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Credit Saison
Credit Saison Co., Ltd. (株式会社クレディセゾン, Kabushiki-gaisha Kuredi Sezon), commonly known as Credit Saison (クレディセゾン, Kuredi Sezon) or simply Saison (セゾン, Sezon), is a Japanese financial services company affiliated to Mizuho Financial Group. Founded in 1951, Credit Saison is the 3rd largest credit card issuer with over 20 million cardholders in Japan, behind JCB and Visa Japan.
Trading basicsICOCA
ICOCA is a rechargeable contactless smart card used on the JR West rail network in Japan. The card was launched on November 1, 2003, for usage on the Urban Network, which encompasses the major cities of Osaka, Kyoto, and Kobe (Keihanshin). It is now usable on many other networks nationwide. The ICOCA area has gradually been expanded, and now includes the San'yo region through the Okayama
Securities & exchangesJerry Markham
Jerry W. Markham is a professor at the Florida International University College of Law, and a legal scholar on business organizations and securities regulation in the United States. He has been quoted or cited as an expert on the regulation of financial and commodities markets in a wide variety of news sources, and his three-volume collection, A Financial History of the United States, ha
Trading basicsKitaca
Kitaca (Japanese: キタカ, romanized: Kitaka) is a rechargeable contactless smart card ticketing system for public transport in Sapporo, Japan. It launched on October 25, 2008 and is managed by Hokkaido Railway Company. The card's name is a combination of the word for "north" (北, kita) and the English loanword "card". 北 is also the first character of Hokkaidō (北海道). Like other electronic far
BankingLoans in Japan
Personal loans in Japan are provided by three types of providers. First, there are large, traditional banks, with a long service history. Their big advantage is the availability of loans and branches throughout the country. Loans are also provided by specialized consumer credit companies. These are often owned by large, multi-national corporations. For example, Acom, one of the leading c
Trading basicsManaca
Manaca (マナカ, Manaka), stylized in lowercase as manaca, is a rechargeable contactless smart card used in Nagoya, Japan and the surrounding area in Aichi Prefecture. It launched on February 11, 2011, replacing the Tranpass magnetic fare card system. Since 2013, it has been part of Japan's Nationwide Mutual Usage Service, allowing it to be used in all major cities across the country.
Trading basicsNanaco
Nanaco (trademarked in lowercase as nanaco) is a prepaid cash-rechargeable contactless electronic money card, and point based loyalty program used at Seven & I Holdings–owned stores in Japan, which are 7-Eleven convenience stores, Denny's restaurants, and Ito-Yokado merchandise stores. In addition, Nanaco can be used at more than 7,000 third party stores outside the company's group, like
Trading basicsNationwide Mutual Usage Service
Japan's Nationwide Mutual Usage Service is a system that enables reciprocal use of the country's ten major transportation IC cards. Launched on March 23, 2013, it allows passengers to use their card across participating public, private, and third-sector transportation systems throughout Japan. As of May 12, 2025, the service was available on services operated by 348 transit operators.
Trading basicsNimoca
Nimoca (Japanese: ニモカ, romanized: Nimoka), stylized in lowercase as nimoca, is a rechargeable contactless smart card ticketing system for public transport in Fukuoka Prefecture, Japan. Nishi-Nippon Railroad (Nishitetsu) introduced the system on May 18, 2008. Its name is an acronym of "nice money card", while nimo (にも) in Japanese means "also", as the card is usable also on buses, also on
Trading basicsOKICA
OKICA (オキカ, Okika), short for "Okinawa IC Card", is a contactless smart card used for public transport in Okinawa.
Trading basicsOsaka Dojima Exchange
Osaka Dojima Exchange, Inc. (ODEX) is a Japanese corporation that operates a listed derivatives exchange that follows the tradition of the Osaka Dojima Rice Exchange of the Edo period. Formerly a "Mutually Owned Commodity Exchange" under the Commodity Futures Act, the company was reorganized as a joint stock company on April 1, 2021, and became a "Stock Company Operated Commodity Exchang
Trading basicsPasmo
Pasmo (stylized as PASMO) is a rechargeable contactless smart card electronic money system. It is primarily used for public transport in Tokyo, Japan, where it was introduced on 18 March 2007. Pasmo can also be used as a payment card for vending machines and stores. In 2013, Pasmo became usable in all major cities across Japan as part of the Nationwide Mutual Usage Service.
Trading basicsPiTaPa
PiTaPa (Japanese: ピタパ, romanized: Pitapa) is a contactless smart card ticketing and electronic money system used predominantly the Kansai region of Japan. The name PiTaPa from "Postpay IC for Touch and Pay". In the Osaka area, PiTaPa is usable on the Osaka Municipal Subway and New Tram, Keihan Electric Railway, and Hankyu Railway. It launched on August 1, 2004.
Trading basicsSAPICA
SAPICA (サピカ, Sapika) is a rechargeable contactless smart card ticketing system for public transport in Sapporo, Japan. Sapporo City Transportation Bureau (SCTB) introduced the system from January 30, 2009. The name of the card means "Sapporo's IC card". Sa' (サッ) is also the sound symbolic word for quickly pulling a card out and pi' (ピッ) is the equivalent of "beep". The card is issued b