Industry WIKI

The Financial Action Task Force blacklist (often abbreviated to FATF blacklist, and officially known as the "Call for action") is a blacklist maintained by the Financial Action Task Force.

Financial economics is the branch of economics characterized by a "concentration on monetary activities", in which "money of one type or another is likely to appear on both sides of a trade".

The Financial Guard (Romanian: Garda Financiară) was the control agency, subordinated to the National Agency for Fiscal Administration (ANAF), with a mandate to control the financial, economic and customs domains to prevent and sanction the tax evasion and tax-related fraud according to the legislation in effect. The institution was headed by a civil servant, having the mandate of the C

Financial inclusion is the availability and equality of opportunities to access financial services. It refers to processes by which individuals and businesses can access appropriate, affordable, and timely financial products and services—which include banking, loan, equity, and insurance products. It provides paths to enhance inclusiveness in economic growth by enabling the unbanked po

Financial independence is a state in which an individual or household has accumulated sufficient financial resources to cover its cost-of-living expenses without depending on active employment to earn money to maintain its current lifestyle. These financial resources can take the form of investments or personal-use assets, passive income, side-jobs income, inheritance, pension, retiremen

The Financial Industry Regulatory Authority (FINRA) is a private American corporation that acts as a self-regulatory organization (SRO) that regulates member brokerage firms and exchange markets. FINRA is the successor to the National Association of Securities Dealers, Inc. (NASD) as well as to the member regulation, enforcement, and arbitration operations of the New York Stock Exchange.

Financial innovation is the act of creating new financial instruments as well as new financial technologies, institutions, and markets. Recent financial innovations include hedge funds, private equity, weather derivatives, retail-structured products, exchange-traded funds, multi-family offices, and Islamic bonds (Sukuk). The shadow banking system has spawned an array of financial innovat

The Financial Instrument Global Identifier (FIGI) /ˈfɪ.gi/ (formerly Bloomberg Global Identifier (BBGID)) is an open standard, unique identifier of financial instruments that can be assigned to instruments including common stock, options, derivatives, futures, corporate and government bonds, municipals, currencies, and mortgage products.

The Financial Management Service (FMS) was a bureau of the United States Department of the Treasury and provided several financial services for the federal government. On October 7, 2012, Secretary of the Treasury Timothy Geithner issued a directive merging the FMS with the Bureau of the Public Debt to form the new Bureau of the Fiscal Service.

Financial market infrastructure refers to systems and entities involved in clearing, settlement, and the recording of payments, securities, derivatives, and other financial transactions. Depending on context, financial market infrastructure may refer to the category in general, or to individual companies or entities (thus also used in plural: financial market infrastructures).

The Financial Stability Board (FSB) is an international body that monitors and makes recommendations about the global financial system. It was established in the 2009 G20 Pittsburgh Summit as a successor to the Financial Stability Forum (FSF). The Board includes all G20 major economies, FSF members, and the European Commission. Hosted and funded by the Bank for International Settlements,

The Financial Stability Forum (FSF) was a group consisting of major national financial authorities such as finance ministries, central bankers, and international financial bodies. It was first convened in April 1999 in Washington. At the 2009 G20 London summit, the G20 nations established a successor to the FSF, called the Financial Stability Board with an expanded membership and broaden

A financial regulatory authority or financial supervisory authority, alternatively financial regulator or financial supervisor, is a public authority whose role is to ensure the proper implementation of financial regulation within its scope of responsibility. Some, though not all, such authorities also set financial rules of their own.

The Financial Supervisory Service (FSS) is South Korea's integrated financial regulator that examines and supervises financial institutions under the broad oversight of the Financial Services Commission (FSC), the government regulatory authority staffed by civil servants.

FinTech Awards are several award ceremonies, most of them unrelated, which are held worldwide to recognize excellence in financial technology as assessed by either a public vote or panels of judges. There are typically many categories, winners and prizes. Hundreds of companies, including several fintech startups, participate as candidates.

The Financial Independence, Retire Early (FIRE) movement is a personal finance phenomenon characterized by high savings rates—often exceeding the 10–15% typically recommended by financial planners—and aggressive investment, with the goal of accumulating sufficient assets to cover living expenses without traditional employment. The movement gained traction among millennials in the 2010s,

Firo, formerly known as Zcoin, is a cryptocurrency aimed at using cryptography to provide better privacy for its users compared to other cryptocurrencies such as Bitcoin.

The First Chicago method or venture capital method is a business valuation approach used by venture capital and private equity investors that combines elements of both a multiples-based valuation and a discounted cash flow (DCF) valuation approach.

First Direct (styled first direct) is a telephone and internet based direct retail bank, which is a division of HSBC UK Bank plc based in the United Kingdom. First Direct has headquarters in Leeds, England, and in 2024, had 1.9 million customers. On its launch, it was the UK's first telephone-only bank.

The first lord of the treasury is a title held by the prime minister of the United Kingdom, as head of the lords commissioners of the treasury exercising the ancient office of Lord High Treasurer. When the ministry of Robert Walpole essentially created the position of prime minister in the 18th century, his primary official and formal title remained first lord of the treasury. 10 Downing

Fiscal dominance is a macroeconomic condition in which government fiscal pressures (high public debt and deficits) effectively dictate or constrain a country’s monetary policy. In a fiscally dominant regime, the central bank’s usual objective of controlling inflation becomes secondary to the Treasury’s budget financing needs, often leading the central bank to accommodate government borro

Fish for finance is the popular phrase used to describe the possible trade-off betrween two major UK industries that was considered by both sides during the trade negotiations between the United Kingdom and the European Union (EU) over their future relationship following Brexit in January 2020. The Brexit withdrawal agreement between the two parties called for an agreement on fisheries t

A fixed exchange rate, often called a pegged exchange rate or pegging, is a type of exchange rate regime in which a currency's value is fixed, or pegged, by a monetary authority against the value of another currency, a basket of other currencies, or another measure of value, such as gold or silver.

Fixed investment in economics is the purchase of newly produced physical asset, or, fixed capital. It is measured as a flow variable – that is, as an amount per unit of time.

Fixed-Income Relative-Value Investing (FI-RV) is a hedge fund investment strategy made popular by the failed hedge fund Long-Term Capital Management.

In modern finance, a flash crash is a very rapid, deep, and volatile fall in security prices occurring within a very short time period followed by a quick recovery. Flash crashes are frequently blamed by media on trades executed by black-box trading, combined with high-frequency trading, whose speed and interconnectedness can result in the loss and recovery of billions of dollars in a ma

Flattr was a Swedish-based microdonation subscription service, where subscribers opted in to pay a monthly patronage to help fund their favourite websites and creators. It shut down in November 2023.

In macroeconomics and economic policy, a floating exchange rate (also known as a fluctuating or flexible exchange rate) is a type of exchange rate regime in which a currency's value is allowed to fluctuate in response to international events affecting exchange rates. A currency that uses a floating exchange rate is known as a floating currency. In contrast, a fixed currency is one where

FMO (Dutch: Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V.) is a Dutch development bank structured as a bilateral private-sector international financial institution based in the Hague, the Netherlands. Among others, FMO manages funds for the Ministries of Foreign Affairs and Economic Affairs of the Dutch government to maximize the development impact of private secto

"Follow the money" is a catchphrase popularized by the 1976 docudrama film All the President's Men, which suggests political corruption can be brought to light by examining money transfers between parties.

Food inflation is a type of inflation that affects food items. It is often the most noticeable form of inflation, and tends to impact lower income individuals the hardest. Common causes include poor harvest, war, increasing energy prices, and food being unharvested. Food inflation almost always leads to currency inflation, as food is a requirement for survival.

Foreign direct investment (FDI) is an ownership stake in a company, made by a foreign investor, company, or government from another country. More specifically, it describes a controlling ownership of an asset in one country by an entity based in another country. The magnitude and extent of control, therefore, distinguishes it from a foreign portfolio investment or foreign indirect invest

Foreign exchange regulation is a form of financial regulation specifically aimed at the over-the-counter Forex market that is decentralized and operates with no central exchange or clearing house. Due to its decentralized and global nature, the foreign exchange market has been more prone to foreign exchange fraud and has been less regulated than other financial markets.

Foreign exchange reserves (also called forex reserves or FX reserves) are cash and other reserve assets such as gold and silver held by a central bank or other monetary authority that are primarily available to balance payments of the country, influence the foreign exchange rate of its currency, and to maintain confidence in financial markets. Reserves are held in one or more reserve cur

The forex scandal (also known as the forex probe) is a 2013 financial scandal that involves the revelation, and subsequent investigation, that banks colluded for at least a decade to manipulate exchange rates on the forex market for their own financial gain. Market regulators in Asia, Switzerland, the United Kingdom, and the United States began to investigate the $4.7 trillion per day fo

In blockchain, a fork is defined variously as:

A Formosa bond (Chinese: 福爾摩莎債券; Pe̍h-ōe-jī: Hok-ní-mô͘-sá Chè-kǹg) is a bond issued in Taiwan but denominated in a currency other than the New Taiwan Dollar. They are issued by the Taiwan branches of publicly traded overseas financial institutions and to be traded must have a credit rating of BBB or higher.

Fortumo was an Estonian company which developed a platform for digital service providers for user growth and monetization.

Forward guidance is a tool used by a central bank to exercise its power in monetary policy in order to influence, with their own forecasts, market expectations of future levels of interest rates.

The Four Corners model, often referred to as the Four Party Scheme is the most used card scheme in card payment systems worldwide. This model was introduced in the 1990s. It is a user-friendly card payment system based on an interbank clearing system and economic model established on multilateral interchange fees (MIF) paid between banks or other payment institutions.

François Fatio (June 1622 – 14 April 1704) was a Genevan merchant, banker, and entrepreneur who served as a member of the Council of Two Hundred and the Council of Sixty of Geneva. He was a Protestant plantation owner of an enslaved-labor sugar plantation in Suriname.

Freedom Holding Corp. is an American investment conglomerate headquartered in Almaty, Kazakhstan. Founded in 2008 by Timur Turlov in the United States, the company provides a range of services in retail financial securities brokerage and trading, asset management, capital markets, investment research and counseling, investment banking and underwriting services, mortgages, insurance, bank

The Friedman rule is a monetary policy rule proposed by Milton Friedman. Friedman advocated monetary policy that would result in the nominal interest rate being at or very near zero. His rationale was that the opportunity cost of holding money faced by private agents should equal the social cost of creating additional fiat money. Assuming that the marginal cost of creating additional mon

The FTSE All-Share Index, originally known as the FTSE Actuaries All Share Index, is a capitalisation-weighted index, comprising around 600 of more than 2,000 companies traded on the London Stock Exchange (LSE). By weighting companies based on their market capitalisation, the index ensures that companies with larger market capitalisations have a greater influence on the index's performan

The FTSE/Athex Large Cap is the stock index of the twenty-five largest companies on the Athens Stock Exchange.

The House of Fugger (German pronunciation: [ˈfʊɡɐ]) is a German family that was historically a prominent group of European bankers, members of the fifteenth- and sixteenth-century mercantile patriciate of Augsburg, international mercantile bankers, and venture capitalists. Alongside the Welser family, the Fugger family controlled much of the European economy in the sixteenth century and

The G20 developing nations (and, occasionally, the G21, G23 or G20+) is a bloc of developing nations established on 20 August 2003. Distinct and separate from the G20 major economies, the group emerged at the 5th Ministerial WTO conference, held in Cancún, Mexico, from 10 September to 14 September 2003. The group accounted for 60% of the world's population, 70% of its farmers and 26% of

G2A.COM Limited, commonly known simply as G2A, is a digital marketplace platform headquartered in the Netherlands with offices in Poland, Hong Kong and the United States. The platform operates on the basis of resale of video games and other digital items via activation codes.

Galaxy Digital Inc., doing business as Galaxy, is an American financial services and infrastructure company headquartered in New York City. The company focuses on digital assets, cryptocurrency, blockchain infrastructure, and artificial intelligence and high-performance computing data center infrastructure. Its digital asset businesses include over-the-counter trading, lending, investmen

Garantex was a Russian cryptocurrency exchange. The company provided an exchange of Russian rubles to cryptocurrencies and international money transfers. It was tied to sanctioned individuals following the 2022 Russian invasion of Ukraine, including the Russian government, criminal organizations, and terrorist groups, such as Hamas and Hezbollah, among other illicit actors. It was co-fou

Genesis is a cryptocurrency intermediary for institutional investors, with Digital Currency Group (DCG) as its parent company.

Geneva Freeport (French: Ports Francs et Entrepôts de Genève SA) is a warehouse complex in Geneva, Switzerland, for the storage of art and other valuables and collectibles. It is the world's oldest and largest freeport facility, and the one with the most artworks, with 40% of its collection being art with an estimated value of US$100 billion.

The Unidroit convention on substantive rules for intermediated securities, also known as the Geneva Securities Convention, was adopted on 9 October 2009. It has been signed by only one of the 40 negotiating States (Bangladesh), but not entered into force. The official commentary was published in 2012.

The Economic and Financial Conference was a formal conclave of representatives from 34 European countries held in the ancient Palazzo San Giorgio of Genoa, Italy, from 10 April to 19 May 1922.

George Selgin (; born February 15, 1957) is an American economist. Before retiring in July 2025, he was a Senior Fellow at the Cato Institute, the founding Director of its Center for Monetary and Financial Alternatives, and editor-in-chief of that Center's online publication, Alt-M. He is also Professor Emeritus of economics at the Terry College of Business at the University of Georgia,

George Soros (born Schwartz György; August 12, 1930) is a Hungarian and American investor and philanthropist. As of September 2026, he had a net worth of US$8.6 billion. Soros has donated more than $32 billion to the Open Society Foundations. In 2020, Forbes called Soros the "most generous giver" in terms of percentage of net worth.

The German Banking Industry Committee (GBIC) (German: Die Deutsche Kreditwirtschaft / DK), known until 2011 as the Central Credit Committee (German: Zentraler Kreditausschuss / ZKA) is an industry association of the German banking industry. Its decisions are held normative for the national banking sector – either directly by interbank treaties or indirectly by preparing a corresponding m

Since 2022, Germany's economy has experienced a downturn that marked a dramatic reversal of its previous "labour market miracle" period of 2005–2019. The country, which had been considered to be Europe's economic powerhouse in prior decades, became the worst-performing major economy globally in 2023 with a 0.9% contraction, followed by further 0.5% contraction in 2024 leading to recessio

The German public banking sector (German: Öffentliches Kreditwesen) represents a significant share of the broader banking sector in Germany. Unlike in most other Western and Central European countries, German public-sector banks have been present since the early phases of formalization of banking entities in the early modern period and have never lost their collective significance. They

Giacomo Antonelli (2 April 1806 – 6 November 1876) was an Italian Catholic prelate who served as Cardinal Secretary of State for the Holy See from 1848 until his death. He played a key role in Italian politics, resisting the unification of Italy and affecting Catholic interests in European affairs. He was often called the "Italian Richelieu" and the "Red Pope."

The pound (sign: £; ISO code: GIP) is the currency of Gibraltar. It is pegged to – and exchangeable with – British pound sterling at par value. Coins and banknotes of the Gibraltar pound are issued by the Government of Gibraltar.

The Gibraltar Stock Exchange (GSX) was a stock exchange based in Gibraltar, a British overseas territory. until its closure in 2023.

Gibson's paradox is the observation that the rate of interest and the general level of prices under the gold standard are positively correlated. It is named for British economist Alfred Herbert Gibson who noted the correlation in a 1923 article for Banker's Magazine. The correlation had been noted earlier by Thomas Tooke.

"Gifting remittances" describes a range of scholarly approaches relating remittances to anthropological literature on gift giving. The terms draws on Lisa Cliggett's "gift remitting", but is used to describe a wider body of work. Broadly speaking, remittances are the money, goods, services, and knowledge that migrants send back to their home communities or families. Remittances are typic

A giro transfer, often shortened to giro (), is a payment transfer between current bank accounts and initiated by the payer, not the payee. The debit card has a similar model. Giros are primarily used in Europe; although electronic payment systems exist in the United States (e.g., the Automated Clearing House), it is not possible to perform third-party transfers with them. In the Europea

Giropay was an Internet payment system in Germany, based on online banking. Introduced in February 2006, this payment method allowed customers to buy securely on the Internet using direct online transfers from their bank account. The system was similar to the Dutch iDEAL payment system, MyBank payment system, the Interac online service in Canada, pagomiscuentas payment service in Argenti

Gladstone (born c. December 2014) is a cat who was the resident chief mouser to HM Treasury in Whitehall, London. He is a black domestic short-haired cat, who, at eighteen months old, assumed the position of chief mouser in late June 2016, a position which he served until December 2019. Gladstone's political namesake is former Chancellor and Prime Minister William Ewart Gladstone, who se

The Global Alliance for Banking on Values (GABV) is an independent association of 'values-based banks' with a shared mission to use finance to deliver environmental, social, and corporate governance (ESG) positive outcomes. The GABV consists of over 70 member banks, credit unions and microfinance institutions. Its headquarters are in Amsterdam, Netherlands.

The Global Forum on Transparency and Exchange of Information for Tax Purposes was founded in 2000 and restructured in September 2009. It consists of OECD member countries as well as other jurisdictions that have agreed to implement tax related transparency and information exchange. The forum works under the auspices of the OECD and G20. Its mission is to "implement the international stan

Global macro trading is an investment strategy that leverages macroeconomic and geopolitical data to analyze and predict moves in financial markets. Large-scale or "macro" political and economic events can disproportionately impact certain sectors, such as the energy, commodity, and currency markets, over others. The strategy typically employs forecasts and analysis of interest rate tren

A global saving glut (also GSG, cash hoarding, dead cash, dead money, glut of excess intended saving, or shortfall of investment intentions) is a situation in which desired saving exceeds desired investment. By 2005 Ben Bernanke, chairman of the Federal Reserve, the central bank of the United States, expressed concern about the "significant increase in the global supply of saving" and

GLS Bank (officially GLS Gemeinschaftsbank eG) is a German ethical bank that was founded in 1974 as an anthroposophical initiative by Wilhelm Ernst Barkhoff and Gisela Reuther. It was the first bank in Germany that operated with an ethical philosophy. According to GLS Bank, its focus is on cultural, social and ecological initiatives, initiated by people, and not anonymous interests seeki

GNU Taler is a free software-based microtransaction and electronic payment system. Unlike most other decentralized payment systems, GNU Taler does not use a blockchain. A blind signature is used to protect the privacy of users as it prevents the exchange from knowing which coin it signed for which customer.

goAML system is a software solution that has been developed in a manner to incorporate a set of processes and analyze reports about potential suspicious transactions and to classify financial transactions of any type. It is designed as a robust mechanism to capture automated data collection, document management, workflow, and statistical requirements conveniently for the decision-making

Gold repatriation is the process by which governments and central banks relocate sovereign gold reserves from foreign vaults back to domestic storage. Historically driven by bilateral trade reallocations or immediate security concerns, modern gold repatriation has evolved into an accelerating global trend. According to annual surveys by the World Gold Council, the proportion of central b

Google Pay is a mobile payment application developed by Google. It allows users to make payments via smartphones using methods such as the Unified Payments Interface (UPI) in India and PayNow in Singapore. The app supports peer-to-peer (P2P) transfers, in-store payments via NFC, online purchases, and bill payments.

The Gothenburg congestion tax (Swedish: Trängselskatt i Göteborg), also referred to as the Gothenburg congestion charge, is a congestion pricing system implemented as a tax levied on most vehicles entering and exiting central Gothenburg, Sweden, as well as some main roads passing by the city. The congestion tax was introduced on 1 January 2013, with the Stockholm congestion tax as a mode

During the Middle Ages, the Gran Tavola (Italian for "Great Table") was the largest Sienese bank; it was one of the most powerful banks in Europe from 1255 to 1298. The Gran Tavola has been called "the greatest bank of the thirteenth century" as well as "one of the largest commercial and banking enterprises in Europe".

The Great Bullion Famine was a shortage of precious metals that struck Europe in the 15th century, with the worst years of the famine being 1457 to 1464. During the Middle Ages, gold and silver coins saw widespread use as currency in Europe and facilitated trade with the Middle East and Asia; the shortage of these metals therefore became a problem for European economies. The main cause f

The Great Recession was a period of contraction in economies around the world (particularly in the western world and associated countries) that occurred from late 2007 to mid-2009, overlapping with the closely related 2008 financial crisis. The scale and timing of the recession varied from country to country (see map). At the time, the International Monetary Fund (IMF) concluded that it

The Greater Manchester congestion charge was part of a bid to the government's Transport Innovation Fund for a £3-billion package of transport funding and the introduction of a road congestion charge for Greater Manchester, a metropolitan county in North West England. In 2008, two cordons were proposed—the outer encircling the main urban core of the Greater Manchester Urban Area and the

A green bond is a fixed-income financial instrument (bond) which is used to fund projects that have positive environmental benefits. When referring to climate change mitigation projects they are also known as climate bonds. Green bonds follow the Green Bond Principles stated by the International Capital Market Association (ICMA), and the proceeds from the issuance of which are to be used

Green finance is officially promoted as an important feature of the Belt and Road Initiative, China's signature global economic development initiative. The official vision for the BRI calls for an environmentally friendly "Green Belt and Road".

Green lending refers to a lending dependent on environmental criteria for the planned use of funds. It is part of the wider sustainable investing and aims to reduce the impact on the environment of new lending activities. It includes green bonds (debt), green loans (often linked to a specific project) and sustainability-linked loans (typically tied to sustainability performance objectiv

Grey, formerly known as Aboki Africa, is a financial technology company headquartered in Delaware, US. Founded in 2020 by Idorenyin Obong and Femi Aghedo during the global pandemic of 2020, the company focuses on creating global financial products for digital nomads. Grey is registered and licensed in Canada by FinTrac and the USA by FinCen and operates in the financial service market.

The Group of Ten (G10 or G-10) refers to the group of 11 countries that agreed to participate in the General Arrangements to Borrow (GAB), an agreement to provide the International Monetary Fund (IMF) with additional funds to increase its lending ability.

The Group of Thirty, often abbreviated to G30, is an international body of financiers and academics which aims to deepen understanding of economic and financial issues and to examine consequences of decisions made in the public and private sectors. Areas within the interest of the group include: the foreign exchange market, international capital markets, international financial instituti

A habendum clause is a clause in a deed or lease that defines the type of interest and rights to be enjoyed by the grantee or lessee. In a deed, the habendum clause follows the granting clause and specifies the estate being conveyed, whether fee simple, life estate, leasehold, or another form of ownership interest, along with any conditions, limitations, or restrictions attached to that

The Convention on the law applicable to certain rights in respect of securities held with an intermediary, or Hague Securities Convention is an international multilateral treaty intended to remove, globally, legal uncertainties for cross-border securities transactions. The Convention was drafted under the auspices of the Hague Conference on Private International Law, which as resulted in

In finance, a haircut is the difference between the current market value of an asset and the value ascribed to that asset for purposes of calculating regulatory capital or loan collateral. The amount of the haircut reflects the perceived risk of the asset falling in value in an immediate cash sale or liquidation. The larger the risk or volatility of the asset price, the larger the haircu

In macroeconomics, hard currency, sound money, safe-haven currency, or strong currency is any globally traded currency that serves as a reliable and stable store of value. Factors contributing to a currency's hard status might include its historical use as a money (such as gold or silver), or if it is a fiat currency, the stability and reliability of the respective state's legal and bure

Haute Banque refers to the network of private bankers which dominated international finance during much of the 19th century, exemplified by the Rothschild family and including numerous other European banking families. Its influence declined in the late 19th and early 20th centuries as it became marginalized by the rise of universal banks and central banks.

Headline inflation is a statistical measure of aggregate price movement within an economy, usually expressed as percentage change in the Consumer Price Index (or other price indices) over a specific time period. It is typically measured using a comprehensive array of goods and services, including commercial products such as food and energy (e.g., oil and gas), which tend to be much more

Hedera Hashgraph, commonly known as Hedera, is a distributed ledger which uses a variant of proof of stake to reach consensus. The native cryptocurrency of the Hedera Hashgraph system is HBAR.

Heiner Flassbeck (born 12 December 1950) is a German economist and public intellectual. From 1998 to 1999 he was a State Secretary in the German Federal Ministry of Finance (German: Bundesministerium der Finanzen) where he also advised former finance minister Oskar Lafontaine on a reform of the European Monetary System. He became the Chief of Macroeconomics and Development of the United

Helicopter money is a proposed monetary policy for inflation targeting, sometimes suggested as an alternative to quantitative easing (QE) when the economy is in a liquidity trap (when interest rates near zero and the economy remains in recession). Although the original idea of helicopter money describes central banks making payments directly to individuals, economists have used the term

The Helium Network is a wireless system composed of two distinct networks: one for Internet of things (IoT) devices using LoRaWAN and another for mobile phone coverage using Wi-Fi hotspots.

Henry Grunfeld (1 June 1904 – 10 June 1999) was a merchant banker who played a prominent role in the development of investment banking and the growth of London as a financial centre following the Second World War.

Henry Oberlander (born c. 1927) was the leader of the Hungarian Circle, a gang that defrauded international banks of hundreds of millions of pounds. Following a global investigation, the gang were arrested in 1978 at their headquarters in West London, England. During the trial, the prosecution asserted that the gang "could have wrecked the entire banking system of the Western World". Th

Hill Samuel is a wholly owned subsidiary of Lloyds Banking Group's Offshore Private Banking unit. It was formerly a leading British merchant bank and financial services firm before the takeover by TSB Group Plc in 1987, which itself merged with Lloyds Bank to become Lloyds TSB in 1995.