XPayIndustry WIKIBack to home
XPAY KNOWLEDGE

Industry WIKI

Digital assets and currencies

Understand assets, networks and trading mechanics with sources you can check.

Trading basics

Staples Inc.

Staples Inc. is an American office supply retail company headquartered in Framingham, Massachusetts.

Trading basics

State Street Investment Management

State Street Investment Management (formerly State Street Global Advisors) is the asset management arm of State Street Corporation founded in 1978 and the world's fourth largest asset manager, with nearly US$4.1 trillion in assets under management as of December 31, 2023. State Street Investment Management operates as a subsidiary of State Street Bank and Trust Company.

Trading basics

Stephen Pagliuca

Stephen Gerard Pagliuca (born January 16, 1955) is an American private equity investor, co-chairman of Bain Capital, and owner of Atalanta of Italian Serie A association football league. He is also former co-owner of the Boston Celtics of the National Basketball Association (NBA).

Trading basics

Steve Feinberg

Stephen Andrew Feinberg (born March 29, 1960) is an American billionaire businessman and government official who has served as the 36th United States deputy secretary of defense since 2025. He is the co-founder and former chief executive officer (CEO) of Cerberus Capital Management. Feinberg was also chair of the President's Intelligence Advisory Board from 2018 to 2021, during the first

Trading basics

Stochastic oscillator

Stochastic oscillator is a momentum indicator within technical analysis that uses support and resistance levels as an oscillator. George Lane developed this indicator in the late 1950s. The term stochastic refers to the point of a current price in relation to its price range over a period of time. This method attempts to predict price turning points by comparing the closing price of a

Trading basics

Strategic communication

Strategic communication is the purposeful use of communication by an organization to reach a specific goal. Organizations like governments, corporations, NGOs and militaries seeking to communicate a concept, process, or data to satisfy their organizational or strategic goals will use strategic communication. The modern process features advanced planning, international telecommunications

Trading basics

Stratus Technologies

Stratus Technologies, Inc. is a major producer of fault tolerant computer servers and software. The company was founded in 1980 as Stratus Computer, Inc. in Natick, Massachusetts, and adopted its present name in 1999. The current CEO and president is Dave Laurello. The founder of Stratus was Bill Foster, who was CEO until Stratus was acquired by Ascend Communications in 1999. Prior to 20

Trading basics

Super app

A super app or super-app (also known as an everything app) is a mobile or web application that can provide multiple services including payment and instant messaging services, effectively becoming an all-encompassing, self-contained, commerce and communication online platform that embraces many aspects of personal and commercial life. Notable examples of super apps include Tencent's WeCha

Banking

SWIFT ban against Russian banks

The SWIFT ban against some Russian banks is one of several international sanctions against Russia imposed by the European Union and other western countries as a result of its invasion of Ukraine, aimed at weakening the country's economy to end the invasion by hindering Russian access to the SWIFT financial transaction processing system.

Trading basics

Sword Art Online: Integral Factor

Sword Art Online: Integral Factor is a Japanese massively multiplayer online open-world role-playing game developed by Asobimo and published by Bandai Namco Entertainment, released in December 2017, and based on the anime and manga series Sword Art Online.

Trading basics

Target audience

The target audience is the intended audience or readership of a publication, advertisement, or other message catered specifically to the previously intended audience. In marketing and advertising, the target audience is a particular group of consumer within the predetermined target market, identified as the targets or recipients for a particular advertisement or message.

Finance

Technical indicator

In technical analysis in finance, a technical indicator is a mathematical calculation based on historic price, volume, or (in the case of futures contracts) open interest information that aims to forecast financial market direction. Technical indicators are a fundamental part of technical analysis and are typically plotted as a chart pattern to try to predict the market trend. Indicator

Trading basics

Technology life cycle

The technology life cycle (TLC) describes the commercial gain of a product through the expense of research and development phase, and the financial return during its "vital life". Some technologies, such as steel, paper or cement manufacturing, have a long lifespan (with minor variations in technology incorporated with time) while in other cases, such as electronic or pharmaceutical prod

Trading basics

Test market

A test market, in the field of business and marketing, is a geographic region or demographic group used to gauge the viability of a product or service in the mass market prior to a wide scale rollout. The criteria used to judge the acceptability of a test market region or group include:

Trading basics

The Capital Grille

Darden Concepts, Inc. doing business as The Capital Grille, is an American restaurant chain of upscale steakhouses owned by Darden Restaurants. The brand has locations in twenty-five states, the District of Columbia, and Mexico City. There are 74 locations, including one location in Costa Rica.

Trading basics

The Cluetrain Manifesto

The Cluetrain Manifesto is a work of business literature collaboratively authored by Rick Levine, Christopher Locke, Doc Searls, and David Weinberger. It was first posted to the web in 1999 as a set of ninety-five theses, and was published as a book in 2000 with the theses extended by seven essays. The work examines the impact of the Internet on marketing, claiming that conventional mark

Finance

The Foreign Exchange Regulation Act, 1947 (Bangladesh)

The Foreign Exchange Regulation Act, 1947 (known as FERA) is a law enacted and was officially published by the government of Pakistan and still applicable in Bangladesh, which was East Pakistan before independence, to regulate certain payments, dealings in foreign exchange and securities, and the import and export of currency and bullion.

Banking

The Last Stop in Yuma County

The Last Stop in Yuma County is a 2023 American neo-Western crime thriller film produced, written and directed by Francis Galluppi in his feature directorial debut. It stars Jim Cummings, Jocelin Donahue, Richard Brake, Faizon Love, and Michael Abbott Jr.

Trading basics

The Money of Invention

The Money of Invention: How Venture Capital Creates New Wealth is a non-fiction book about venture capital, written by Paul A. Gompers and Josh Lerner, Professors of Business Administration at Harvard Business School. The book was first published in 2001 by the Harvard Business School Press. It is considered one of the best studies about the venture capital industry in the United States.

Finance

The Navigator (Pocalyko novel)

The Navigator is a literary financial thriller novel written by Michael Pocalyko and published by Forge Books, an imprint of Macmillan Publishers. It tells the story of "the world's first trillion dollar deal" against a backdrop of Wall Street dealmaking, Washington political intrigue, the relationship of two brothers, and international espionage.

Finance

The Two-Income Trap

The Two-Income Trap: Why Middle-Class Mothers and Fathers Are Going Broke is a 2004 popular nonfiction book by Elizabeth Warren and her daughter Amelia Warren Tyagi. The book examines the causes of increasing rates of personal bankruptcy and economic insecurity in American households. It was reissued in 2016.

Trading basics

Tiger economy

A tiger economy is the economy of a country which undergoes rapid economic growth, usually accompanied by an increase in the standard of living. The term was originally used for the Four Asian Tigers (South Korea, Taiwan, Hong Kong, and Singapore) as tigers are important in Asian symbolism, which also inspired the Tiger Cub Economies (Indonesia, Malaysia, Thailand, Vietnam and the Philip

Payments & settlement

Toast, Inc.

Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.

Trading basics

Toyetic

Toyetic is a term that describes the suitability of a media property, such as a cartoon or film, for merchandising tie-in lines of licensed toys, games, and novelties. The term is attributed to Bernard Loomis, a toy-development executive for Kenner Products, in discussing the opportunities for marketing the film Close Encounters of the Third Kind, telling its director Steven Spielberg th

Trading basics

Toys "R" Us

Toys "R" Us is an American toy, clothing, and baby product retailer that was founded in April 1948 by Charles Lazarus in Washington, D.C. The retailer initially began as Children's Supermart, selling furniture until it refocused itself as Toys "R" Us in June 1957.

Trading basics

Train ticket

A train ticket is a transit pass ticket issued by a railway operator that enables the bearer to travel on the operator's network or a partner's network. Tickets can authorize the bearer to travel a set itinerary at a specific time (common for long-distance railroads), a set itinerary at any time (common for commuter railroads), a set itinerary at multiple times, or an arbitrary itinera

Finance

Treasure Islands

Treasure Islands: Tax Havens and the Men who Stole the World (2011) is a non-fiction book about the secretive role of offshore banks and tax havens in global economic affairs. The book was written by Nicholas Shaxson, a political analyst and associate Fellow of the Royal Institute of International Affairs. It was first published on 6 January 2011.

Trading basics

Trial balloon

A trial balloon, or kite-flying (used in the UK and elsewhere), is information sent out to the media in order to observe the reaction of an audience. It is used by companies sending out press releases to judge customer reaction, and by politicians who deliberately leak information on a policy change. The term is of French origin. Trial balloon translates French ballon d'essai, which was

Finance

TRIN (finance)

The TRIN, or Arms index, developed by Richard Arms in the 1970s, is a short-term technical analysis stock market trading indicator based on the Advance-Decline Data. The name is short for TRading INdex. The index is calculated as follows:

Trading basics

Troy weight

Troy weight is a system of units of mass whose origin is uncertain. By far the most common troy unit is the troy ounce (oz t), the standard mass unit for precious metals in industry and in trade; it equals 31.1034768 grams. The troy weight units are the grain, the pennyweight (24 grains), the troy ounce (20 pennyweights), and the troy pound (12 troy ounces). The troy grain is equal to th

Trading basics

Tucker Anthony

Tucker Anthony was an independent investment banking and brokerage firm based in Boston, Massachusetts. In 2001, the firm was acquired by Royal Bank of Canada and was then merged with the bank's Dain Rauscher Wessels subsidiary to create RBC Dain Rauscher.

Trading basics

Turnstile

A turnstile (also called a gateline, baffle gate, automated gate, turn gate in some regions) is a form of gate which allows one person to pass at a time. A turnstile can be configured to enforce one-way human traffic. In addition, a turnstile can restrict passage only to people who insert a coin, ticket, transit pass, security credential, or other method of payment or verification. Mode

Trading basics

Twinity

Twinity is a 3D online virtual world. Initially developed by Metaversum GmbH, it is currently held by ExitReality. The game offers its population, called Twinizens, to navigate around virtual (historical) versions of real-world cities, also called a mirror world or a Metaverse. A public beta began in September 2008, with the release of the first virtual city, Berlin, which later was foll

Finance

U.S. Strategic Bitcoin Reserve

The Strategic Bitcoin Reserve is a proposed reserve asset, funded by the United States Department of the Treasury's forfeited bitcoin, announced by United States president Donald Trump in March 2025. The creation of the United States Digital Asset Stockpile for non-bitcoin assets was also announced. Trump has previously stated that he wants the United States to become the "crypto capita

Trading basics

Ubiquitous commerce

Ubiquitous Commerce also known as U-Commerce, u commerce or uCommerce (not 'U.Commerce'), refers to a variety of goods and/or services. Sometimes, it is used to refer to the wireless, continuous communication and exchange of data and information between and among retailers, customers, and systems (e.g., applications) regardless of location, devices used, or time of day.

Trading basics

UKG

UKG (Ultimate Kronos Group) is an American multinational technology company with dual headquarters in Lowell, Massachusetts, and Weston, Florida. UKG is the AI-first Workplace Operating Platform with unified HR, payroll, and workforce management services.

Trading basics

Ultimate oscillator

The ultimate oscillator is a theoretical concept in finance developed by Larry Williams as a way to account for the problems experienced in most oscillators when used over different lengths of time.

Finance

Unbanked

The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available.

Trading basics

United States v. Lazarenko

United States v. Lazarenko, 476 F.3d 642, was a landmark decision of the United States District Court for the Northern District of California in which it was ruled that former Prime Minister of Ukraine Pavlo Lazarenko had committed money laundering, wire fraud, and interstate transportation of stolen property by using American banks, along with banks in several other countries, to illega

Trading basics

Values scale

Values scales are psychological inventories used to determine the values that people endorse in their lives. They facilitate the understanding of both work and general values that individuals uphold. In addition, they assess the importance of each value in people's lives and how the individual strives toward fulfillment through work and other life roles, such as parenting. Most scales

Trading basics

Veracode

Veracode is an application security company based in Burlington, Massachusetts. Founded in 2006, it provides SaaS application security that integrates application analysis into development pipelines.

Trading basics

Vineyard Vines

Vineyard Vines is an American clothing and accessory retailer founded in 1998 in Martha’s Vineyard, Massachusetts, by brothers Shep and Ian Murray. The brand markets high-end ties, hats, belts, shirts, shorts, swimwear, and bags for men, women, and children. It has grown to a collection of retail stores and outlets across the United States. It is manufactured in Peru and Vietnam. The com

Trading basics

Virtual economy

A virtual economy (or sometimes synthetic economy) is an emergent economy existing in a virtual world, usually exchanging virtual goods in the context of an online game, particularly in massively multiplayer online games (MMOs). People enter these virtual economies for recreation and entertainment rather than necessity, which means that virtual economies lack the aspects of a real econom

Trading basics

Voice-based marketing automation

Voice-based marketing automation (VBMA) refers to software platforms designed for marketing, sales, and support departments to measure, manage, and automate their phone conversations. Marketing departments, sales teams, and support agents use VBMA to initiate, manage, monitor, track, route, record, and report on sales and support phone conversations.

Assets

Voiceverse NFT plagiarism scandal

In January 2022, 15—the pseudonymous Massachusetts Institute of Technology (MIT) artificial intelligence researcher and creator of the non-commercial generative artificial intelligence voice synthesis research project 15.ai—discovered that the blockchain-based technology company Voiceverse had plagiarized from their platform. Voiceverse marketed itself as a service that offered AI voice

Finance

Volume (finance)

In capital markets, volume, or trading volume, is the amount (total number) of a security (or a given set of securities, or an entire market) that was traded during a given period of time. In the context of a single stock trading on a stock exchange, the volume is commonly reported as the number of shares that changed hands during a given day. The transactions are measured on stocks, bon

Trading basics

Vortex indicator

The Vortex Indicator is a technical indicator invented by Etienne Botes and Douglas Siepman to identify the start of a new trend or the continuation of an existing trend within financial markets. It was published in the January 2010 edition of Technical Analysis of Stocks & Commodities.

Trading basics

Walter Arnheim

Walter R. Arnheim (born October 10, 1944, Pittsburgh, Pennsylvania) is an American oil company executive and former director of the Washington National Opera. He is currently a renewable energy specialist, private equity manager, and an adviser to companies and non-profit organizations.

Trading basics

Wanghong economy

The wanghong economy refers to the Chinese digital economy based on influencer marketing through social media platforms. Wanghong (Chinese: 网红; pinyin: wǎnghóng; lit. 'internet fame') is the Chinese term for internet celebrity. Chinese wanghong celebrities attract the attention of internet users, which can translate into profit through e-commerce and online advertising.

Trading basics

War profiteering

A war profiteer is any individual or organization that earns excessive or unethical profit from warfare or by selling weapons, supplies, or services to parties engaged in conflict. The term typically carries strong negative connotations and is often associated with exploitation during times of national crisis. More broadly profiteering, making a profit, criticized as excessive or unreaso

Finance

WePay

WePay is an online payment service provider based in the United States. It provides an integrated and customizable payment solution, through its APIs, to platform businesses such as crowdfunding sites, marketplaces and small business software companies. It also offers partners fraud and risk protection.

Trading basics

White-label product

A white-label product is a product or service produced by one company (the producer) that other companies (the marketers) rebrand to make it appear as if they had made it.

Trading basics

Whitewashing (beauty)

Whitewashing in beauty is a term used to describe the alteration of the appearance of non-white people in fashion, digital photography, mass media, marketing, and advertising to make them appear whiter. Whitewashing can include altering skin tone through digital retouching or skin-whitening products, changing hair texture through chemical treatments to conform to beauty standards associa

Trading basics

Will it play in Peoria?

Will it play in Peoria? is an American English figure of speech that is traditionally used to ask whether a given product, person, promotional theme, or event will appeal to mainstream audiences or across a broad range of demographic and psychographic groups in the United States.

Fiat currencies

William A. Barnett

William Arnold Barnett (born October 30, 1941) is an American economist, whose current work is in the fields of chaos, bifurcation, and nonlinear dynamics in socioeconomic contexts, econometric modeling of consumption and production, and the study of the aggregation problem and the challenges of measurement in economics.

Trading basics

William E. Conway Jr.

William E. "Bill" Conway Jr. (born August 27, 1949) is an American billionaire businessman and philanthropist. Conway is co-executive chairman and co-founder of the Carlyle Group. He is chairman of the board of trustees of Johns Hopkins Medicine and a member of the board of trustees of the Catholic University of America. According to Forbes, Conway had a net worth of US$3.6 billion as of

Trading basics

Wireless identity theft

Wireless identity theft, also known as contactless identity theft or RFID identity theft, is a form of identity theft described as "the act of compromising an individual's personal identifying information using wireless (radio frequency) mechanics." Numerous articles have been written about wireless identity theft and broadcast television has produced several investigations of this phen

Banking

World Jewish Congress lawsuit against Swiss banks

The World Jewish Congress lawsuit against Swiss banks was launched in 1995 to retrieve deposits made into the three largest Swiss banks (UBS, Credit Suisse and Swiss Bank Corporation) by victims of Nazi persecution during and before World War II. WJC negotiations were initiated with the Government of Switzerland and Swiss banks, and later expanded to cover Swiss insurance companies, over

Trading basics

World of Warcraft

World of Warcraft (WoW) is a 2004 massively multiplayer online role-playing (MMORPG) video game developed and published by Blizzard Entertainment for Windows and macOS. Set in the Warcraft universe, World of Warcraft takes place within the fictional planet Azeroth, approximately four years after the events of the previous game in the series, Warcraft III: The Frozen Throne. The game was

Trading basics

Youth marketing

In the marketing and advertising industry, youth marketing consists of activities to communicate with young people, typically in the age range of 11 to 35. More specifically, there is teen marketing, targeting people age 11 to 17; college marketing, targeting college-age consumers, typically ages 18 to 24; and young adult marketing, targeting ages 25 to 34.