XPAY KNOWLEDGE
Industry WIKI
Digital assets and currencies
Understand assets, networks and trading mechanics with sources you can check.
Banking
Central Reserve Bank of Peru
The Central Reserve Bank of Peru (Spanish: Banco Central de Reserva del Perú; BCRP) is the Peruvian central bank. It mints and issues metal and paper money, the sol.
Payments & settlementYape (payment)
Yape (pronounced [ˈʝape]) is a digital wallet and mobile payment application developed by the Banco de Crédito del Perú (BCP) in 2016. As of 2025, it has over 20 million users. Its features include instant, commission-free peer-to-peer transfers, bill payments, and purchases using a smartphone via a phone number or QR code, without requiring a traditional bank account, enabling its use b