Industry WIKI

Surveillance capitalism is a concept in political economics which denotes the widespread collection and commodification of personal data by corporations. This phenomenon is distinct from government surveillance, although the two can be mutually reinforcing. The concept of surveillance capitalism, as described by Shoshana Zuboff, is driven by a profit-making incentive, and arose as advert

Sustainable finance is the set of practices, standards, norms, regulations and products that pursue financial objectives while taking into account environmental, social, and governance considerations. It is often used interchangeably with Environmental, Social & Governance (ESG) investing. It is important to distinguish between ESG integration for better risk-adjusted returns and the bro

Swift v. Tyson, 41 U.S. (16 Pet.) 1 (1842), was a case brought in diversity in the Circuit Court for the Southern District of New York on a bill of exchange accepted in New York in which the Supreme Court of the United States determined that United States federal courts that heard cases brought under their diversity jurisdiction under the Judiciary Act of 1789 must apply statutory state

A swing producer or swing supplier is a supplier or a close oligopolistic group of suppliers of any commodity, controlling its global deposits and possessing large spare production capacity. A swing producer is able to increase or decrease commodity supply at minimal additional internal cost, and thus able to influence prices and balance the markets, providing downside protection in the

Tacit collusion is a collusion between competitors who do not explicitly exchange information but achieve an agreement about coordination of conduct. There are two types of tacit collusion: concerted action and conscious parallelism. In a concerted action, also known as concerted activity, competitors exchange some information without reaching any explicit agreement, while conscious para

The Taiwan Miracle (Chinese: 臺灣奇蹟; Tongyong Pinyin: Táiwān Cíjī; Tâi-lô: Tâi-uân Kî-Tsik) or Taiwan Economic Miracle refers to Taiwan's rapid economic development to a developed, high-income country during the latter half of the twentieth century.

Farming or tax-farming is a technique of financial management in which the management of a variable revenue stream is assigned by legal contract to a third party and the holder of the revenue stream receives fixed periodic rents from the contractor. It is most commonly used in public finance, where governments (the lessors) lease or assign the right to collect and retain the whole of th

Taxes in Iceland are levied by the state and the municipalities. Property rights are strong and Iceland is one of the few countries where they are applied to fishery management. Taxpayers pay various subsidies to each other, similar to European countries that are welfare states, but the spending is less than in most European countries. Despite low tax rates in relation to European welfar

The Taylor rule is a monetary policy targeting rule. The rule was proposed in 1992 by American economist John B. Taylor for central banks to use to stabilize economic activity by appropriately setting short-term interest rates. The rule considers the federal funds rate, the price level and changes in real income. The Taylor rule computes the optimal federal funds rate based on the gap be

The technology adoption lifecycle is a sociological model that describes the adoption or acceptance of a new product or innovation, according to the demographic and psychological characteristics of defined adopter groups. The process of adoption over time is typically illustrated as a classical normal distribution or "bell curve". The model calls the first group of people to use a new pr

The Term Asset-Backed Securities Loan Facility (TALF) is a program created by the U.S. Federal Reserve (the Fed) to spur consumer credit lending. The program was announced on November 25, 2008, and was to support the issuance of asset-backed securities (ABS) collateralized by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration (SBA). Un

The Terrorist Finance Tracking Program (TFTP) is a United States government program to access financial transactions on the international SWIFT network that was revealed by The New York Times, The Wall Street Journal and the Los Angeles Times in June 2006. It was part of the Bush administration's war on terrorism. After the covert action was disclosed, the so-called SWIFT Agreement was n

Tether Limited is a financial technology company that issues the Tether stablecoin (USDT), the world’s largest stablecoin by market capitalization. Founded in 2014, Tether pioneered the concept of fiat-backed digital currencies pegged 1:1 to traditional currencies (initially the U.S. dollar). USDT has become a key source of liquidity in the cryptocurrency market, with over $170 billion i

The Banker is a 2020 American period drama film directed, co-written and produced by George Nolfi. The film stars Anthony Mackie, Nicholas Hoult, Nia Long, Jessie T. Usher and Samuel L. Jackson. The story follows Joe Morris (Jackson) and Bernard Garrett (Mackie), two of the first African-American bankers in the United States. The film began a limited theatrical on March 6, 2020, before s

The Big Short: Inside the Doomsday Machine is a nonfiction book by Michael Lewis about the build-up of the United States housing bubble during the 2000s. It was released on March 15, 2010, by W. W. Norton & Company. It spent 28 weeks on The New York Times best-seller list, and was the basis for the 2015 film of the same name.

The Big Short is a 2015 American biographical comedy drama film directed by Adam McKay from a screenplay by McKay and Charles Randolph. Based on the 2010 book by Michael Lewis, it depicts how the 2008 financial crisis was triggered by the United States housing bubble. The film stars Christian Bale, Steve Carell, Ryan Gosling, and Brad Pitt, with John Magaro, Finn Wittrock, Hamish Linklat

The Chase is a 1994 American action comedy film written and directed by Adam Rifkin and starring Charlie Sheen and Kristy Swanson. Set in California, the film follows a wrongfully convicted man who kidnaps a wealthy heiress and leads police on a lengthy car chase in an attempt to escape prison, while the news media dramatize the chase to absurd extents. It features Henry Rollins, Josh Mo

The Cluetrain Manifesto is a work of business literature collaboratively authored by Rick Levine, Christopher Locke, Doc Searls, and David Weinberger. It was first posted to the web in 1999 as a set of ninety-five theses, and was published as a book in 2000 with the theses extended by seven essays. The work examines the impact of the Internet on marketing, claiming that conventional mark

The Co-operative Bank p.l.c. is a British retail and commercial bank based in Manchester, England. Established as a bank for co-operators and co-operatives following the principles of the Rochdale Pioneers, the business evolved in the 20th century into a mid-sized British high street bank, operating throughout the UK mainland. Transactions took place at cash desks in Co-op stores until t

The Crash is an American thriller film, written and directed by Aram Rappaport and produced by Aaron Becker, Isaac La Mell, Kristi Gescheidler, Atit Shah, Hilary Shor, and Peter Shuldiner. The film stars Minnie Driver, Frank Grillo, Dianna Agron, AnnaSophia Robb, Maggie Q, Mary McCormack, Ed Westwick, Christopher McDonald, and John Leguizamo.

The Dark Knight is a 2008 superhero film directed by Christopher Nolan, who co-wrote the screenplay with his brother Jonathan. Based on the DC Comics superhero Batman, it is the sequel to Batman Begins (2005), and the second installment in The Dark Knight trilogy. The plot follows the vigilante Batman, police lieutenant James Gordon, and district attorney Harvey Dent, who form an allianc

The Great Texas Dynamite Chase (also known as Dynamite Women) is a 1976 American crime comedy film directed by Michael Pressman in his directorial debut.

The King of Fighters All Star (KOFAS) was a beat 'em up action role-playing game developed by Netmarble Neo and published by Netmarble. It was first released in Japan on July 26, 2018, for the iOS and Android.

The Lady in Red (also known as Guns, Sin and Bathtub Gin) is a 1979 American crime drama film directed by Lewis Teague with a screenplay by John Sayles for Roger Corman's New World Pictures. The film stars Pamela Sue Martin and Robert Conrad, and Louise Fletcher. The plot concerns a farmer's daughter who runs away to Chicago, where she falls into a life of crime through association with

The Lavender Hill Mob is a 1951 British comedy film from Ealing Studios, written by T. E. B. Clarke, directed by Charles Crichton, starring Alec Guinness and Stanley Holloway and featuring Sid James and Alfie Bass. The title refers to Lavender Hill, a street in Battersea, a district in London SW11, near to Clapham Junction railway station. It was one of the first films to feature Audrey

Theming is the use of an overarching theme to create a holistic and integrated spatial organization of a consumer venue. A theme is a unifying or dominant idea or motif on which any new construction idea, new style generation, any product is designed. It is the process of designing and constructing an object or space so that the particular subject or idea on which the style of somethin

Thomas Boni Yayi (born 1 July 1951) is a Beninese banker and politician who was the president of Benin from 2006 to 2016. He took office after winning the March 2006 presidential election and was re-elected to a second term in March 2011. He also served as the chairperson of the African Union from 29 January 2012 to 27 January 2013 and currently serves as a senator since 30 July 2026.

A time deposit or term deposit (also known as a certificate of deposit in the United States, and as a guaranteed investment certificate in Canada) is a deposit in a financial institution with a specific maturity date or a period to maturity, commonly referred to as its "term". Time deposits differ from at call deposits, such as savings or checking accounts, which can be withdrawn at any

"To rob Peter to pay Paul", and similar variants that have developed over the centuries such as "to borrow from Peter to pay Paul", and "to unclothe Peter to clothe Paul", are English idioms meaning to take from one person to give to another, especially when it results in the elimination of one debt by incurring another. Similar phrases are found in many languages. "Manoeuvring the Apost

Thomas Joseph Barrack Jr. (born April 28, 1947) is an American diplomat, private equity real estate investor and the founder and retired chairman of Colony Capital, a publicly traded real estate investment trust. Following his U.S. Senate confirmation, Barrack has served as United States Ambassador to Turkey since May 2025.

Tom Gores (born Tewfiq Georgious, Arabic: توفيق جورجيوس; Greek: Τεουφίκ Γεωργίου; Hebrew: תאופיק ג'ורג'יוס; July 31, 1964) is an American-Israeli billionaire businessman. He is the founder of Platinum Equity, a private equity firm headquartered in Beverly Hills, California. In June 2011, Gores and Platinum Equity became the owners of the National Basketball Association's Detroit Pistons.

Thomas Ollis Hicks Sr. (February 7, 1946 – December 6, 2025) was an American private equity investor and sports team owner who was based in Dallas, Texas. Forbes magazine estimated Hicks's wealth at $1 billion in 2009, but it dropped to $700 million in 2010.

A tontine () is an investment linked to a living person which provides an income for as long as that person is alive. Such schemes originated as plans for governments to raise capital in the 17th century and became relatively widespread in the 18th and 19th centuries.

"Too big to fail" (TBTF) is a theory in banking and finance that asserts that certain corporations, particularly financial institutions, are so large and so interconnected with an economy that their failure would be disastrous to the greater economic system, and therefore should be supported by government when they face potential failure. The colloquial term "too big to fail" was popular

The Toronto Computer Leasing Inquiry was a judicial inquiry into allegations of conflict of interest, bribery and misappropriation of funds around computer leasing contracts entered into by the City of Toronto government in 1998 and 1999. It was held concurrently with the Toronto External Contracts Inquiry.

A touch piece is a coin or medal believed to cure disease, bring good luck, influence people's behaviour, carry out a specific practical action, etc.

The Tour de la Bourse (lit. 'Stock Exchange Tower') is a 48-storey skyscraper in Montreal, Quebec, Canada. It is located at the intersection of Victoria Square and Saint Jacques Street in the International Quarter. It is connected by the underground city to the Square-Victoria-OACI Metro Station.

A toy library is a type of library that lends or hires out toys, puzzles, and games. They can function as either as a rental shop, part of a public library, or family resource program. Some toy libraries offer play sessions for families. Toy libraries are internationally federated by the International Toy Library Association (ITLA).

Tradio is a type of phone-in radio program formatted to provide a venue for listeners to freely advertise items they have to sell or trade. The concept is analogous to classified ads in local newspapers and most prevalent in the south and midwest. "Tradio" is a portmanteau of "trade" and "radio". The format is also often called Swap Shop; Buy, Sell, or Trade; Biz Baz; or Trading Post.

A transaction account (also called a checking account, cheque account, chequing account, current account, demand deposit account, or share account at credit unions) is a deposit account or bank account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the

Travel behavior is the study of what people do over geography, and how people use transport.

A treasury is either:

Trend following or trend trading is a trading strategy according to which one should buy an asset when its price trend goes up, and sell when its trend goes down, expecting price movements to continue.

Trickle-down fashion is a model of product adoption in marketing that affects many consumer goods and services.

The Uganda Investment Authority (UIA) is a semi-autonomous investment promotion and facilitation organisation in Uganda and is owned by the government of Uganda.

The Ukrainian Exchange (Ukrainian: Українська біржа [ʊkrɐˈjinʲsʲkɐ ˈbirʒɐ]; Russian: Украинская биржа) was founded on 15 May 2008 and its operation premises are situated at 7g, Tropinina Street, Kyiv.

The hryvnia ( (hə-)RIV-nee-ə; Ukrainian: гривня [ˈɦrɪu̯nʲɐ] , abbr. грн hrn; sign: ₴; code: UAH) has been the national currency of Ukraine since 2 September 1996. Each hryvnia, the base unit, is divided into 100 kopiyka (sometimes called kopecks in English; Ukrainian: копійка). It is named after a measure of weight used in Kievan Rus'.

Unam sanctam is a papal bull that was issued by Pope Boniface VIII on 18 November 1302. It laid down dogmatic propositions on the unity of the Catholic Church, the necessity of belonging to it for eternal salvation, the position of the Pope as supreme head of the Church and the duty thence arising of submission to the Pope in order to belong to the Church and thus to attain salvation. Th

Unbound, formerly Christian Foundation for Children and Aging, is a nonprofit international development organization headquartered in Kansas City, Kansas. Unbound was founded by lay Catholics acting on the Gospel call to serve poor families and the elderly. Its sponsorship program provides direct cash transfers to sponsored members who determine how to use their cash benefits to meet the

Unisys Corporation is an American technology company founded in 1986 and headquartered in Blue Bell, Pennsylvania. The company provides cloud, AI, digital workplace, logistics, and enterprise computing services.

The Emirati dirham (symbol: ; currency code: AED; ;) Arabic: درهم إماراتي, abbreviation: د.إ in Arabic, Dh; is the official currency of the United Arab Emirates. Each dirham is subdivided into 100 fulus (singular is "fils"). It is pegged to the United States dollar at a constant exchange rate of approximately 3.67 AED to 1 USD. In March 2025, the UAE Central Bank announced the creation o

A universal bank is a type of bank which participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing other financial services such as insurance. These are also called full-service financial firms, although there can also be full-service investment banks which provide wealth and asset management, trading, underwriting, researc

The uptick rule is a trading restriction that states that short selling a stock is allowed only on an uptick. For the rule to be satisfied, the short must be either at a price above the last traded price of the security, or at the last traded price when the most recent movement between traded prices was upward (i.e. the security has traded below the last-traded price more recently than a

Amal Uthum Herat (15 September 1957 – 23 October 2009) born in Colombo, Sri Lanka was Deputy Governor of the Central Bank of Sri Lanka and Alternate Executive Director of the International Monetary Fund.

Veracode is an application security company based in Burlington, Massachusetts. Founded in 2006, it provides SaaS application security that integrates application analysis into development pipelines.

Victor Posner (September 18, 1918 – February 11, 2002) was an American businessman. He was one of the highest-paid business executives of his generation. He was a pioneer of the leveraged buyout and became notorious for asset stripping.

The dong (Vietnamese: đồng; ; pronounced [ˀɗɜwŋ͡m˨˩]; sign: ₫ or informally đ and sometimes Đ in Vietnamese; code: VND) is the currency of Vietnam, in use since 3 May 1978. It is issued by the State Bank of Vietnam. The dong was also the currency of the predecessor states of North Vietnam and South Vietnam, having replaced the previously used French Indochinese piastre.

A virtual economy (or sometimes synthetic economy) is an emergent economy existing in a virtual world, usually exchanging virtual goods in the context of an online game, particularly in massively multiplayer online games (MMOs). People enter these virtual economies for recreation and entertainment rather than necessity, which means that virtual economies lack the aspects of a real econom

Vix pervenit (lit. 'It has hardly reached') is an encyclical, promulgated by Pope Benedict XIV on 1 November 1745, which condemned the practice of charging interest on loans as usury. Because the encyclical was addressed to the bishops of Italy, it is generally not considered ex cathedra. The Holy Office applied the encyclical to the whole of the Roman Catholic Church on 29 July 1836, du

Walther Immanuel Funk (18 August 1890 – 31 May 1960) was a German economist, Nazi official and convicted war criminal who served as Reichsminister for the Economy from 1938 to 1945 and president of the Reichsbank from 1939 to 1945. Funk oversaw the mobilization of the economy for Germany's rearmament and World War II, and the expropriation of assets of victims from Nazi concentration cam

Walton Enterprises LLC (WEI) is an American investment holding company based in Bentonville, Arkansas, that serves as a family office to manage the wealth of the Walton family, the owners of Walmart.

Warby Parker Inc. is an American eyewear brand and retailer of prescription glasses, contact lenses, and sunglasses, headquartered in New York City. It also offers eye exams. Originally founded in 2010 as an online-only retailer, the company now generates most of its revenue from its physical retail stores.

Wealth management (WM) or wealth management advisory (WMA) is an investment advisory service that provides financial management and wealth advisory services to a wide array of clients ranging from affluent to high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals and families.

Wei Dai (Chinese: 戴维) is a computer engineer known for contributions to cryptography and cryptocurrencies. He developed the Crypto++ cryptographic library, proposed the b-money cryptocurrency system, and co-proposed the VMAC message authentication algorithm.

Willem Frederik "Wim" Duisenberg (Dutch: [ˈʋɪləɱ ˈfreːdərɪk ʋɪm ˈdœysə(m)bɛr(ə)x] ; 9 July 1935 – 31 July 2005) was a Dutch politician, economist and senior official who served as the first President of the European Central Bank from 1998 to 2003. A member of the Labour Party (PvdA), he previously was Minister of Finance from 1973 to 1977 and presided over De Nederlandsche Bank (DNB), th

Wire transfer, bank transfer, or credit transfer, is a method of electronic funds transfer from one person or entity to another. A wire transfer can be made from one bank account to another bank account, or through a transfer of cash at a cash office.

Wolfgang Stützel (23 January 1925, in Aalen, Germany – 1 March 1987, in Saarbrücken, West Germany) was a German economist and professor of economics at the Saarland University, Germany. From 1966 to 1968 he was member of the German Council of Economic Experts (German: Sachverständigenrat zur Begutachtung der gesamtwirtschaftlichen Entwicklung).

The World Jewish Congress lawsuit against Swiss banks was launched in 1995 to retrieve deposits made into the three largest Swiss banks (UBS, Credit Suisse and Swiss Bank Corporation) by victims of Nazi persecution during and before World War II. WJC negotiations were initiated with the Government of Switzerland and Swiss banks, and later expanded to cover Swiss insurance companies, over

Yes Man is a 2008 romantic comedy film directed by Peyton Reed, written by Nicholas Stoller, Jarrad Paul and Christofer Tufton, and starring Jim Carrey. The film is based loosely on the 2005 memoir of the same name by the British humorist Danny Wallace, who also makes a cameo appearance in the film.

You Can't Take It with You is a 1938 American screwball romantic comedy film directed by Frank Capra, and starring Jean Arthur, Lionel Barrymore, James Stewart, and Edward Arnold. Adapted by Robert Riskin from the Pulitzer Prize-winning 1936 play of the same name by George S. Kaufman and Moss Hart, the film is about a man from a family of rich snobs who becomes engaged to a woman from a

Susan "Zanny" Minton Beddoes (born July 1967) is a British journalist. She is the editor-in-chief of The Economist. She began working for the newspaper in 1994 as its emerging markets correspondent.