XPAY KNOWLEDGE

Industry WIKI

Digital assets and currencies

Understand assets, networks and trading mechanics with sources you can check.

SoFi

SoFi Technologies, Inc. (abbreviated as SoFi, short for Social Finance) is an American financial technology company. Founded in 2011 by Stanford University graduates as a student loan refinancier, it operates a direct bank serving retail customers and businesses. SoFi is the largest U.S.-based online lender, and has nearly 16 million customers as of 2026.