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Banking

Bank Australia

Bank Australia is an Australian customer-owned bank based in Collingwood, Victoria. The organisation can trace its origins back to 1957, when the CSIRO Co-operative Credit Society was formed. Over succeeding years, mergers among 72 other credit unions and co-operative banks eventually led to the creation of the Members & Education Credit Union (mecu) in 2003, which became Bankmecu in 201

Trading basics

Blue Dot Network

The Blue Dot Network (BDN) is a multilateral organisation that promotes a certification framework for quality infrastructure projects. The initiative is a joint project of the governments of Australia, the Czech Republic, Japan, Spain, Switzerland, United Kingdom, and the United States that supports investment in high-quality infrastructure projects around the world, especially by the pr

Trading basics

Business Growth Fund

BGF, established in 2011 as the Business Growth Fund, is a leading European mid-market private equity and investment firm that provides scaleup support for small and mid-sized businesses. The firm is recognised as The United Kingdom and Ireland's most active growth equity investor.

Finance

California Society of Municipal Finance Officers

The California Society of Municipal Finance Officers (or CSMFO) is a professional association of state, county, and local government finance officers in California. The California Society of Municipal Finance Officers is the statewide organization serving all California municipal finance professionals, an affiliate of the nationwide Government Finance Officers Association (GFOA). Membe

Securities & exchanges

Canadian Securities Institute

The Canadian Securities Institute (CSI; formerly, CSI Global Education) is a Canadian organization that offers licensing courses, advanced certifications, continuing education and custom training for financial services professionals in Canada and internationally.

Finance

Certified California Municipal Treasurer

A Certified California Municipal Treasurer (CCMT) is a post-nominal professional certification awarded by the California Municipal Treasurers Association (CMTA) to California public treasurers who meet standards of education, experience, and a stated commitment to a code of ethics. It was created in 1978 to provide a professional standard of financial expertise and ethics in California

Finance

Certified International Investment Analyst

Certified International Investment Analyst (CIIA) is a global finance designation offered by the Association of Certified International Investment Analysts (ACIIA) to financial professionals; candidates may be financial analysts, portfolio managers or investment advisors.

Finance

Chartered Financial Analyst

The Chartered Financial Analyst (CFA) program is a postgraduate professional certification offered internationally by the US-based CFA Institute (formerly the Association for Investment Management and Research, or AIMR) to investment and financial professionals. The program teaches a wide range of subjects relating to advanced investment analysis—including business analysis, statistics,

Securities & exchanges

China Securities Regulatory Commission

The China Securities Regulatory Commission (CSRC) is a government agency directly under the State Council of China. It is the main regulator of the securities industry in China.

Trading basics

Coin cleaning

Coin cleaning is the controversial process of removing undesirable substances from a coin's surface in order to make it more attractive to potential buyers. Coin cleaning is not advised as it generally decreases its value by removing the coin's patina, the surface valued by collectors. Whether cleaning coins is necessary is a subject disputed among the numismatic community. Those that ar

Banking

Coin roll hunting

Coin roll hunting (often abbreviated as CRH) is the hobby of searching and sorting coinage pulled from circulation for collectible coins. This is achieved through obtaining rolled coin, boxed coin, or bagged coin from banks and credit unions. A variant of this practice involves banknotes and is carried out in essentially the same fashion, normally to search for unusual (fancy) serial num

Finance

Credit Institute of Canada

The Credit Institute of Canada (CIC) (French: Institut de crédit du Canada) is a not-for-profit organization created by a special Act of Parliament on June 11, 1928. The CIC provides credit management resources, education and certification to its members and is the only organization that grants official designations to professionals in the Canadian credit management field.

Trading basics

Double bottom line

Double bottom line (abbreviated as DBL or 2BL) seeks to extend the conventional bottom line, which measures fiscal performance—financial profit or loss—by adding a second bottom line to measure a for-profit business's performance in terms of positive social impact. There is controversy about how to measure the double bottom line, especially since the use of the term "bottom line" implies

Trading basics

Fashion merchandising

Fashion merchandising can be defined as the planning and promotion of sales by presenting a product to the right market at the proper time, by carrying out organized, skillful advertising, using attractive displays, etc. Merchandising, within fashion retail, refers specifically to the stock planning, management, and control process. Fashion Merchandising is a job that is done world- wide

Trading basics

First Investment Bank (PJSC)

Public Join-Stock Company First Investment Bank, commonly known as PJSC First Investment Bank (Ukrainian: Pershyi Investytsiynyi Bankroman) is the Ukrainian bank that offers a full range of banking services to private and corporate customers. The bank was registered on 20 June 1997 with its headquarters at 6 Moskovskiy Avenue, Kyiv. There are over 30 branches in 11 regions of Ukraine.

Trading basics

Foreign direct investment in India

A foreign direct investment (FDI) is an investment in the form of a controlling ownership in a business in one country by an entity based in another country. It differs from a foreign portfolio investment, which remains limited to the secondary markets. Broadly, the term includes "mergers and acquisitions, building new facilities, reinvesting profits earned from overseas operations, and

Trading basics

Foreign-exchange reserves of India

The foreign reserves of India are holdings of cash, bank deposits, bonds, and other financial assets denominated in currencies other than India's national currency, the Indian rupee. The foreign-exchange reserves are managed by the Reserve Bank of India (RBI) for the Indian government, and the main component is foreign currency assets.

Finance

FP&A

Financial planning and analysis (FP&A), in accounting and business, refers to the various integrated planning, analysis, and modeling activities aimed at supporting financial decisioning and management

Trading basics

Generic trademark

A generic trademark, also known as a genericized trademark or proprietary eponym, is a trademark or brand name that, because of its popularity or significance, has become the generic term for, or synonymous with, a general class of products, services, or actions, usually against the intentions of the trademark's owner.

Banking

Hardware security module

A hardware security module (HSM) is a physical computing device that safeguards and manages secrets (most importantly digital keys), and performs encryption and decryption functions for digital signatures, strong authentication and other cryptographic functions. These modules traditionally come in the form of a plug-in card or an external device that attaches directly to a computer or ne

Finance

Income Tax Department

The Income Tax Department is a government agency undertaking direct tax collection of the government of the Republic of India. It functions under the Department of Revenue of the Ministry of Finance. The Income Tax Department is headed by the apex body Central Board of Direct Taxes (CBDT). The main responsibility of the Income Tax Department is to enforce various direct tax laws, most im

Trading basics

Luminate (company)

Luminate Data, LLC (formerly MRC Data and P-MRC Data) is a provider of music and entertainment data. It was established in 2020 as a joint venture, by Nielsen Music, Alpha Data (formerly BuzzAngle Music), and Variety Business Intelligence (formerly TVtracker).

Trading basics

Mark (sign)

A mark is a written or imprinted symbol used to indicate some trait of an item, for example, its ownership or maker. Mark usually consists of letters, numbers, words, and drawings. Inscribing marks on the manufactured items was likely a precursor of communicative writing.

Trading basics

MIFARE

Mifare (styled MIFARE by NXP or sometimes MiFare by other parties) is a series of integrated circuit (IC) chips used in contactless smart cards and proximity cards.

Finance

Ministry of Finance (China)

The Ministry of Finance of the People's Republic of China is the constituent department of the State Council of the People's Republic of China which administers macroeconomic policies and the annual budget. It also handles fiscal policy, economic regulations and government expenditure for the state. The ministry also records and publishes annual macroeconomic data on China's economy. T

Finance

Ministry of Finance (India)

The Ministry of Finance (IAST: Vitta Mantrālaya) is a ministry of the Government of India concerned with the economy of India, serving as the Treasury of India. In particular, it concerns itself with taxation, financial legislation, financial institutions, capital markets, currency regulation, banking service, centre and state finances, and the Union Budget.

Finance

Multi-curve framework

In mathematical finance, the multi-curve framework refers to

Payments & settlement

NACHA

Nacha, originally the National Automated Clearinghouse Association, manages the ACH Network, the backbone for the electronic movement of money and data in the United States, and is an association for the payments industry. The ACH Network serves as a network for direct consumer, business, and government payments, and annually facilitates billions of payments such as Direct Deposit and Di

Securities & exchanges

New York Institute of Finance

The New York Institute of Finance (NYIF) is an American for-profit provider of continuing professional education that was founded by the New York Stock Exchange (NYSE) in 1922.

Payments & settlement

NTT Data Payment Services

NTT DATA Payment Services India (formerly known as Atom Technologies Limited) is a payment services provider company headquartered in Mumbai, India.

Trading basics

Performance indicator

A performance indicator or key performance indicator (KPI) is a type of performance measurement used to evaluate the success of an organization, activity, project, or process in achieving defined objectives. KPIs provide a focus for strategic and operational improvement, support evidence-based decision-making, and help organizations identify and monitor factors critical to performance.

Banking

Principles for Responsible Investment

Principles for Responsible Investment (UNPRI or PRI) is a United Nations-supported international network of financial institutions working together to implement its six aspirational principles, often referenced as "the Principles". Its goal is to understand the implications of sustainability for investors and support signatories to facilitate incorporating these issues into their investm

Finance

Professional certification in financial services

Following is a partial list of professional certifications in financial services, with an overview of the educational and continuing requirements for each; see Professional certification § Accountancy, auditing and finance and Category:Professional certification in finance for all articles.

Trading basics

Proof coinage

Proof coinage refers to special early samples of a coin issue, historically made for checking the dies (as in demonstrating that something is true) and for archival purposes. In modern times, proofs are often struck in greater numbers, especially for coin collectors (numismatists). Nearly all countries have issued proof coinage.

Trading basics

Remittances to India

Remittances to India are money transfers from non-resident Indians (NRIs) employed outside the country to family, friends, or relatives residing in India. India is the world's top receiver of remittances, claiming more than 12% of the world's remittances in 2015. Remittances to India stood at US$125 billion in 2023, up from US$69 billion in 2017. Remittances from India to other countries

Finance

Saaho

Saaho (transl. May Victory be Yours) is a 2019 Indian action thriller film written and directed by Sujeeth and produced by UV Creations and T-Series. Filmed simultaneously in Telugu and Hindi, it features Prabhas (in his Hindi film debut) in the titular role, alongside an ensemble cast of Shraddha Kapoor, Chunky Panday, Jackie Shroff, Arun Vijay, Neil Nitin Mukesh, Lal, Tinnu Anand, Mur

Securities & exchanges

Securities class action

A securities class action (SCA), or securities fraud class action, is a lawsuit filed by investors who bought or sold a company's publicly traded securities within a specific period of time (known as a “class period”) and suffered economic injury as a result of violations of the securities laws.

Trading basics

Service mark

A service mark or servicemark is a trademark used in the United States and several other countries to identify a service rather than a product.

Banking

Shared Interest

Shared Interest Society Limited is a fair trade financial co-operative based in the United Kingdom formed in 1990. Today it provides credit and financial services to fair trade producers, retailers, importers and exporters throughout the world. Shared Interest works with both Fairtrade International (formerly known as Fairtrade Labelling Organizations or FLO) and the World Fair Trade Org

Trading basics

Socially responsible marketing

Socially responsible marketing is a marketing philosophy that encourages companies to consider the long-term interests of society when developing and implementing marketing strategies. The concept is closely tied to sustainable marketing that focuses on creating and delivering value to consumers while also preserving natural and human resources. Scholars note that sustainability marketin

Trading basics

Standard Catalog of World Coins

The Standard Catalog of World Coins is a series of numismatic catalogs, commonly known as the Krause catalogs. They are published by Krause Publications, a division of Active Interest Media.

Finance

Swiss Finance Institute

The Swiss Finance Institute (SFI) is an institute organized as a non-profit foundation. Its purpose is to competitively foster university institutions and networks in research and teaching, aimed at strengthening the position of Switzerland's science and financial sectors. Created in 2006 as a public–private partnership, SFI is a common initiative of the Swiss finance industry, leading S

Trading basics

Toning (coin)

Toning on a coin is the change of colour brought about through oxidization, which forms a thin layer of tarnish on the metal's surface, typically as a result of interactions and chemical reactions with sulfur-containing compounds in the environment. Coin toning can vary in aesthetics, and thus can alternately add or detract from a coin's value. Coins with unusual toning colours or patter

Trading basics

Trademark

A trademark (also written trade mark or trade-mark) is a type of intellectual property that consists of a word, phrase, symbol, design, or combination thereof that identifies a product or service from a particular source and distinguishes it from others. Trademarks also extend to non-traditional marks like drawings, symbols, 3D shapes like product designs or packaging, sounds, scents, or

Trading basics

Trademark distinctiveness

Trademark distinctiveness is an important concept in the law governing trademarks and service marks. A trademark may be eligible for registration, or registrable, if it performs the essential trademark function, and has distinctive character. Registrability can be understood as a continuum, with "inherently distinctive" marks at one end, "generic" and "descriptive" marks with no distinct

Finance

Treasury management

Treasury management (or treasury operations) entails management of an enterprise's financial holdings, focusing on the firm's liquidity, and mitigating its financial, operational and reputational risk.

Trading basics

Trickle-down fashion

Trickle-down fashion is a model of product adoption in marketing that affects many consumer goods and services.

Trading basics

Trusted Shops

Trusted Shops is a company founded in Cologne, Germany, in 1999, which offers online shops and their customers trust-building services by means of a trustmark, a money-back guarantee process and a system of customer reviews. Online retailers are also provided with assistance in meeting legal requirements. Around 25,000 online shops display the trustmark as of July 2019.

Trading basics

Whole-life cost

Whole-life cost is the total cost of ownership over the life of an asset. The concept is also known as life-cycle cost (LCC) or lifetime cost, and is commonly referred to as "cradle to grave" or "womb to tomb" costs. Costs considered include the financial cost which is relatively simple to calculate and also the environmental and social costs which are more difficult to quantify and assi