XPayIndustry WIKIBack to home
XPAY KNOWLEDGE

Industry WIKI

Digital assets and currencies

Understand assets, networks and trading mechanics with sources you can check.

Trading basics

Put–call parity

In financial mathematics, the put–call parity defines a relationship between the price of a European call option and European put option, both with the identical strike price and expiry, namely that a portfolio of a long call option and a short put option is equivalent to (and hence has the same value as) a single forward contract at this strike price and expiry. This is because if the p

Finance

Put/call ratio

In finance the put/call ratio (or put-call ratio, PCR) is a technical indicator demonstrating investor sentiment. The ratio represents a proportion between all the put options and all the call options purchased on any given day. The put/call ratio can be calculated for any individual stock, as well as for any index, or can be aggregated. For example, Cboe volume and put/call ratio data i

Trading basics

Puttable bond

Puttable bond (put bond, putable or retractable bond) is a bond with an embedded put option. The holder of the puttable bond has the right, but not the obligation, to demand early repayment of the principal. The put option is exercisable on one or more specified dates.

Trading basics

Puzzle & Dragons

Puzzle & Dragons (パズル&ドラゴンズ, Pazuru Ando Doragonzu) is a 2012 puzzle video game with role-playing and strategy elements, developed and published by GungHo Online Entertainment for the iOS, Android, and Amazon Fire platforms.

Trading basics

Puzzle friendliness

In cryptography, puzzle friendliness is a property of some cryptographic hash functions. SHA-256 is a cryptographic hash function that is thought to have this property. Informally, a hash function is puzzle friendly if no solution exists which is better than just making random guesses, and the only way to find a solution is the brute force method. Although the property is very general, i

Trading basics

Pyramid scheme

A pyramid scheme or pyramid scam is a fraudulent business model in which participants earn money primarily by recruiting new members rather than by selling products or services to end consumers or by generating genuine investment returns.

Trading basics

Q Score

The Q Score (popularly known as Q-Rating) is a measurement of the familiarity and appeal of a brand, celebrity, company, or entertainment product (e.g., television show) used in the United States. The more highly regarded the item or person is, the higher the Q Score among those who are aware of the subject. Q Scores and other variants are primarily used by the advertising, marketing, me

Trading basics

Q-commerce

Q-commerce, also referred to as quick commerce, is a type of e-commerce where emphasis is on quick deliveries, typically in less than an hour. Q-commerce originally started with food delivery and it still represents the largest chunk of the business. It has quickly expanded to other categories particularly for grocery delivery, medicines, gifts, and apparel.

Banking

Qard al-Hasan

Qardh al-hasan (Arabic: قرض الحسن, transl. benevolent lending) is an Islamic concept of interest-free lending. It is based on the principle of helping others without expecting a financial gain. However some Ulama deem it a form of interest-free loan (fungible, marketable wealth) that is extended by a lender to a borrower on the basis of benevolence (ihsan). Al-qardh, from a shari’a point

Finance

Qatar Financial Information Unit

The Qatar Financial Information Unit (QFIU) is a Qatari government regulatory agency responsible for financial intelligence efforts to combat money laundering and financing of terrorism. Like other national Financial Intelligence Units (FIU) around the world, it requires banks, investment companies, insurers and other financial institutions to report suspicious financial transactions. QF

Fiat currencies

Qiang tie

Qiang tie (Chinese: 羌帖; pinyin: qiāng tiē) is a Chinese folk name for banknotes of the Russian ruble issued by the Russian Empire and later by the White Army. The main regions of ruble transactions in China were concentrated along the Chinese Eastern Railway and Harbin in Manchuria and Ili and Tacheng in Xinjiang. Russian currency in China began circulating in the 1860s and were withdraw

Banking

Qianzhuang

Qianzhuang (Chinese: 錢莊; Wade–Giles: ch'ien-chuang) were local independent Chinese banks in the early modern period, as distinguished from the nationwide bank networks headquartered in Shanxi province called the "Shanxi banks" or piaohao. These banks first sprung up during the Ming dynasty but greatly expanded during the Qing dynasty. Unlike the Shanxi banks, the qianzhuang tended to hav

Trading basics

Qinetiq

QinetiQ ( as in kinetic) is a British defence technology company headquartered in Farnborough, Hampshire. It operates primarily in the defence, security and critical national infrastructure markets and runs testing and evaluation capabilities for air, land, sea and target systems.

Banking

Qirad

The qirad (also known as Muqaradah by Hanafi and Hanbali scholars) was one of the basic financial instruments of the medieval Islamic world. It was an arrangement between one or more investors and an agent where the investors entrusted capital to an agent who then traded with it in hopes of making profit. Both parties then received a previously settled portion of the profit. The agent

Trading basics

Qiwi

QIWI plc was a Russian company that provides payment and financial services in Russia and CIS countries. The group includes QIWI payment system, QIWI Bank, CONTACT money transfer system, Factoring PLUS, Flocktory, and RealWeb. The company has representative offices in three countries.

Payments & settlement

QR code payment

A QR code payment is a mobile payment method where payment is performed by scanning a QR code from a mobile app. This is an alternative to doing electronic funds transfer at point of sale using a payment terminal. This avoids a lot of the infrastructure traditionally associated with electronic payments such as payment cards, payment networks, payment terminal and merchant accounts.

Fiat currencies

QRIS

Quick Response Code Indonesia Standard (abbreviated as QRIS, the abbreviation being a wordplay on keris, a traditional sword; Indonesian: Kode QR Standar Indonesia) is a QR code payment system developed by Bank Indonesia (BI) and the Indonesian Payment System Association (ASPI) aimed to integrate all non-cash payment methods in Indonesia. Launched in 2019, the system enables peer-to-peer

Trading basics

Quadriga (cryptocurrency exchange)

Quadriga Fintech Solutions was the owner and operator of QuadrigaCX. QuadrigaCX was believed to be Canada's largest cryptocurrency exchange at the time of its collapse in 2019, with the exchange ceasing operations and the company filing for bankruptcy with C$215.7 million in liabilities and about C$28 million in assets.

Payments & settlement

Quahl

Quahl ( k-oo-ah-l), formerly known as Initiative Q, was an attempt to create a new payment network and digital currency. It was created by Israeli entrepreneur Saar Wilf, who previously founded Fraud Sciences, a payment security company acquired by PayPal. Quahl is backed by Cato Institute economist Lawrence H. White. The initiative has indicated it will not take measures to evade state

Trading basics

Qualified residence interest

Qualified residence interest is the most significant exception to the limitations imposed by § 163(h) of the Internal Revenue Code.

Finance

Qualifying investor alternative investment fund

Qualifying Investor Alternative Investment Fund or QIAIF is a Central Bank of Ireland regulatory classification established in 2013 for Ireland's five tax-free legal structures for holding assets. The Irish Collective Asset-management Vehicle or ICAV is the most popular of the five Irish QIAIF structures, it is the main tax-free structure for foreign investors holding Irish assets.

Trading basics

Quality (business)

In business, engineering, and manufacturing, quality has a pragmatic interpretation as the conformity of something (goods or services); it is defined as being suitable for the intended purpose (fitness for purpose) while satisfying customer expectations. Quality may be a perceptual, conditional, and somewhat subjective attribute and may be understood differently by different people. Cons

Finance

Quality investing

Quality investing is an investment strategy based on a set of clearly defined fundamental criteria that seeks to identify companies with outstanding quality characteristics. The quality assessment is made based on soft (e.g. management credibility) and hard criteria (e.g. balance sheet stability). Quality investing supports best overall rather than best-in-class approach.

Trading basics

QualitySolicitors

QualitySolicitors is a grouping of law firms in the United Kingdom. It was founded in 2009 and has over 200 branches. It is the first national chain of solicitors in the UK, following a franchise-type model based on independent ownership of small to medium High Street law firms trading under one brand name but sharing national marketing campaigns.

Trading basics

Qualtrics

Qualtrics, LLC is an American experience management company, with co-headquarters in Seattle, Washington, and Provo, Utah. The company was founded in 2002 by Scott M. Smith, Ryan Smith, Jared Smith, and Stuart Orgill.

Finance

Quantitative analysis (finance)

Quantitative analysis in finance refers to the application of mathematical and statistical methods to problems in financial markets and investment management. Professionals in this field are known as quantitative analysts or quants.

Finance

Quantitative easing

Quantitative easing (QE) is a monetary policy action where a central bank purchases predetermined amounts of government bonds, company shares, or other financial assets (liquidity) in order to artificially stimulate economic activity. Quantitative easing is a novel form of monetary policy that began in Japan and came into wide application in the US following the 2008 financial crisis. It

Trading basics

Quantitative fund

A quantitative fund is an investment fund that relies on systematic, data-driven methods, such as mathematical models, statistical techniques, AI, and machine learning, to make investment decisions, rather than fundamental human analysis. These funds are often referred to as systematic funds, and many employ factor investing strategies such as value and momentum, which are widely studied

Finance

Quantitative tightening

Quantitative tightening (QT) is a contractionary monetary policy tool applied by central banks to decrease the amount of liquidity or money supply in the economy. A central bank implements quantitative tightening by reducing the financial assets it holds on its balance sheet by selling them into the financial markets, which decreases asset prices and raises interest rates. QT is the re

Fiat currencies

Quantity theory of money

The quantity theory of money (QTM) is a hypothesis within monetary economics which states that the general price level of goods and services is directly proportional to the amount of money in circulation (i.e., the money supply), and that the causality runs from money to prices. This implies that the theory potentially explains inflation. It originated in the 16th century and has been pr

Finance

QuantLib

QuantLib is an open-source software library which provides tools for software developers and practitioners interested in financial instrument valuation and related subjects. QuantLib is written in C++.

Finance

Quantum finance

Quantum finance is an interdisciplinary research field that applies theories and methods developed by quantum physicists and economists to finance. It is a branch of econophysics.

Banking

Quantum money

A quantum money scheme is a quantum cryptographic protocol that creates and verifies banknotes that are resistant to forgery. It is based on the principle that quantum states cannot be perfectly duplicated (the no-cloning theorem), making it impossible to forge quantum money by including quantum systems in its design.

Trading basics

Quebec carbon market

The Canadian province of Quebec is the first Canadian province with an emission cap-and-trade market (ETS), introduced in 2013. Polluters need to buy emission allowances, which increase in price each year. The resulting revenue is reinvested in Quebec's 2030 Plan for a Green Economy through the Electrification and Climate Change Fund. Since 2014, the Quebec carbon market is linked with t

Trading basics

Queen of Fucking Everything

Queen of Fucking Everything is a 2025 Finnish comedy drama TV series created, written, and directed by Tiina Lymi and starring Laura Malmivaara, Katja Küttner, and Minna Haapkylä. When broadcast by Finnish public broacaster Yle, the number of viewers broke previous records, and the series has been sold and broadcast around the world. It won five Golden Venla awards and Best Director in t

Trading basics

Quest Software

Quest Software, Inc., doing business as Quest, is a privately held software company headquartered in Austin, Texas, United States. The company develops software tools and platforms that support data management, cybersecurity, identity and access management, and platform modernization for enterprise IT environments. The company was founded in 1987 in Newport Beach, California, and current

Trading basics

Questionnaire construction

Questionnaire construction refers to the design of a questionnaire to gather statistically useful information about a given topic. When properly constructed and responsibly administered, questionnaires can provide valuable data about any given subject.

Finance

Quick ratio

In finance, the quick ratio, also known as the acid-test ratio, is a liquidity ratio that measures the ability of a company to use near-cash assets (or 'quick' assets) to extinguish or retire current liabilities immediately. It is the ratio between quick assets and current liabilities.

Finance

Quicken Interchange Format

Quicken Interchange Format (QIF) is an open specification for reading and writing financial data to media (i.e. files).

Trading basics

Quiznos

Quiz Holdings, LLC, doing business as Quiznos, is an American franchised fast-food restaurant based in Denver that specializes in offering toasted submarine sandwiches. It was founded in 1981 by Jimmy Lambatos and sold to Rick and Richard Schaden ten years later. It then grew to nearly 5,000 restaurants; by 2013, Quiznos was the second-largest submarine sandwich shop chain in North Ameri

Finance

Quote stuffing

In finance, quote stuffing refers to a form of market manipulation employed by high-frequency traders (HFT) that involves quickly entering and withdrawing a large number of orders in an attempt to flood the market. This can create confusion in the market and trading opportunities for high-speed algorithmic traders. The term is relatively new to the financial market lexicon and was coined

Trading basics

R K Global

R K GLOBAL is an Indian financial broking firm with services ranging from Equities, Derivatives, Commodities, Currency, Depository, IPO Distribution, Mutual Fund Distribution and Consultancy.

Finance

R/wallstreetbets

r/wallstreetbets, also known as WallStreetBets or WSB, is a subreddit where participants discuss stock and option trading. It has become notable for its colorful jargon, aggressive trading strategies, stories of extreme profits and losses made in the stock market, and internet memes. It came to wider public attention in early 2021, playing a major role in the GameStop short squeeze, whic

Banking

Raast

Raast (Urdu: راست; lit. 'direct') is Pakistan's first instant payment system operated by the State Bank of Pakistan (SBP). It operates using the state-of-the-art Pakistan Faster Payment System (PFPS), facilitating real-time settlement of small-value retail payments, including inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.

Trading basics

Raid: Shadow Legends

Raid: Shadow Legends is a mobile role-playing video game developed and published by the Israeli game developer Plarium Games. A port to PC was released on January 21, 2020.

Payments & settlement

Rail Travel Card

The Rail Travel Card was a credit card administered by the Rail Travel Credit Agency headquartered at Chicago Union Station (room 436) to facilitate leisure and business travel by rail, possibly modeled on the air travel card. It was accepted by most major railroads, the prominent exceptions being New Haven and Southern Pacific.

Trading basics

Rain (cryptocurrency exchange)

Rain is a Middle Eastern cryptocurrency exchange company that operates through its holding company, Rain Financial Inc., which oversees Rain Management W.L.L. in Bahrain,

Finance

Rainbow option

In finance, a Rainbow option is a derivative whose payoff depends on multiple underlying risky assets. Each underlying asset is referred to as a color of the rainbow. It contrasts with a simple option that is exposed to one source of uncertainty, such as the price of underlying asset.

Banking

Rainer Gut

Rainer Emil Gut colloquially Rainer E. Gut (24 September 1932 – 11 October 2023) was a Swiss banker and executive who most prominently served as Chairman of Credit Suisse (formerly SKA). His net worth was estimated at $140 million (2023) by Bilanz magazine.

Trading basics

Rajat Gupta

Rajat Kumar Gupta (Bengali pronunciation: [ɾɔdʒɔt kumaɾ ɡuptɔ]; born (1948-12-02)December 2, 1948) is an Indian-American business executive who, as CEO, was the first foreign-born managing director of management consultancy firm McKinsey & Company from 1994 to 2003. In 2012, he was convicted of insider trading and spent two years in prison. Gupta was a board member of corporations includ

Finance

Rajshahi Krishi Unnayan Bank

Rajshahi Krishi Unnayan Bank is a state-owned specialized financial institution for extending credit to the farmers of the 16 districts of Rajshahi and Rangpur divisions in Bangladesh. The headquarters of the bank is in Rajshahi.

Securities & exchanges

Rakesh Jhunjhunwala

Rakesh Radheyshyam Jhunjhunwala (5 July 1960 – 14 August 2022) was an Indian billionaire investor, stock trader, and Chartered Accountant. He began investing in 1985 with a capital of ₹5,000, with his first major profit in 1986. At the time of his death, he had an estimated net worth of US$5.8 billion, making him the 438th richest person in the world. He was a partner in his own asset ma

Trading basics

Raleigh Bicycle Company

The Raleigh Bicycle Company is a British bicycle brand based in Nottingham, England, and founded by Woodhead and Angois in 1885. Using Raleigh as their brand name, it is one of the oldest bicycle companies in the world. After being acquired by Frank Bowden in December 1888, it became The Raleigh Cycle Company, which was registered as a limited liability company in January 1889. By 1913,

Trading basics

Ralphs

Ralphs is an American supermarket chain in Southern California. The largest subsidiary of Cincinnati-based Kroger, it is the oldest such chain west of the Mississippi River. Kroger also operates stores under the Food 4 Less and Foods Co. names in California.

Banking

Ranchlander National Bank

The Ranchlander National Bank was a financial institution in the town of Melvin, Texas, United States. It was chartered in 1916 and collapsed in November 1982 after bank fraud was uncovered under its final de facto owner, who was revealed to be one-time convicted bank fraudster Orrin Shaid. Shaid was sentenced to prison for bank and mail fraud charges in connection with the Ranchlander a

Trading basics

Rape culture

Rape culture is a setting, as described by some sociological theories, in which rape is pervasive and normalized due to that setting's attitudes about gender and sexuality. Behaviors commonly associated with rape culture include victim blaming, slut-shaming, sexual objectification, trivialization of rape, denial of widespread rape, refusal to acknowledge the harm caused by sexual violenc

Banking

Raphaël Bischoffsheim

Raphaël-Louis Bischoffsheim (22 July 1823 – 20 May 1906) was a French banker and a member of the prominent Bischoffsheim family.

Trading basics

Rapid Pass

The Rapid Pass is a smart card automated fare collection system based on near-field communication (NFC) technology used on participating public transit systems in Dhaka, the capital of Bangladesh. Rapid Pass card readers were implemented on a trial basis in 2017. Full implementation began in January 2018 and it was rolled out across rapid transit stations, railway stations, bus stops and

Trading basics

Rapid prototyping

Rapid prototyping is a group of techniques used to quickly fabricate a novel physical part for use in initial product testing. The model is designed using computer aided design (CAD) software. Construction of the part is usually done using 3D printing technology.

Finance

Rate of profit

In economics and finance, the profit rate is the relative profitability of an investment project, a capitalist enterprise or a whole capitalist economy. It is similar to the concept of rate of return on investment. Scholarship has shown that the profit rate has fallen since 1945, especially after the Great Recession.

Finance

Rate of return

In finance, return is a profit on an investment. It comprises any change in value of the investment, and/or cash flows (or securities, or other investments) which the investor receives from that investment over a specified time period, such as interest payments, coupons, cash dividends and stock dividends. It may be measured either in absolute terms (e.g., dollars) or as a percentage of

Securities & exchanges

Ratio spread

A ratio spread or frontspread is a multi-leg options position. Like a vertical, the ratio spread involves buying and selling options on the same underlying security with different strike prices and the same expiration date. In this spread, the number of option contracts sold is not equal to a number of contracts bought. An unequal number of options contracts gives this spread certain u

Trading basics

Rational pricing

In financial economics, rational pricing is the assumption that asset pricing models must reflect the arbitrage-free price of the asset

Trading basics

Rav-Kav

Rav-Kav (Hebrew: רב-קו, lit. "multi-line") is a reusable contactless stored value smart card for making electronic payments as a joint fare collection system for the different public transportation operators across Israel.

Trading basics

Ray Chambers

Raymond G. Chambers (born August 7, 1942) is a philanthropist and humanitarian who is the World Health Organization Ambassador for Global Strategy. Chambers' philanthropic efforts are diverse, with major focus areas in global health, mentoring, and revitalizing his home city of Newark, New Jersey.

Securities & exchanges

Ray Dalio

Raymond Thomas Dalio (born August 8, 1949) is an American billionaire investor and founder of Bridgewater Associates, one of the world's largest hedge funds.

Banking

Raymond A. Lamontagne

Raymond A. Lamontagne (b. November 14, 1934) is an American philanthropist. A former investment banker and president of Lano International Inc., Seavest Inc., and the Encore Company, Lamontagne has been a major financier and administrator of several prominent nonprofits. He participated in establishing the Peace Corps and later the Hole in the Wall Camp for seriously ill children, and wo

Trading basics

Raymond James Morgan Keegan

Raymond James Morgan Keegan is the interim name of the former Morgan Keegan & Co. business units acquired by Raymond James Financial on April 2, 2012. The combined firms’ subsidiaries engage primarily in investment and financial planning, investment banking, fixed income products and asset management. The combined firms’ Fixed Income group is located in the former Morgan Keegan corporate

Payments & settlement

Razer Inc.

Razer Inc. is a Singaporean-American multinational corporation and technology company that manufactures, develops, and markets gaming-focused computer hardware and other consumer electronics as well as financial services.

Trading basics

Razor-and-blades model

The razor-and-blades business model is a business model in which one article is sold at a low price or even given away in order to increase sales of a complementary good, such as consumable supplies. It is different from loss leader marketing and product sample marketing, which do not depend on complementary products or services. Common examples of the razor-and-blades model include inkj

Finance

Re Bank of Credit and Commerce International SA (No 8)

Re Bank of Credit and Commerce International SA (No 8) [1998] AC 214 is a UK insolvency law case, concerning the taking of a security interest over a company's assets and priority of creditors in a company winding up.

Trading basics

Reactions to the Panama Papers

This article lists some of the reactions and responses from countries and other official bodies regarding the leak of legal documents related to offshore tax havens from the law firm Mossack Fonseca, called the Panama Papers.

Trading basics

Reader's Digest

Reader's Digest is an American general-interest family magazine, published six times a year. Formerly based in Chappaqua, New York, it is now headquartered in midtown Manhattan. The magazine was founded in 1922 by DeWitt Wallace and his wife Lila Bell Wallace. For many years, Reader's Digest was the best-selling consumer magazine in the United States; it lost that distinction in 2009 to

Trading basics

Real and nominal value

In economics, nominal value refers to value measured in terms of absolute money amounts, whereas real value is considered and measured against the actual goods or services for which it can be exchanged at a given time. Real value takes into account inflation and the value of an asset in relation to its purchasing power. In macroeconomics, the real gross domestic product compensates for i

Trading basics

Real bills doctrine

The real bills doctrine says that as long as bankers lend to businessmen only against the security (collateral) of short-term 30-, 60-, or 90-day commercial paper representing claims to real goods in the process of production, the loans will be just sufficient to finance the production of goods. The doctrine seeks to have real output determine its own means of purchase without affecting

Securities & exchanges

Real estate derivative

A real estate derivative is a financial instrument whose value is based on the price of real estate. The core uses for real estate derivatives are: hedging positions, pre-investing assets and re-allocating a portfolio. The major products within real estate derivatives are: swaps, futures contracts, options (calls and puts) and structured products. Each of these products can use a differ

Securities & exchanges

Real estate mortgage investment conduit

A real estate mortgage investment conduit (REMIC) is a business entity that issues investment securities representing interests in a portfolio of mortgages. Under U.S. Federal income tax law a REMIC can qualify for treatment as a partnership, with tax payable by investors rather than the entity. REMICs are used for the pooling of mortgage loans and issuance of mortgage-backed securities

Trading basics

Real estate owned

Real estate owned, or REO, is a term used in the United States to describe a class of property owned by a lender—typically a bank, government agency, or government loan insurer—after an unsuccessful sale at a foreclosure auction. A foreclosing beneficiary will typically set the opening bid at such an auction for at least the outstanding loan amount. If there are no interested bidders, th

Trading basics

Real interest rate

The real interest rate is the rate of interest an investor, saver or lender receives (or expects to receive) after allowing for inflation. It can be described more formally by the Fisher equation, which states that the real interest rate is approximately the nominal interest rate minus the inflation rate.

Finance

Real options valuation

Real options valuation, also often termed real options analysis, (ROV or ROA) applies option valuation techniques to capital budgeting decisions. A real option itself, is the right—but not the obligation—to undertake certain business initiatives, such as deferring, abandoning, expanding, staging, or contracting a capital investment project. For example, real options valuation could exami

Payments & settlement

Real-time gross settlement

Real-time gross settlement (RTGS) systems are specialist funds transfer systems where the transfer of money or securities takes place from one bank to any other bank on a "real-time" and on a "gross" basis to avoid settlement risk. Settlement in "real time" means a payment transaction is not subjected to any waiting period, with transactions being settled as soon as they are processed. H

Trading basics

Real-time marketing

Real-time marketing is marketing performed "on-the-fly" to determine an appropriate or optimal approach to a particular customer at a particular time and place. It is a form of market research inbound marketing that seeks the most appropriate offer for a given customer sales opportunity, reversing the traditional outbound marketing (or interruption marketing) which aims to acquire approp

Finance

Realized variance

Realized variance or realised variance (RV, see spelling differences) is the sum of squared returns. For instance, the RV can be the sum of squared daily returns for a particular month, which would yield a measure of price variation over this month. More commonly, the realized variance is computed as the sum of squared intraday returns for a particular day.

Trading basics

RealPage

RealPage, Inc. is an American company that produces property management software for algorithmic rent setting. It is headquartered in Texas and owned by the private equity firm Thoma Bravo. Its services are used to inflate pricing on more than 24 million housing units worldwide in multifamily, commercial, single-family, and vacation rentals.

Trading basics

Rebadging

In the automotive industry, rebadging (also known as badge engineering, an intentionally ironic misnomer in that little or no actual engineering takes place) is a form of market segmentation used by automobile manufacturers around the world. To allow for product differentiation without designing or engineering a new model or brand (at high cost or risk), a manufacturer creates a distinct

Trading basics

Rebate (marketing)

In marketing, a rebate is a form of buying discount and is an amount paid by way of reduction, return, or refund that is paid retrospectively.

Trading basics

Rebate card

A rebate card is a debit card that provides funds promised by a business as a rebate. They are often offered to those who make a specific purchase, or for loyalty to a company by accumulating a certain amount of money or number of points worth of purchases from a particular company.

Fiat currencies

Rebecca Jarvis

Rebecca Ann Jarvis (born September 28, 1981) is an American journalist and former investment banker. She is the chief business, economics, and technology correspondent for ABC News, the host, creator, and managing editor of Real Biz with Rebecca Jarvis and the host of the podcasts No Limits with Rebecca Jarvis and The Dropout. She was a finalist on season 4 of The Apprentice.

Trading basics

Rebranding

Rebranding is a marketing strategy (often called relabeling) in which a new name, term, symbol, design, concept or combination thereof is created for an established brand with the intention of developing a new, differentiated identity in the minds of consumers, investors, competitors, and other stakeholders. Often, this involves radical changes to a brand's logo, name, legal names, image

Trading basics

Receivership

In law, receivership is a situation in which an institution or enterprise is held by a receiver – a person "placed in the custodial responsibility for the property of others, including tangible and intangible assets and rights" – especially in cases where a company cannot meet its financial obligations and is said to be insolvent. The receivership remedy is an equitable remedy that emerg

Banking

Reconciliation (accounting)

In accounting, reconciliation is the process of ensuring that two sets of records (usually the balances of two accounts) are in agreement. It is a general practice for businesses to create their balance sheet at the end of the financial year as it denotes the state of finances for that period. Reconciliation is used to ensure that the money leaving an account matches the actual money spe

Trading basics

Record sales

Record sales or music sales are activities related to selling music recordings (albums, singles, or music videos) through physical record shops or digital music stores. Record sales reached their peak in 1999, when 600 million people spent an average of $64 on records, achieving $40 billion in sales of recorded music.

Finance

Recovery swap

In finance, recovery swaps, recovery locks, or recovery default swaps (RDS) are derivative contracts related to credit default swaps, and reference a bond issuance as its underlying. They are designed to provide a hedge against the uncertainty of recovery in default.

Trading basics

Recruitment marketing

Recruitment marketing refers to the inbound strategies and tactics an organization uses to find, attract, engage, and nurture talent before they apply for a job, also called the pre-applicant phase of talent acquisition. It is the practice of promoting the benefits and value of working for an employer in order to recruit talent. It is analogous in many ways to corporate marketing, and

Trading basics

Red Dot Payment

Red Dot Payment (RDP) is an online payment service provider headquartered in Singapore. The fintech company provides online payment gateway systems, payment consulting and merchant acquisition services for businesses that require the processing of online credit card transactions.

Trading basics

Red House eviction defense

The Red House eviction defense was an occupation protest at a foreclosed house on North Mississippi Avenue in the Humboldt neighborhood in the Albina district, a historically Black district of Portland, Oregon, United States.

Trading basics

Red Lobster

Red Lobster Hospitality LLC is an American casual dining restaurant chain headquartered in Orlando, Florida. The company has operations across most of the United States (including Puerto Rico), and Canada, as well as in Ecuador, Japan, Mexico, and Thailand. Golden Gate Capital was Red Lobster's parent company after it was acquired from Darden Restaurants on July 28, 2014. Seafood supplie

Fiat currencies

Redenomination

In monetary economics, redenomination is the process of changing the face value of banknotes and coins in circulation. It may be done because inflation has made the currency unit so small that only large denominations of the currency are in circulation. In such cases the name of the currency may change or the original name may be used with a temporary qualifier such as "new". Redenominat

Fiat currencies

Redenomination of the Azerbaijani manat

The redenomination of the Azerbaijani manat was a reform of Azerbaijan's national currency, manat, when 1 new manat was equated to 5000 old manats. The redenomination was conducted in 2006 in accordance with the February 7, 2005 decree of Azerbaijani president Ilham Aliyev. Alongside banknotes of lower denomination, it re-introduced coins (qapiks) that had existed briefly in 1992–1993. S

Trading basics

Redlining

Redlining is a discriminatory practice from the United States, in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. Redlining has mostly been directed against African Americans, as well as Mexican Americans in the Southwestern United States, Jewish Americans, and Italian Americans. The most common examples involve deni