XPayIndustry WIKIBack to home
XPAY KNOWLEDGE

Industry WIKI

Digital assets and currencies

Understand assets, networks and trading mechanics with sources you can check.

Trading basics

A&W Restaurants

A&W Restaurants, Inc. is an American fast food restaurant chain distinguished by its "Burger Family" combos, draft root beer and root beer floats. A&W's origins date back to 1919 when Roy W. Allen set up a roadside drink stand offering root beer at a parade honoring returning World War I veterans in Lodi, California. Allen's employee, Frank Wright, partnered with him in 1922 and they fo

Trading basics

Au Bon Pain

ABP OPCO, LLC, doing business as Au Bon Pain, (French pronunciation: [o bɔ̃ pɛ̃], meaning "at the good bread") is an American fast casual restaurant, bakery, and café chain headquartered in Richardson, Texas, which as of 2025 operated 34 locations in the United States as well as several outlets in Thailand. The company is owned by the Yum! Brands franchisee management company AMPEX Brand

Banking

Berenberg family

The Berenberg family (Dutch for "bear mountain") was a Flemish-origined Hanseatic family of merchants, bankers and senators in Hamburg, with branches in London, Livorno and other European cities. The family was descended from the brothers Hans and Paul Berenberg from Antwerp, who came as Protestant refugees to the city-republic of Hamburg following the Fall of Antwerp in 1585 and who est

Trading basics

Bitnation

Bitnation, or crypto nation, was a cryptocurrency-based project self-described as a "voluntary nation", wherein all citizens chose to be citizens, founded in 2014 by Susanne Tarkowski Tempelhof. A part of the process for becoming a citizen involved recording vital records, identity, and other legal events through the use of a smart contract on the Ethereum blockchain.

Trading basics

Bojangles (restaurant)

Bojangles OpCo, LLC., doing business as Bojangles (known as Bojangles' Famous Chicken 'n Biscuits until 2020), is an American regional chain of fast food restaurants that specializes in Cajun-seasoned fried chicken and buttermilk biscuits and primarily serves the Southeastern United States. The company was founded in Charlotte, North Carolina in 1977 by Jack Fulk and Richard Thomas.

Trading basics

Boston Market

Boston Market Corporation, known as Boston Chicken until 1995, is an American fast casual restaurant chain headquartered in Newtown Township, Pennsylvania. Since 2020, it has been owned by Engage Brands, LLC, a company of Rohan Group. From 1985 to 1995, Boston Market was known as Boston Chicken, which rapidly expanded to over a thousand locations. By the late 1990s, the chain filed for b

Trading basics

Catlin Group

Catlin Group Limited was a Bermuda-based specialty insurance and reinsurance company. Catlin operated six underwriting hubs worldwide and operated more than 55 offices worldwide. It owned the largest syndicate at Lloyd's of London, based on 2011 gross written premiums. Catlin shares were listed on the London Stock Exchange until it was acquired by XL Group plc in May 2015.

Finance

Cayman Islands

The Cayman Islands () is a self-governing British Overseas Territory in the western Caribbean. With a population of over 90,000, it is the most populated of all the British Overseas Territories. The 264-square-kilometre (102-square-mile) territory comprises the three islands of Grand Cayman, Cayman Brac and Little Cayman, which are located south of Cuba and north-east of Honduras, betwee

Trading basics

Checkers and Rally's

Checkers Drive-In Restaurants, Inc. is an American fast food double drive-through chain franchise in the United States. The company operates Checkers and Rally's restaurants in 20 states and the District of Columbia. They specialize in hamburgers, hot dogs, french fries, milkshakes, and drinks.

Trading basics

Church's Texas Chicken

Church's Texas Chicken is an American fast food restaurant chain that specializes in Southern fried chicken and is headquartered in Atlanta, Georgia. The chain was founded as Church's Fried Chicken To-Go by George W. Church Sr. in April 1952, in San Antonio, Texas, across the street from The Alamo. Church's Texas Chicken trades as Texas Chicken or Church's Chicken in many countries.

Trading basics

Climate risk

Climate risk is the potential for problems for societies or ecosystems from the impacts of climate change. The assessment of climate risk is based on formal analysis of the consequences, likelihoods and responses to these impacts. Societal constraints can also shape adaptation options. There are different values and preferences around risk, resulting in differences of risk perception.

Trading basics

Corner Bakery Cafe

Best Cafe Enterprises, LLC, doing business as Corner Bakery Cafe is an American chain of cafes that specialize in pastries, breads, breakfast dishes, gourmet sandwiches, homemade soups, salads, and pasta. Corner Bakery Cafe is considered to be a part of the fast casual market segment of the food service industry, offering a higher quality of food and atmosphere than a typical fast food

Fiat currencies

Currency substitution

Currency substitution, also known as dollarization, is the use of a foreign currency in parallel to or instead of a domestic currency.

Trading basics

Dial-a-Phone

Dialaphone (Dial-A-Phone, Dial A Phone) was an independent mobile phone retailer in the United Kingdom. It was established in February 1995 as a direct marketer and supplier of mobile phones and mobile phone accessories. The e-commerce website went online in September 2000. In 2008 it was acquired by Phones 4u who as of September 2014 collapsed into administration closing branches, onli

Trading basics

Elizabethan era

The Elizabethan era is the epoch in the Tudor period of the history of England during the reign of Queen Elizabeth I (1558–1603). Historians often depict it as the golden age in English history, with an effective government, resulting from the reforms of Henry VII and Henry VIII, and a prospering economy boosted by trans-Atlantic trade and privateering. During this time, the Protestant R

Trading basics

Fazoli's

Fazoli's System Management, LLC., or Fazoli's is an American quick-service restaurant chain specializing in Italian-American cuisine. Founded in 1988 in Lexington, Kentucky, the company owns and operates 137 restaurants across 24 states in the United States, with additional locations in Canada, and Puerto Rico. Its menu includes pasta dishes, sandwiches, pizza, salads, desserts, and brea

Trading basics

Financial position of the United States

The financial position of the United States includes assets of at least $269 trillion (269,000,000,000,000) (1576% of GDP) and debts of $145.8 trillion (852% of GDP) to produce a net worth of at least $123.8 trillion (723% of GDP). GDP in 2014 Q1 decline was due to foreclosures and increased rates of household saving. There were significant declines in debt to GDP in each sector except t

Finance

Fiscal pedaling

Fiscal pedaling (a calque from Brazilian Portuguese: pedalada fiscal, or simply pedaladas) is a governmental creative accounting technique involving the use of state-owned banks to front funds required for paying general government obligations without officially declaring a loan, thus hiding these transfers from public scrutiny and delaying repayment from the Treasury to these banks. As

Finance

Fish for finance

Fish for finance is the popular phrase used to describe the possible trade-off betrween two major UK industries that was considered by both sides during the trade negotiations between the United Kingdom and the European Union (EU) over their future relationship following Brexit in January 2020. The Brexit withdrawal agreement between the two parties called for an agreement on fisheries t

Trading basics

Friendly's

Friendly's is a restaurant chain on the East Coast of the United States. The first location, selling ice cream cones, opened in 1935 in Springfield, Massachusetts. It was founded by brothers S. Prestley Blake and Curtis Blake. It has 10,000 employees. George Michel is the CEO. It offers diner-style cuisine and highlights its 22 ice cream flavors. Many locations offer an ice-cream onl

Trading basics

G20 developing nations

The G20 developing nations (and, occasionally, the G21, G23 or G20+) is a bloc of developing nations established on 20 August 2003. Distinct and separate from the G20 major economies, the group emerged at the 5th Ministerial WTO conference, held in Cancún, Mexico, from 10 September to 14 September 2003. The group accounted for 60% of the world's population, 70% of its farmers and 26% of

Finance

Green finance and the Belt and Road Initiative

Green finance is officially promoted as an important feature of the Belt and Road Initiative, China's signature global economic development initiative. The official vision for the BRI calls for an environmentally friendly "Green Belt and Road".

Trading basics

GreenTech Automotive

GreenTech Automotive (also known as WM GreenTech Automotive Corp.) was a United States automotive manufacturer founded in 2009 that planned to develop and produce ultralow-power electric cars resembling very small cars or large golf carts. It was a Virginia corporation, with its operations based in Mississippi.

Finance

Group of Ten (IMF)

The Group of Ten (G10 or G-10) refers to the group of 11 countries that agreed to participate in the General Arrangements to Borrow (GAB), an agreement to provide the International Monetary Fund (IMF) with additional funds to increase its lending ability.

Trading basics

Hibu

Hibu Inc. (styled hibü), formerly Yellowbook Inc., is a provider of web development and hosting, digital listings and reputation management, search engine and social media marketing, and digital advertisements. Hibu is headquartered in Cedar Rapids, IA.

Trading basics

Hisense

Hisense Group Co., Ltd. is a Chinese multinational major appliance and electronics manufacturer headquartered in Qingdao, Shandong, China. Television sets are one of its principal products. In the first quarter of 2026, Hisense accounted for 13% of global television shipments, behind Samsung and TCL, according to Counterpoint Research. Hisense also operates as an original equipment manuf

Trading basics

Hudson's Bay Company

The Hudson's Bay Company (abbreviated HBC and colloquially Hudson's Bay or The Bay) was a Canadian holding company of department stores and commercial property. It was the oldest corporation in North America, founded in 1670 and liquidated in 2025. It was headquartered at the Simpson Tower in Toronto. Today, it serves as an Intellectual Property and brand of Canadian Tire for its iconi

Trading basics

Inclusive capitalism

Inclusive capitalism, or stakeholder capitalism, is a theoretical concept and policy movement that seeks to address the growing income inequality and wealth inequality within Western capitalism following the 2008 financial crisis.

Trading basics

Indian Motorcycle

Indian Motorcycle is an American motorcycle brand controlled by the Los Angeles–based private equity firm Carolwood LP since February 2026.

Finance

InSoil

InSoil (formerly HeavyFinance) is a Lithuanian environmental technology investment company that operates a marketplace for the agricultural industry. The company facilitates investments in debt capital for small and medium-sized agricultural enterprises to switch and expand regenerative agriculture practices such as no-till farming, mixed crop rotation, cover cropping, and the applicatio

Finance

Internationalization of the renminbi

Since the late 2000s, the People's Republic of China (PRC) has sought to internationalize its official currency, the renminbi (RMB) or Chinese yuan (CNY). This initiative aims to reduce dependence on the United States dollar and enhance China's influence in the global financial system. Key strategies have included promoting the use of the yuan in international trade invoicing, cross-bord

Trading basics

Jimmy John's

Jimmy John's Franchise, LLC, commonly referred to as Jimmy John's, is an American multinational sandwich chain, headquartered in Champaign, Illinois. The business was founded by Jimmy John Liautaud in 1983. After Liautaud graduated from high school, his father gave him a choice to either join the military or start a business. Liautaud decided to start a hot dog business, which changed to

Trading basics

Johnny Rockets

The Johnny Rockets Group Inc., commonly known simply as Johnny Rockets, is an American restaurant franchise whose themed decor is based upon 1950s diner-style restaurants. As of April 2024, the company operates 90 locations in Arizona, California, Connecticut, Washington, D.C., Florida, Georgia, Hawaii, Illinois, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nevada, New

Trading basics

Laukkuryssä

In Finland, "laukkuryssä" , also reppuryssä (Finnish for "bag Russian", Swedish: påsaryssar) were travelling salesmen who went around Finland and northern Sweden from the middle 19th century to the early 20th century. Despite the name, "laukkuryssäs" were not ethnically Russian, but instead Karelian peasants from East Karelia. Their trade was called a "bag trade", after the large leather

Trading basics

Long John Silver's

Long John Silver's, LLC is an American chain of fast-food restaurants that specializes in seafood. The brand's name is derived from the character of the same name from Robert Louis Stevenson's novel Treasure Island.

Finance

Military budget of Russia

The military budget of Russia is the portion of the overall budget of Russia that is allocated for the funding of the Russian Armed Forces. This military budget finances employee salaries and training costs, the maintenance of equipment and facilities, support of new or ongoing operations, and development and procurement of new weapons, equipment, and vehicles. According to estimates for

Trading basics

Mrs. Fields

Mrs. Fields' Original Cookies Inc. is an American franchisor in the snack food industry, with Mrs. Fields and TCBY as its core brands. Through its franchisees' retail stores, it is one of the largest retailers of freshly-baked-on-premises specialty cookies and brownies in the United States and the largest retailer of soft-serve frozen yogurt in the country. In addition, it operates a gif

Trading basics

Naming rights

Naming rights are a form of advertising or memorialization where a corporation, person, or other entity purchases the right to name a facility, object, location, program, or event (most often sports venues), typically for an agreed time. The term typically ranges from three to 20 years for properties such as multi-purpose arenas, performing arts venues, or sports fields. Longer terms are

Trading basics

Newk's Eatery

Newk's Eatery is an American chain of fast casual cafés which operates over 100 restaurants in 13 states.

Finance

Office of Financial Research

The Office of Financial Research (OFR) is an independent bureau reporting to the United States Department of the Treasury. Created in the aftermath of the 2008 financial crisis, the OFR monitors and collects data to identify risks across the financial system.

Trading basics

Panasonic

Panasonic Holdings Corporation, colloquially known as Panasonic, is a Japanese multinational electronics manufacturer, headquartered in Kadoma, Osaka, Japan. It produces a wide range of products and services, including consumer electronics, rechargeable batteries, automotive and avionic systems, industrial equipment, as well as home renovation and construction. The company is listed on t

Fiat currencies

Panda bonds

A Panda bond is a Chinese renminbi-denominated bond from a non-Chinese issuer, sold in the People's Republic of China. Unlike the dim sum bond, Panda bonds are issued in the onshore market for onshore renminbi.

Finance

Paulista Avenue

Paulista Avenue (Avenida Paulista in Portuguese, Paulista being the demonym for those born in the state of São Paulo) is one of the most important avenues in São Paulo, Brazil. It stretches 2.8 kilometres (1.7 mi) and runs northwest to southeast. Its northwest point is Praça Marechal Cordeiro de Farias at its intersection with Rua da Consolação and its southeast point is Praça Oswaldo C

Trading basics

Permanent Court of Arbitration

The Permanent Court of Arbitration (PCA) is an intergovernmental organization headquartered at the Peace Palace in The Hague, Netherlands, which was built to house the PCA.

Trading basics

Phones 4u

Phones 4u was a British mobile phone retailer based in the United Kingdom. The company was founded in 1996 and was one of the largest mobile phone retailers in the UK before it ceased operations and filed for administration on 15 September 2014. Since then, the company has been under the control of its administrators, PwC.

Trading basics

Quebec carbon market

The Canadian province of Quebec is the first Canadian province with an emission cap-and-trade market (ETS), introduced in 2013. Polluters need to buy emission allowances, which increase in price each year. The resulting revenue is reinvested in Quebec's 2030 Plan for a Green Economy through the Electrification and Climate Change Fund. Since 2014, the Quebec carbon market is linked with t

Trading basics

Quiznos

Quiz Holdings, LLC, doing business as Quiznos, is an American franchised fast-food restaurant based in Denver that specializes in offering toasted submarine sandwiches. It was founded in 1981 by Jimmy Lambatos and sold to Rick and Richard Schaden ten years later. It then grew to nearly 5,000 restaurants; by 2013, Quiznos was the second-largest submarine sandwich shop chain in North Ameri

Trading basics

Retirement age

This article lists the statutory retirement age in different countries. In some contexts, the retirement age is the age at which a person is expected or required to cease work. It is usually the age at which such a person may be entitled to receive superannuation or other government benefits, like a state pension.

Trading basics

REV Group

REV Group is an American manufacturer of ambulances, buses, commercial vehicle, firefighting vehicles, recreational vehicles and other specialty vehicles, as well as aftermarket parts and services.

Trading basics

Rita's Italian Ice

Rita’s Italian Ice & Frozen Custard (originally and now informally known as Rita's Water Ice) is a privately owned and operated American quick service restaurant chain originating in the Philadelphia metropolitan area that expanded into 30 states, mostly in the Mid-Atlantic region. The chain is known for its Italian ice, or water ice, and frozen custard but also offers multiple other typ

Trading basics

Royal Mint

The Royal Mint Limited is the United Kingdom's official maker of British coins. It is currently located in Llantrisant, Wales, where it moved in 1968.

Trading basics

Saffron trade

Saffron is one of the world's most expensive spices by weight due to its difficulty to harvest. Saffron consists of stigmas plucked from the vegetatively propagated and sterile Crocus sativus, known popularly as the saffron crocus. The resulting dried "threads" are distinguished by their bitter taste, hay-like fragrance, and slight metallic notes. The saffron crocus is unknown in the wil

Trading basics

Saint Helena pound

The Saint Helena pound (symbol: £; currency code: SHP) is the currency of the Atlantic islands of Saint Helena and Ascension, which are constituent parts of the British Overseas Territory of Saint Helena, Ascension and Tristan da Cunha. It is fixed at parity with sterling, and so both currencies are commonly accepted and circulated within Saint Helena. Its base unit is the pound, which i

Finance

SCO Interbank Consortium

The Shanghai Cooperation Organisation Interbank Consortium (abbreviated as SCO IBC) is a platform for joint financing of development projects by members and other participants of the Shanghai Cooperation Organisation (SCO).

Trading basics

Sharp Corporation

Sharp Corporation (シャープ株式会社, Shāpu Kabushiki-gaisha) is a Japanese electronics company. It is headquartered in Sakai, Osaka, and was founded by Tokuji Hayakawa in 1912 in Honjō, Tokyō, and established as the Hayakawa Metal Works Institute in Abeno-ku, Osaka, in 1924. Since 2016, it is majority owned by the Taiwan-based manufacturer Hon Hai Precision Industry Co., Ltd., better known as Fo

Trading basics

Snapple

Snapple is a brand of tea and juice drinks owned by Keurig Dr Pepper, based in Plano, Texas, United States. Snapple originated as an apple juice first produced in 1972 by Unadulterated Food Products, with the name Snapple a portmanteau derived from the words snappy and apple.

Trading basics

Sterling area

The sterling area (or sterling bloc, legally scheduled territories) was a group of countries that either adopted or pegged their currencies to the pound sterling.

Trading basics

Trillion dollar club (macroeconomics)

The Trillion dollar club is an unofficial classification of the world's major economies with a gross domestic product (nominal GDP) of more than US$1 trillion per year. As of 2025, it included 21 countries. This does not include purchasing power parity, which increases the GDP of many countries with an undervalued currency, which are usually poorer countries.