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Digital assets and currencies

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Finance

ANSES

The National Social Security Administration (Spanish: Administración Nacional de la Seguridad Social; mostly known by its acronym ANSES) is a decentralized Argentine Government social insurance agency managed by the Secretariat of Labour, Employment and Social Security controlled by the Ministry of Human Capital.

Trading basics

Coins for the dead

Coins for the dead is a form of respect for the dead or bereavement. The practice began in classical antiquity when people believed the dead needed coins to pay a ferryman to cross the River Styx. In modern times the practice has been observed in the United States and Canada: visitors leave coins on the gravestones of former military personnel.

Banking

Court Jew

Court Jew (also court factor, court agent, or chamber agent) was a term used in early modern period Europe, particularly in Germany for Jewish moneylenders who lent to or managed money for the upper classes in return for social privileges.

Fiat currencies

Employer of last resort

Employers of last resort (ELR) are employers in an economy to whom workers go for jobs when no other jobs are available; the term is by analogy with "lender of last resort". The phrase is used in two senses:

Finance

Involuntary unemployment

Involuntary unemployment occurs when a person is unemployed despite being willing to work at the prevailing wage. It is distinguished from voluntary unemployment, where a person chooses not to work because their reservation wage is higher than the prevailing wage. In an economy with involuntary unemployment, there is a surplus of labor at the current real wage. This occurs when some forc

Trading basics

Minimum wage

A minimum wage is the lowest remuneration that employers can legally pay their employees—the price floor below which employees may not sell their labor. Most countries had introduced minimum wage legislation by the end of the 20th century. Because minimum wages increase the cost of labor, companies often try to avoid minimum wage laws by using gig workers, by moving labor to locations wi

Trading basics

Payroll tax

A payroll tax may be imposed on employers or employees. They are usually calculated as a percentage of the salaries that employers pay their employees. By law, some payroll taxes are the responsibility of the employee and others fall on the employer, but almost all economists agree that the true economic incidence of a payroll tax is unaffected by this distinction, and falls largely or e

Trading basics

Pension

A pension (; from Latin pensiō 'payment') is a fund or pay-as-you-go scheme into which amounts are paid regularly during an individual's working career, and from which periodic payments are made to support the person's retirement from work. A pension may be either a "defined benefit plan", where defined periodic payments are made in retirement and the contributions to the pension are ad

Trading basics

Pension systems by country

The table below shows the pension systems pillars by country.

Trading basics

Personal income

In economics, personal income refers to the total earnings of an individual from various sources such as wages, investment ventures, and other sources of income. It encompasses all the products and money received by an individual.

Trading basics

Recruitment marketing

Recruitment marketing refers to the inbound strategies and tactics an organization uses to find, attract, engage, and nurture talent before they apply for a job, also called the pre-applicant phase of talent acquisition. It is the practice of promoting the benefits and value of working for an employer in order to recruit talent. It is analogous in many ways to corporate marketing, and

Trading basics

Retirement age

This article lists the statutory retirement age in different countries. In some contexts, the retirement age is the age at which a person is expected or required to cease work. It is usually the age at which such a person may be entitled to receive superannuation or other government benefits, like a state pension.

Trading basics

Retirement spend-down

At retirement, individuals stop working and no longer get employment earnings, and enter a phase of their lives, where they rely on the assets they have accumulated, to supply money for their spending needs for the rest of their lives. Retirement spend-down, or withdrawal rate, is the strategy a retiree follows to spend, decumulate or withdraw assets during retirement.

Payments & settlement

Truck wages

Truck wages are wages paid not in conventional money but instead in the form of payment in kind (i.e. commodities, including goods and/or services); credit with retailers; or a money substitute, such as scrip, chits, vouchers or tokens. Truck wages are a characteristic of a truck system, and are banned by the labour legislation of many countries.

Finance

Underemployment

Underemployment is the underuse of a worker because their job does not use their skills, offers them too few hours, or leaves the worker idle. It is contrasted with unemployment, where a person lacks a job at all despite wanting one.

Finance

Youth unemployment

Youth unemployment refers to the proportion of the labor force aged 15–24 who do not have a job but are seeking employment. Young adult unemployment refers to unemployment among ages 25–34.