XPAY KNOWLEDGE
Industry WIKI
Digital assets and currencies
Understand assets, networks and trading mechanics with sources you can check.
Banking
Banking in Australia
Banking in Australia is a central component of the country's financial system and one of the most concentrated banking sectors in the world. As of 2025 the sector contributes 7.5% of GDP and employs 450,000 people.
Fiat currenciesLegal tender
Legal tender is a form of money that the law recognises as valid for the discharge of a monetary debt in a jurisdiction. What constitutes legal tender varies between jurisdictions.