecture has been hosted since 1978, on a mostly annual basis, by Bayes Business School (formerly Cass), part of City, University of London.

Trading basics

Malcolm Offord

Malcolm Ian Offord, Baron Offord of Garvel (born 5 September 1964) is a Scottish politician who has served as the Leader of Reform Scotland since 2026 and as a Member of the Scottish Parliament (MSP) for West Scotland since May 2026. He was a member of the House of Lords from 2021 until his resignation in 2026. He was a member of the Conservative Party until December 2025 when he defecte

Fiat currencies

Mervyn King, Baron King of Lothbury

Mervyn Allister King, Baron King of Lothbury, (born 30 March 1948) is a British economist and public servant who was governor of the Bank of England from 2003 to 2013. Emeritus Professor of the London School of Economics and chairman of the Philharmonia since 2020, Lord King served as president of Marylebone Cricket Club for 2024/25.

Trading basics

Mortgage underwriting

Mortgage underwriting is the process a lender uses to determine if the risk (especially the risk that the borrower will default

Trading basics

Murder of Nancy Pfister

Nancy Merle Pfister was an American woman who was found murdered on February 26, 2014, in a walk-in closet of her secluded home in the Rocky Mountains. She had been beaten in the head and chest with a hammer, ax, and lamp. Pfister has been described as having been a "small-town socialite" and was well known in her small community. In October 2014, Trey and Nancy Styler, Pfister's former

Trading basics

National Infrastructure and Service Transformation Authority

The National Infrastructure and Service Transformation Authority (NISTA), established in April 2025, is a public agency advising the UK Government on infrastructure delivery and improvement. A joint unit of HM Treasury and the Cabinet Office, it combines the functions of the former National Infrastructure Commission and the Infrastructure and Projects Authority.

Trading basics

National Infrastructure Commission

The National Infrastructure Commission was an executive agency responsible for providing expert advice to the UK Government on infrastructure challenges facing the UK, between 2015 and April 2025, when it was superseded by the National Infrastructure and Service Transformation Authority (NISTA).

Trading basics

National Wealth Fund (United Kingdom)

The National Wealth Fund is a public finance institution of the United Kingdom, created in October 2024 when the UK Infrastructure Bank was refocused and branded as the National Wealth Fund to mobilise private capital for clean energy and industrial transformation, and to support long-term regional growth. It is sponsored by HM Treasury and operates at arm’s length under a Statement of S

Trading basics

Natural Capital Committee

The Natural Capital Committee (NCC) was an independent body set up in 2012, initially for a three-year period, to report to the UK Government and advise on how to value nature and to ensure England's 'natural wealth' is managed efficiently and sustainably. During its first term it produced three reports to government on the 'State of Natural Capital'. It has called on the Office for Nati

Finance

Nilon Limited v Royal Westminster Investments S.A.

Nilon Limited v Royal Westminster Investments S.A. [2015] UKPC 2 (21 January 2015), P.C. (on appeal from the British Virgin Islands) is a leading case of the Judicial Committee of the Privy Council on the right of a party to seek rectification of a company's share register, and the use of "anchor defendants". The case also included various obiter comments about the doctrine of forum non

Trading basics

NNN lease

In commercial real estate leases in the United States, the tenant, rather than the landlord, is usually responsible for real estate taxes, maintenance, and insurance. In a "net lease", in addition to base rent, the tenant or lessee is responsible for paying some or all of the recoverable expenses related to real-estate ownership. As the rent collected under a net lease is "net" after exp

Banking

Office of Fair Trading v Abbey National plc

Office of Fair Trading v Abbey National plc and Others [2009] UKSC 6 is a judicial decision of the United Kingdom Supreme Court relating to bank charges in the United Kingdom, with reference to the situation where a bank account holder goes into unplanned overdraft.

Trading basics

Office of Tax Simplification

The Office of Tax Simplification was an independent office of HM Treasury, part of the Government of the United Kingdom. The office was created on 20 July 2010 to identify complexities in the tax system burdensome to both businesses and individual taxpayers in order to recommend their reduction. The office was tasked with publishing its findings for the Chancellor of the Exchequer to con

Finance

Offshore trust

An offshore trust is a conventional trust that is formed under the laws of an offshore jurisdiction.

Trading basics

Panel discussion

A panel discussion, or simply a panel, involves a group of people gathered to discuss a topic in front of an audience, typically at scientific, business, or academic conferences, fan conventions, and on television shows.

Trading basics

Passive income

Passive income is a type of unearned income that is acquired with little to no labor to earn or maintain. It is often combined with another source of income, such as regular employment or a side job. Passive income, as an acquired or earned income, is typically taxable.

Finance

Payment

A payment is the tender of something of value, such as money or its equivalent, by one party (such as a person or company) to another in exchange for goods or services provided by them, or to fulfill a legal obligation or philanthropy desire. The party making the payment is commonly called the payer, while the payee is the party receiving the payment. Whilst payments are often made volun

Trading basics

Pontage

Pontage was a toll levied for the building or repair of bridges dating to the medieval era in England, Wales and Ireland.

Finance

Premium Bonds

Premium Bonds is a lottery bond scheme organised by the United Kingdom government since 1956. At present it is managed by the government's National Savings and Investments agency.

Trading basics

Property investment calculator

Property investment calculator is a term used to define an application that provides fundamental financial analysis underpinning the purchase, ownership, management, rental and/or sale of real estate for profit. Property investment calculators are typically driven by mathematical finance models and converted into source code. Key concepts that drive property investment calculators inclu

Trading basics

Raid: Shadow Legends

Raid: Shadow Legends is a mobile role-playing video game developed and published by the Israeli game developer Plarium Games. A port to PC was released on January 21, 2020.

Trading basics

Real estate owned

Real estate owned, or REO, is a term used in the United States to describe a class of property owned by a lender—typically a bank, government agency, or government loan insurer—after an unsuccessful sale at a foreclosure auction. A foreclosing beneficiary will typically set the opening bid at such an auction for at least the outstanding loan amount. If there are no interested bidders, th

Trading basics

Rent strike

A rent strike, sometimes known as a tenants strike or a renters strike, is a method of protest commonly employed against large landlords. In a rent strike, a group of tenants agree to collectively withhold paying some or all of their rent to their landlords en masse until demands are met. This can be a useful tactic of final resort for use against intransigent landlords, but can carry ri

Trading basics

Rental agreement

A rental agreement is a contract of rental, usually written, between the owner of a property and a renter who desires to have temporary possession of the property; it is distinguished from a lease, which is more typically for a fixed term. As a minimum, the agreement identifies the parties, the property, the term of the rental, and the amount of rent for the term. The owner of the prope

Trading basics

Rental value

Rental value is the fair market value of property while rented out in a lease. More generally, it may be the consideration paid under the lease for the right to occupy, or the royalties or return received by a lessor (landlord) under a license to real property. In the science and art of appraisal, it is the amount that would be paid for rental of similar real property in the same condi

Trading basics

Renting

Renting, also known as hiring or letting, is an agreement where a payment is made for the use of a good, service or property owned by another over a fixed period of time. Typically a written agreement is signed to establish the roles and expectations of both the tenant and landlord. There are many different types; a rental agreement tends to refer to short-term rental, whereas lease ref

Trading basics

Resale price maintenance

Resale price maintenance (RPM) or, occasionally, retail price maintenance is the practice whereby a manufacturer and its distributors agree that the distributors will sell the manufacturer's product at certain prices (resale price maintenance), at or above a price floor (minimum resale price maintenance) or at or below a price ceiling (maximum resale price maintenance). If a reseller re

Banking

Richard Koch (Reichsbank)

Richard Eduard Koch, known as von Koch from 1908 onward (born 15 September 1834 in Cottbus; died 15 October 1910 in Berlin), was a German jurist and judge and served as president of the Reichsbank from 1890 to 1908.

Trading basics

Ronald Mourad Cohen

Sir Ronald Mourad Cohen (born 1 August 1945) is an Egyptian-born British businessman and political figure. He is the chairman of The Portland Trust and Bridges Ventures. He has been described as "the father of British venture capital" and "the father of social investment".

Banking

Sarah Villiers, Countess of Jersey

Sarah Sophia Child Villiers, Countess of Jersey (4 March 1785 – 26 January 1867), born Lady Sarah Fane, was an English noblewoman and banker, and through her marriage a member of the Villiers family.

Trading basics

Secretary to the Treasury

In the United Kingdom, there are several secretaries to the Treasury, who are Treasury ministers nominally acting as secretaries to HM Treasury. The origins of the office are unclear, although it probably originated during Lord Burghley's tenure as Lord Treasurer in the 16th century. The number of secretaries was expanded to two by 1714 at the latest. The Treasury ministers together disc

Trading basics

Security deposit

A security deposit is a sum of money held in trust.

Finance

Sinking fund

A sinking fund is a fund established by an economic entity by setting aside revenue over a period of time to fund a future capital expense, or repayment of a long-term debt.

Banking

Sir Francis Baring, 1st Baronet

Sir Francis Baring, 1st Baronet (18 April 1740 – 11 September 1810) was a British merchant, banker and politician. A member of the Baring family, he became the first of the Baring baronets.

Finance

Social earnings ratio

The social earnings ratio, sometimes abbreviated to S/E, is a single-number metric, used to measure the social impact of various organizations. The non-financial metric is similar to the price-earnings ratio, but instead focuses on valuation against social impact, rather than projected earnings.

Trading basics

Steven J. Baum P.C.

Steven J. Baum, P.C., was a law firm headquartered in Amherst, New York, United States. It was founded as Marvin R. Baum, P.C. in 1972, and remained under that name until Marvin Baum's death in 1999, after which his son Steven inherited the business and renamed it after himself. Its practice was primarily in real estate law, particularly in representing lenders and servicers in residenti

Trading basics

Stop of the Exchequer

The Great Stop of the Exchequer or Stop of the Exchequer was a repudiation of state debt that occurred in England in 1672 under the reign of Charles II of England.

Trading basics

Tenancy deposit scheme (England and Wales)

Under the provisions of the United Kingdom Housing Act 2004 every landlord or letting agent that takes a deposit for an assured shorthold tenancy in England and Wales must protect the deposit under an authorised tenancy deposit scheme. The regulations came into effect on 6 April 2007, and were amended by the Localism Act 2011 (taking effect from 6 April 2012) and the Deregulation Act 201

Trading basics

The Children's Place

The Children’s Place Inc. is an American retailer of clothing for children. It sells its products primarily under its proprietary brands The Children’s Place, Gymboree, Sugar & Jade, PJ Place and Crazy 8. The company has about 525 stores in the U.S., Canada and Puerto Rico, and also sells via two online outlets and through five franchise partners in 15 countries. Its product line include