XPayIndustry WIKIBack to home
XPAY KNOWLEDGE

Industry WIKI

Digital assets and currencies

Understand assets, networks and trading mechanics with sources you can check.

Securities & exchanges

Roberta Karmel

Roberta Sarah Karmel (née Segal; May 4, 1937 – March 23, 2024) was an American attorney and the Centennial Professor of Law, and Co-Director of the Center for the Study of International Business Law, at Brooklyn Law School. She was the first female Commissioner of the Securities and Exchange Commission.

Finance

Robin Hood effect

The Robin Hood effect is an economic occurrence where income is redistributed so that economic inequality is reduced. That is a redistribution of economic resources due to which the economically disadvantaged gain at the expense of the economically advantaged. The effect is named after the English folkloric figure Robin Hood, who is said to have stolen from the rich to give to the poor.

Finance

Robin Hood tax

The Robin Hood tax is a package of financial transaction taxes (FTT) proposed by a campaigning group of civil society non-governmental organizations (NGOs). Campaigners have suggested the tax could be implemented globally, regionally, or unilaterally by individual nations. Conceptually similar to the Tobin tax (which was proposed for foreign currency exchange only), it would affect a wid

Securities & exchanges

Roblox Corporation

The Roblox Corporation ( , ROH-bloks) is an American video game developer based in San Mateo, California. Founded in 2004 by David Baszucki and Erik Cassel, the company is the developer of Roblox, a game platform, which was released in 2006. As of December 31, 2024, the company employs over 2,400 people.

Finance

Robo-advisor

Robo-advisors or robo-advisers are financial advisers that provide personalized financial advice and investment management online with moderate to minimal human intervention. A robo-advisor provides digital financial advice that is personalised based on mathematical rules or algorithms. These algorithms are designed by human financial advisors, investment managers and data scientists, an

Trading basics

Rochdale Principles

The Rochdale Principles are a set of ideals for the operation of cooperatives. They were first set out in 1844 by the Rochdale Society of Equitable Pioneers in Rochdale, England, and have formed the basis for the principles on which co-operatives around the world continue to operate. The implications of the Rochdale Principles are a focus of study in co-operative economics. The original

Banking

Rock, Rock, Rock!

Rock, Rock, Rock! is a 1956 musical drama film conceived, co-written and co-produced by Milton Subotsky and directed by Will Price. The film is an early jukebox musical featuring performances by established rock and roll singers of the era, including Chuck Berry, LaVern Baker, Teddy Randazzo, the Moonglows, the Flamingos, and the Teenagers with Frankie Lymon as lead singer. Later West S

Trading basics

Rodger Krouse

Rodger Russell Krouse (born 1961) is an American businessperson who co-founded Sun Capital Partners, Inc., an American investment firm based in Boca Raton, Florida, United States.

Trading basics

Roger Altman

Roger Charles Altman (born April 2, 1946) is an American investment banker, the founder and senior chairman of Evercore, and a former Democratic politician. He served as

Trading basics

Roger McNamee

Roger McNamee (born May 2, 1956) is an American businessman, investor, venture capitalist and musician. He is the founding partner of the venture capital firm Elevation Partners. Prior to co-founding the firm, McNamee co-founded private equity firm Silver Lake Partners and headed the T. Rowe Price Science and Technology Fund.

Trading basics

Rogers International Commodity Index

The Rogers International Commodity Index (RICI) is a broad index of commodity futures designed by Jim Rogers in 1996/1997. The first fund tracking the index began on July 31, 1998.

Trading basics

Rokomari.com

Rokomari.com (Bengali: রকমারি.কম) is a Bangladeshi e-commerce site. It officially launched on 19 January 2012. Initially, the website sold only physical books, but now sells ebooks and a variety of items from sporting goods to Stationery.

Trading basics

Rollup

A rollup (also "roll-up" or "roll up") is a process used by investors (commonly private equity firms) where multiple small companies in the same market are acquired and merged.

Finance

Roman finance

The practices of ancient Roman finance, while originally rooted in Greek models, evolved in the second century BC with the expansion of Roman monetization. Roman elites engaged in private lending for various purposes, and various banking models arose to serve different lending needs.

Trading basics

Ron Brierley

Ronald Alfred Brierley (born 2 August 1937) is a New Zealand investor and corporate raider, chairman and director of a number of companies in Australia, New Zealand and the UK.

Trading basics

Ron Huberman

Ron Huberman (born November 26, 1971) is an American entrepreneur and current CEO/Co-Founder of Benchmark Analytics, a provider of an evidenced-based public safety management system, featuring early warning and intervention analytics software for law enforcement agencies throughout the U.S. He spent 16 years in Chicago city government, with the first nine years in the Chicago Police Depa

Trading basics

Ronald Mourad Cohen

Sir Ronald Mourad Cohen (born 1 August 1945) is an Egyptian-born British businessman and political figure. He is the chairman of The Portland Trust and Bridges Ventures. He has been described as "the father of British venture capital" and "the father of social investment".

Trading basics

Ronald Perelman

Ronald Owen Perelman (; born January 1, 1943) is an American banker, businessman, investor, and philanthropist. MacAndrews & Forbes Incorporated, his company, has invested in companies with interests in groceries, cigars, licorice, makeup, cars, photography, television, camping supplies, security, gaming, jewelry, banks, and comic book publishing. Perelman holds significant shares in com

Trading basics

Rosario Board of Trade

The Rosario Board of Trade (Spanish: Bolsa de Comercio de Rosario, BCR) is a non-profit making association based in Rosario, in the Province of Santa Fe, Argentina. Founded on August 18, 1884, it serves as a forum for the conduct of trade negotiations in several markets including grain, oilseed, agricultural products and their by-products, as well as securities and other assets.

Trading basics

Rosetta Stone (software)

Rosetta Stone Language Learning is proprietary, computer-assisted language learning (CALL) software published by Rosetta Stone Inc, part of the IXL Learning family of products. The software uses images, text, and sound to teach words and grammar by spaced repetition, without translation. Rosetta Stone calls its approach Dynamic Immersion.

Finance

Rosfinmonitoring

The Federal Financial Monitoring Service of the Russian Federation (Russian: Федеральная служба по финансовому мониторингу), known as Rosfinmonitoring (Росфинмониторинг), is a Federal Service that was created by a decree of President Vladimir Putin of 1 November 2001, and aimed to collect and analyze information about financial transactions in order to combat domestic and international m

Banking

Roshan Digital Account

Roshan Digital Account (RDA) (Urdu روشن ڈیجیٹل اکاؤنٹ) is a facility available to non-resident Pakistanis, this facility allows Pakistani nationals living abroad to have access to banking services within Pakistan without having to visit a consulate, embassy, or a physical bank branch.

Trading basics

Rosland Capital

Rosland Capital is an American precious metal asset management firm that in July 2026 filed for Chapter 11 bankruptcy protection. Its business model had the company selling gold and other precious metals in physical form as well as part of an IRA investment. Its employees were terminated in June 2026.

Finance

Ross Levine

Ross Levine (born April 16, 1960) is an American economist who currently holds the Willis H. Booth Chair in Banking and Finance at the University of California at Berkeley. He is also a senior fellow at the Milken Institute, a member of the Council on Foreign Relations, and an advisor to the World Economic Forum. As of 2018, he is the 12th most cited economist in the world.

Finance

Rotating savings and credit association

A rotating savings and credit association (ROSCA) is a group of individuals who agree to meet for a defined period in order to save and borrow together, a form of combined peer-to-peer banking and peer-to-peer lending. Members all chip in regularly and take turns withdrawing accumulated sums.

Banking

Rothschild banking family of Austria

The Rothschild banking family of Austria (Austrian German: Rothschild Bankiersfamilie) was the Austrian branch of the Rothschild family. It was founded in 1820 by Salomon Mayer von Rothschild in Vienna, which was then part of the Austrian Empire.

Banking

Rothschild family

The Rothschild family (Hebrew: משפחת רוטשילד) is a wealthy Ashkenazi Jewish noble banking family originally from Frankfurt, Germany. The family's documented history starts in 16th-century Frankfurt; its name is derived from the family house, Rothschild, built by Isaak Elchanan Bacharach in Frankfurt in 1567. The family rose to prominence with Mayer Amschel Rothschild (1744–1812), a court

Trading basics

Rothschild loans to the Holy See

Rothschild loans to the Holy See refers to a series of major financial loans arranged between the Rothschild family and the Holy See of the Catholic Church. The first loan, which occurred in 1832, took place in the aftermath of the Napoleonic Wars during the pontificate of Pope Gregory XVI (involving James Mayer de Rothschild and Carl Mayer von Rothschild). This loan agreed on was for a

Trading basics

Roti (restaurant chain)

Roti (stylized as rōti) and formerly known as Roti Restaurants, Inc., Rōti Modern Mediterranean and Rōti Mediterranean Grill, is an American fast casual restaurant serving Mediterranean cuisine. The firm was founded in 2007, and at its peak prior to the COVID-19 pandemic it had 42 locations in Chicago, Minneapolis, Dallas, Houston, New York City, and Washington, D.C. It filed for bankrup

Trading basics

Rotkiske v. Klemm

Rotkiske v. Klemm, 589 U.S. 8 (2019), was a decision by the Supreme Court of the United States involving the statute of limitations under the Fair Debt Collection Practices Act of 1977. The Court ruled that the statute of limitations begins one year after the alleged FDCPA violation took place, not one year after the violation was discovered by the plaintiff. This ruling affirmed a decis

Trading basics

Rougga Treasure

The Rougga Treasure is a treasure dating back to the 7th century, discovered in Rougga, Tunisia, in 1972. Consisting of a collection of Roman gold coins, it is preserved in the Mahdia Museum.

Trading basics

Roundy's

Roundy's Supermarkets, Inc. is an American supermarket operator. It owns and operates stores under the names of Pick 'n Save, Metro Market, and Mariano's Fresh Market. The chain is a subsidiary of Kroger. Roundy's operates 149 supermarkets and 107 pharmacies throughout the states of Wisconsin and Illinois. Based on fiscal year 2012 sales, Roundy's was the 37th largest grocery store chain

Banking

Routing number (Canada)

A routing number is the term for bank codes in Canada. Routing numbers consist of eight numerical digits with a dash between the fifth and sixth digit for paper financial documents encoded with magnetic ink character recognition and nine numerical digits without dashes for electronic funds transfers. Routing numbers are regulated by Payments Canada, formerly known as the Canadian Payment

Banking

Routing transit number

In the United States, an ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of checks to identify the financial institution on which it was drawn. The American Bankers Association (ABA) developed the system in 1910 to facilitate the sorting, bundling, and delivering of paper checks to the drawer's (check writer's) bank for debit to the drawer's account.

Securities & exchanges

Roy Niederhoffer

Roy Gary Niederhoffer (born 1966) is an American hedge fund manager. He graduated from Harvard College magna cum laude in 1987, with a BA in computational neuroscience.

Finance

Royal Bank of Canada

The Royal Bank of Canada (RBC; French: Banque Royale du Canada) is a Canadian multinational financial services company and the largest bank in Canada by market capitalization. The bank serves over 19 million clients and has more than 101,000 employees worldwide. Founded in 1864 in Halifax, Nova Scotia, it maintains its corporate headquarters in Toronto and its head office in Montreal. RB

Banking

Royal British Bank

The Royal British Bank was a British joint-stock bank, established under a Royal Charter in 1849, that collapsed in 1856. This caused a scandal. The circumstances were described by The Economist as "an extraordinary example of the little trouble the public take to think for themselves".

Banking

Royal Canadian Mint

The Royal Canadian Mint (French: Monnaie royale canadienne) is the mint of Canada and a Crown corporation, operating under an act of parliament referred to as the Royal Canadian Mint Act. The shares of the mint are held in trust for the Crown in right of Canada.

Finance

Royal Malaysian Customs Department

The Royal Malaysian Customs Department (Abbr.; RMCD; Malay: Jabatan Kastam Diraja Malaysia – JKDM; Jawi: جابتن كستم دراج مليسيا); is a government department body under the Ministry of Finance. RMCD functions as the country's main indirect tax collector, facilitating trade and enforcing laws.

Trading basics

Royal Mint

The Royal Mint Limited is the United Kingdom's official maker of British coins. It is currently located in Llantrisant, Wales, where it moved in 1968.

Assets

Royal Mint Gold

Royal Mint Gold was a digital gold currency and a cryptocurrency backed by gold reserves in the UK Royal Mint. The Royal Mint launched a digitized token called RMG, representing one gram of physical gold per token, in 2016. It began testing blockchain transactions in April 2017. The first test transaction was in August 2017. The rollout was originally scheduled to occur by the end of 20

Finance

Royalty fund

A royalty fund (also known as royalty funding) is a category of private equity fund that specializes in purchasing consistent revenue streams deriving from the payment of royalties. Royalties are a usage-based payment from one individual or entity to another individual or entity, giving the right to use an asset, product, service or idea.

Trading basics

RR Donnelley

R.R. Donnelley & Sons Co. (styled RR Donnelley) or RRD is an American integrated communications company that provides marketing and business communications, commercial printing, and related services. Its corporate headquarters are located in Chicago, Illinois, United States. In 2007, R.R. Donnelley was the world's largest commercial printer. In 2021, it was referred to as North America's

Trading basics

RSA Security

RSA Security LLC, formerly RSA Security, Inc. and trade name RSA, is an American computer and network security company with a focus on encryption and decryption standards. RSA was named after the initials of its co-founders, Ron Rivest, Adi Shamir and Leonard Adleman, after whom the RSA public key cryptography algorithm was also named. Among its products is the SecurID authentication tok

Fiat currencies

Ruble sign

The ruble sign, ₽, is the currency sign used for the Russian ruble, the official currency of Russia. It is based on the Cyrillic capital letter "Р", the initial letter of ruble (рубль). The design was approved by the Central Bank of Russia on 11 December 2013.

Fiat currencies

Rufiyaa sign

The rufiyaa sign () is the currency sign used for the Maldivian rufiyaa, the official currency of the Maldives. The design was presented to the public by the Maldives Monetary Authority on 3 July 2022. It is based on the Thaana letter ރ, with an additional horizontal stroke. The symbol should precede the value, for example, 10.

Finance

Ruin theory

In actuarial science and applied probability, ruin theory (sometimes risk theory or collective risk theory) uses mathematical models to describe an insurer's vulnerability to insolvency/ruin. In such models key quantities of interest are the probability of ruin, distribution of surplus immediately prior to ruin, and deficit at time of ruin.

Finance

Rule of 72

In finance, the rule of 72, the rule of 70 and the rule of 69.3 are methods for estimating an investment's doubling time. The rule number (e.g., 72) is divided by the interest percentage per period (usually years) to obtain the approximate number of periods required for doubling. Although scientific calculators and spreadsheet programs have functions to find the accurate doubling time, t

Trading basics

Rum-running

Rum-running, or bootlegging, is the illegal business of smuggling alcoholic beverages where such transportation is forbidden by law. Smuggling circumvents alcohol taxes and outright prohibition of alcohol sales.

Trading basics

RuneScape

RuneScape is a fantasy massively multiplayer online role-playing game (MMORPG) developed and published by Jagex. Created by Andrew Gower with assistance from his brother Paul Gower, it was first released on 4 January 2001 as a Java-based browser game; the original Java client was later largely replaced by the standalone C++ NXT client in 2016. The game is set in the medieval fantasy worl

Payments & settlement

RuPay

RuPay (portmanteau of Rupee and Payment) is an Indian multinational financial services and payment service system, conceived and owned by the National Payments Corporation of India (NPCI). It was launched in 2012, to fulfil the Reserve Bank of India's (RBI) vision of establishing a domestic, open and multilateral system of payments. RuPay facilitates electronic payments at almost all Ind

Fiat currencies

Rupee

Rupee (UK: , US: ) is the common name for the currencies of India, Mauritius, Nepal, Pakistan, Seychelles, and Sri Lanka, and of former currencies of Afghanistan, Bahrain, Bangladesh, Kuwait, Oman, the United Arab Emirates (as the Gulf rupee), British East Africa, Burma, German East Africa (as Rupie/Rupien), and Tibet. In Indonesia and the Maldives, the unit of currency is known as rupi

Finance

Rural credit cooperative

A rural credit cooperative (RCC) (Chinese: 农村信用合作社) or (simplified Chinese: 农村信用社; traditional Chinese: 農村信用社; pinyin: nóngcūn xìnyòngshè) is a cooperative or credit union sanctioned by People's Bank of China to provide credit in the rural areas of the People's Republic of China.

Fiat currencies

Russell Erxleben

Russell Erxleben (born January 13, 1957) is an American former professional football player and investor. A highly decorated college kicker for the University of Texas, Erxleben was a three-time All-American punter (1976, 1977, and 1978) and set the record for the longest successful field goal in NCAA history at 67 yards, which is still tied today. He was unexpectedly selected by the New

Trading basics

Russell Investments

Russell Investments Group LLC is an American investment firm headquartered in Seattle, Washington.

Finance

Russia and the World Bank

The Russian Federation joined the World Bank after the collapse of the Soviet Union, which led to the formation of a new state and economy as a constitutional republic. The federation joined the World Bank on June 16, 1992. Since then, Russian projects funded by the World Bank have ranged from public administration and law to energy development and fishing. On March 2, 2022, the World Ba

Securities & exchanges

Russian financial crisis (2014–2016)

The financial crisis in Russia in 2014–2016 resulted from the drop in oil prices and, to a lesser extent, sanctions. It began with a devaluation of the Russian rouble in the second half of 2014, which led to high inflation at the end of the year. The Russian Central Bank adjusted its monetary policy and successfully stabilized the economic situation. As a result, Russian GDP contracted 3

Banking

Russian Laundromat

The Russian Laundromat was a scheme to move $20–80 billion out of Russia from 2010 to 2014 through a network of global banks, many of them in Moldova and Latvia. The Guardian reported that around 500 people were suspected of being involved, many of whom were wealthy Russians. The money laundering scheme was uncovered by Global Laundromat, an investigation. The New Yorker says that that o

Payments & settlement

Russian National Card Payment System

The National Payment Card System (Russian: Национальная система платёжных карт; known its acronym NSPK) is an operational and payment clearing house for processing bank card transactions within Russia and the operator of the Mir card payment system. It is the operational and payment clearing house of the Faster Payment System (FPS) and wholly owned by the Central Bank of Russia (CBR).

Securities & exchanges

Russian Trading System

The Russian Trading System (RTS; Russian: Фондовая биржа РТС) was a stock market that operated in Moscow from 1995 to 2011. It was established in September 1995 to consolidate various regional trading floors into one exchange. In December 2011 it merged with Moscow Interbank Currency Exchange (MICEX), creating Moscow Exchange. Originally RTS was modeled on NASDAQ's trading and settlement

Finance

Russo-Iranian Bank

The Russo-Iranian Bank (RIB), Russian: Русско-иранский банк, Persian: بانک روس و ایران), also known a Rusiranbank (Русиранбанк), known before 1935 as Banque Russo-Persane (Русско-персидский банк) or Ruspersbank (Русперсбанк), was a Soviet-sponsored bank headquartered in Tehran.

Trading basics

Ruth's Chris Steak House

Darden Concepts, Inc. doing business as Ruth's Chris Steak House, is a chain of over 100 steakhouses across the United States, Canada and Mexico. On May 22, 2008, the company underwent rebranding and became part of Ruth's Hospitality Group after its acquisition of Mitchell's Fish Market. The group's headquarters are in Winter Park, Florida. Darden Restaurants later acquired the chain.

Trading basics

Ruthenium

Ruthenium is a chemical element; it has symbol Ru and atomic number 44. It is a rare transition metal belonging to the platinum group of the periodic table. Like the other metals of the platinum group, ruthenium is unreactive to most chemicals. Karl Ernst Claus, a Russian scientist of Baltic-German ancestry, discovered the element in 1844 at Kazan State University and named it in honor o

Banking

S. Rm. M. family

The S. Rm. family is an Indian family of businessmen, industrialists and bankers from the town of Kanadukathan in the Sivaganga district of Tamil Nadu, India. The family is named after its ancestor, the popular 19th-century Nagarathar banker S. Rm. Muthiah Chettiar. The head of the family holds the honorific title Raja of Chettinad. The M. Ct. family has descended from one branch of the

Trading basics

S&P 500 futures

S&P 500 futures are financial futures which allow an investor to hedge with or speculate on the future value of various components of the S&P 500 Index market index. S&P 500 futures contracts were first introduced by the Chicago Mercantile Exchange in 1982. The CME added the e-mini option in 1997. The bundle of stocks in the S&P 500 is, per the name, composed of stocks of 500 large compa

Finance

S&P Global

S&P Global Inc. (prior to 2016, McGraw Hill Financial, Inc., and prior to 2013, The McGraw–Hill Companies, Inc.) is an American publicly traded corporation headquartered in Manhattan, New York. Its primary areas of business are financial information, analytics, and energy and commodities intelligence. It is the parent company of S&P Global Ratings, S&P Global Energy, S&P Global Market In

Finance

S&P Global Energy

S&P Global Energy is a provider of energy and commodities information and benchmark price assessments. Its editors publish daily price assessments in physical commodity markets, and the U.S. Department of Justice has identified the company as one of four global price reporting agencies. Its assessments underpin the Brent crude oil benchmark; the Oxford Institute for Energy Studies estima

Finance

S&P Global Ratings

S&P Global Ratings (previously Standard & Poor's and informally known as S&P) is an American credit rating agency (CRA) and a division of S&P Global that publishes credit ratings on debt issued by companies, governments and structured finance vehicles. S&P is considered the largest of the Big Three credit-rating agencies, which also include Moody's Ratings and Fitch Ratings. Its former e

Trading basics

S&P GSCI

The S&P GSCI (formerly the Goldman Sachs Commodity Index) serves as a benchmark for investment in the commodity markets and as a measure of commodity performance over time. It is a tradable index that is readily available to market participants of the Chicago Mercantile Exchange. The index was originally developed in 1991, by Goldman Sachs. In 2007, ownership transferred to Standard & Po

Finance

S&P Sri Lanka 20 Index

The S&P SL20, or the Standard & Poor's Sri Lanka 20, is a stock market index, based on market capitalization, that follows the performance of 20 leading publicly traded companies listed in the Colombo Stock Exchange. The 20 companies that make up the index is determined by Standard & Poor's global index methodology, according to which the index's listing is reviewed each year. All S&P SL

Securities & exchanges

SABR volatility model

In mathematical finance, the SABR model is a stochastic volatility model, which attempts to capture the volatility smile in derivatives markets. The name stands for "stochastic alpha, beta, rho", referring to the parameters of the model. The SABR model is widely used by practitioners in the financial industry, especially in the interest rate derivative markets. It was developed by Patric

Payments & settlement

SADAD

The SADAD payment system was established by the Saudi Central Bank (SAMA) to be the national electronic bill presentment and payment (EBPP) service provider for the Kingdom of Saudi Arabia (KSA). The core mandate for SADAD is to facilitate and streamline bill payment transactions of end consumers through all channels of the KSA (Kingdom of Saudi Arabia) Banks. SADAD was launched on June

Trading basics

Sadek Wahba

Sadek Wahba (born March 1965) is an Egyptian-American economist and businessman. He is the founder and managing partner of the Miami-based global infrastructure investment company I Squared Capital, and the author of Build: Investing in America's Infrastructure. In 2022, he was appointed by President Biden to the President's National Infrastructure Advisory Council.

Banking

SAFE Banking Act

The SAFE Banking Act, officially H.R. 1595, full title Secure and Fair Enforcement (SAFE) Act, also referred to as the SAFE Banking Act of 2019, and as of 2023 the Secure and Fair Enforcement Regulation (SAFER) Banking Act, is proposed legislation regarding disposition of funds gained through the cannabis industry in the United States.

Banking

Safe deposit box

A safe deposit box, sometimes referred to as a safety deposit box, is an individually secured container, usually held within a larger safe or bank vault. Safe deposit boxes are generally located in banks, post offices, or other institutions.

Payments & settlement

SafeCharge

SafeCharge, was a Canadian payment service provider that provided payment services, fraud prevention solutions and connection to payment methods. In August 2019 SafeCharge was acquired by Nuvei, a privately owned electronic payment processing company, for the amount of US$889 million and was merged into Nuvei.

Assets

SafeMoon

SafeMoon LLC was an American cryptocurrency and blockchain company created in March 2021. The company created the SafeMoon token (SFM) which traded on the BNB Chain blockchain. The token charged a 10% fee on transactions, with 5% redistributed (or reflected) to token holders and 5% directed to wallets in a different currency, Binance Coin (BNB), controlled by the coin's authors. The toke

Trading basics

Saffron trade

Saffron is one of the world's most expensive spices by weight due to its difficulty to harvest. Saffron consists of stigmas plucked from the vegetatively propagated and sterile Crocus sativus, known popularly as the saffron crocus. The resulting dried "threads" are distinguished by their bitter taste, hay-like fragrance, and slight metallic notes. The saffron crocus is unknown in the wil

Payments & settlement

Sage Group

The Sage Group plc, commonly known as Sage, is a British multinational enterprise software company headquartered in Newcastle upon Tyne, England. It develops accounting, financial management, payroll and human-resources software, mainly for small and medium-sized businesses. Its products include Sage 50, Sage Intacct and Sage X3.

Payments & settlement

Sage Pay

Sage Pay was a payment processing service operated by Sage Group between 2006 and 2020. Originally founded as Protx, the company provided online, telephone, and point-of-sale payment solutions to small and medium-sized businesses across the United Kingdom, Ireland, Germany, Spain, South Africa, and the United States.

Trading basics

Saint Helena pound

The Saint Helena pound (symbol: £; currency code: SHP) is the currency of the Atlantic islands of Saint Helena and Ascension, which are constituent parts of the British Overseas Territory of Saint Helena, Ascension and Tristan da Cunha. It is fixed at parity with sterling, and so both currencies are commonly accepted and circulated within Saint Helena. Its base unit is the pound, which i

Securities & exchanges

Saint Petersburg Stock Exchange

SPB Exchange (Russian: СПБ Биржа, formerly JSC "Saint-Petersburg Exchange") is a stock exchange located in Saint Petersburg, Russia. It is the only other stock exchange in Russia after Moscow Exchange.

Trading basics

Saint-Petersburg International Mercantile Exchange

The Saint-Petersburg International Mercantile Exchange (SPIMEX) is a Russian commodity exchange incorporated in 2008. It has offices in Moscow, Saint Petersburg and Irkutsk.

Trading basics

Sales

Sales are commercial dealings in which a seller transfers ownership of products or provides services to a buyer in exchange for money or other agreed-upon consideration. The term may also refer to the quantity or monetary value of goods sold in a given targeted time period. The delivery of a service for a cost is also considered a sale. A period during which goods are sold for a reduced

Trading basics

Sales (accounting)

In bookkeeping, accounting, and financial accounting, net sales are operating revenues earned by a company for selling its products or rendering its services. Also referred to as revenue, they are reported directly on the income statement as Sales or Net sales.

Trading basics

Sales and operations planning

Sales and operations planning (S&OP) is a business management planning process that integrates demand forecasting with supply planning to create a plan that attempts to balance demand with available resources.

Banking

Sales and trading

Sales and trading is one of the primary front-office divisions of major investment banks. The term is typically reserved for the trading activities done by sell-side investment banks who are primarily engaged in making markets for institutional clients in various forms of securities. The trading floor of these banks will contain dedicated desks who generally focus exclusively on trading

Trading basics

Sales effectiveness

Sales effectiveness refers to the ability of a company's sales professionals to "win" at each stage of the customer's buying process, and ultimately earn the business on the right terms and in the right timeframe. Improving sales effectiveness is not just a sales function issue; it's a company issue, as it requires collaboration between sales and marketing to understand what is working a

Trading basics

Sales management

Sales management is a business discipline which is focused on the practical application of sales techniques and the management of a firm's sales operations. It is an important business function as net sales, through the sale of products and services and resulting profit, drive most commercial business. These are also typically the goals and performance indicators of sales management. Sa

Trading basics

Sales operations

Sales operations is a set of business activities and processes that help a sales organization run effectively, efficiently and in support of business strategies and objectives. Sales operations may also be referred to as sales, sales support, or business operations.

Trading basics

Sales process engineering

Sales process engineering is the systematic design of sales processes done in order to make sales more effective and efficient.

Trading basics

Salient Partners

Salient Partners was a private equity firm based in Houston, Texas, with offices in New York City, San Francisco and Newport Beach. The firm's strategies included emerging markets, real estate investment trusts (REITs), master limited partnership (MLPs) investments, managed futures, risk parity funds, and liquid alternative investments. The firm was acquired by Westwood Holdings Group in

Trading basics

Salik (road toll)

Salik (In Arabic: سالك meaning "clear and moving") is the name given to the electronic toll road system in Dubai, United Arab Emirates, which is based on RFID and ANPR technology, automatically deducting a fee when a vehicle passes under a toll gate. The Salik toll was launched by Dubai's Roads and Transport Authority (RTA) on 1 July 2007.

Trading basics

Salvadoran colón

The colón is the currency of El Salvador, used de jure since 1892. In 2001 it was replaced de facto by the U.S. dollar during the presidency of Francisco Flores. The colón was subdivided into 100 centavos and its ISO 4217 code is SVC, which didn't deprecate as a historical code. The plural is "colones" in Spanish and the currency was named after Christopher Columbus, known as Cristóbal C

Trading basics

Sam E. Jonah

Samuel Esson Jonah (born 19 November 1949) is a Ghanaian businessman and the current Chancellor of the University of Cape Coast. He is the executive chairman of Jonah Capital, an equity fund based in Johannesburg, South Africa. Jonah was previously president of AngloGold Ashanti and shared the strategic leadership of the company with its CEO, Bobby Godsell.

Trading basics

Sam Zell

Samuel Zell (born Shmuel Zielonka; September 28, 1941 – May 18, 2023) was an American billionaire businessman and philanthropist primarily engaged in real estate investment. Companies founded by or controlled by Zell include Vivmark Residential, Equity International, EQ Office, Covanta, Tribune Media, and Anixter.

Trading basics

Samsung Catalyst Fund

The Samsung Catalyst Fund (SCF) is the evergreen venture capital fund of Samsung Electronics. The fund invests in deep technology, artificial intelligence and big data startups. The fund's headquarters are located in San Jose, California, with offices in Seoul, Tel Aviv, and Paris.

Trading basics

Samsung Electronics

Samsung Electronics Co., Ltd. (SEC; stylized as SΛMSUNG; Korean: 삼성전자) is a South Korean multinational consumer electronics and semiconductor corporation founded in 1969 and headquartered in Yeongtong District, Suwon, South Korea. It is the flagship listed company of the Samsung chaebol and a major supplier of memory chips, displays, smartphones and home appliances.

Trading basics

Samsung Experience Store

The Samsung Experience Store is a chain of retail locations operated by or affiliated with Samsung Electronics, designed to provide on-site experiences with Samsung's latest consumer technologies. While Samsung has operated branded retail locations for many years, the first official Samsung Experience Store under its flagship concept launched with the opening of Samsung Gangnam in Seoul,

Trading basics

Samsung Galaxy (esports)

Samsung Galaxy Pro-Game Team, or simply Samsung Galaxy (SSG, Korean: 삼성 갤럭시) and formerly known as Samsung KHAN, was a professional esports works team of Samsung Sports, owned by Samsung Electronics via sub-company Cheil Worldwide. In September 2013, the team was renamed after Samsung Electronics' famous smartphone series.