Industry WIKI

Sir Henry James Tucker (14 March 1903 – 9 January 1986) was a Bermudian politician who was the first Government Leader of Bermuda. He is considered—together with Dr. E. F. Gordon (1895–1955)—one of the island's two most important leaders of the 20th century. Tucker first took office on 10 June 1968 and served until 29 December 1971 as a member of the United Bermuda Party (UBP), the polit

Henry's Crime is a 2010 American romantic comedy crime film directed by Malcolm Venville and starring Keanu Reeves, Vera Farmiga, and James Caan. The film follows Henry (Reeves), who goes to jail for a bank robbery he did not commit. Once released, he plans to rob the same bank with his former cellmate Max (Caan). The film premiered at the Toronto International Film Festival on September

Hera Pheri (transl. Foul Play) is a 2000 Indian Hindi-language comedy drama film directed by Priyadarshan and originally written by Siddique-Lal and adapted screenplay by Neeraj Vora, starring Akshay Kumar, Suniel Shetty, Paresh Rawal, Tabu, Om Puri, Asrani, and Gulshan Grover. The film is a remake of 1989 Malayalam film Ramji Rao Speaking which itself was inspired by the 1971 American T

Herbert H. Haft (August 24, 1920 – September 1, 2004) was an American businessman who was famous first for the development of discount stores in the drug store, bookstore, and auto part businesses in Washington, D.C., and later as a corporate raider.

In economics, herd behavior is commonly observed in stock market and marketing.

Hertz Car Sales is a division of The Hertz Corporation that sells vehicles that were previously used in the Hertz car rental fleet. Based out of THC's headquarters in Estero, Florida, its largest operating market is in North America, with over 68 dealer locations in the U.S., but it also has units in France, Germany, Italy, Spain, and the United Kingdom.

In finance, the Heston model, named after Steven L. Heston, is a mathematical model that describes the evolution of the volatility of an underlying asset. It is a stochastic volatility model: such a model assumes that the volatility of the asset is not constant, nor even deterministic, but follows a random process.

Hi-pass (Korean: 하이패스) is an electronic toll collection system for the expressways in South Korea that allows motorists to make wireless toll payments, without the need to stop.

Hibu Inc. (styled hibü), formerly Yellowbook Inc., is a provider of web development and hosting, digital listings and reputation management, search engine and social media marketing, and digital advertisements. Hibu is headquartered in Cedar Rapids, IA.

In popular culture, sets of precious substances may form hierarchies which express conventional perceived relative value or merit. Precious metals appear prominently in such hierarchies, but as they grow, gems and semi-precious materials may be introduced as part of the system. The sequences can provide interesting examples of the arbitrariness of semiotic signs.

High frequency data refers to time-series data collected at an extremely fine scale. As a result of advanced computational power in recent decades, high frequency data can be accurately collected at an efficient rate for analysis. Largely used in the financial field, high frequency data provides observations at very frequent intervals that can be used to understand market behaviors, dyna

High-frequency trading (HFT) is a type of algorithmic automated trading system in finance characterized by high speeds, high turnover rates, and high order-to-trade ratios that leverages high-frequency financial data and electronic trading tools. While there is no single definition of HFT, among its key attributes are highly sophisticated algorithms, co-location, and very short-term inve

A high-occupancy toll lane (HOT lane) is a type of traffic lane or roadway that is available to high-occupancy vehicles and other exempt vehicles without charge; other vehicles are required to pay a variable fee that is adjusted in response to demand. Unlike toll roads, drivers have an option to use general purpose lanes, on which a fee is not charged. Express toll lanes, which are less

In finance, a high-yield bond (non-investment-grade bond, speculative-grade bond, or junk bond) is a bond that is rated below investment grade by credit rating agencies. These bonds have a higher risk of default or other adverse credit events but offer higher yields than investment-grade bonds to compensate for the increased risk.

Highmark Inc is an American nonprofit healthcare company and integrated delivery network based in Pittsburgh. It is a large individual health insurer in the United States, which operates several nonprofit and for-profit subsidiaries.

Highway 301 is an American 1950 film noir written and directed by Andrew L. Stone and starring Steve Cochran, Virginia Grey, Gaby André and Edmon Ryan.

Hill Samuel is a wholly owned subsidiary of Lloyds Banking Group's Offshore Private Banking unit. It was formerly a leading British merchant bank and financial services firm before the takeover by TSB Group Plc in 1987, which itself merged with Lloyds Bank to become Lloyds TSB in 1995.

In 1978 and 1979, lawyer and First Lady of Arkansas Hillary Rodham Clinton engaged in a series of trades of cattle futures contracts. Her initial $1,000 investment had generated nearly $100,000 (equivalent to $443,603.85 in 2025), when she stopped trading after ten months. In 1994, after Clinton had become First Lady of the United States, the trading became the subject of considerable co

Hilton Worldwide Holdings Inc. is an American multinational hospitality company that manages and franchises a broad portfolio of hotels, resorts, and timeshare properties. Founded by Conrad Hilton in May 1919, the company is now led by Christopher J. Nassetta. Hilton is headquartered in Tysons, Virginia, United States.

Hindenburg Research LLC was a U.S. investment research firm with a focus on activist short-selling founded by Nathan Anderson in 2017. Named after the 1937 Hindenburg disaster, which they characterize as a human-made avoidable disaster, the firm generated public reports via its website that allege corporate fraud and malfeasance. Companies that were the subjects of their reports include

A hire purchase (HP), also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time. Other analogous practices are described as closed-end leasing or rent-to-own.

HireRight is a global family of background screening companies based in Nashville, Tennessee, United States, and registered in Delaware. In 2012, its HireRight Solutions Inc. entity was the first employment background screening firm the Federal Trade Commission (FTC) ever charged with violating the Fair Credit Reporting Act (FCRA).

Hisense Group Co., Ltd. is a Chinese multinational major appliance and electronics manufacturer headquartered in Qingdao, Shandong, China. Television sets are one of its principal products. In the first quarter of 2026, Hisense accounted for 13% of global television shipments, behind Samsung and TCL, according to Counterpoint Research. Hisense also operates as an original equipment manuf

Hisense Kelon, doing business as Kelon (stylized in all uppercase in its logo) and formerly known as Guangdong Kelon Electrical Holdings Company Limited, is one of the largest Chinese manufacturers of white goods, producing refrigerators, air conditioners, and small electric appliances. The company is well known in mainland China under its brand names Kelon (科龙) and Ronshen (容声). The com

The Hispanic Television Summit is an annual conference for those in the business of television and video for Hispanic viewers in the United States, and worldwide. The Hispanic Television Summit is presented by two business publications for the television industry, Broadcasting & Cable and Multichannel News, and is produced by Joe Schramm and Rafael Eli (deceased, 2020) of Schramm Market

The use of historical money in Tibet started in ancient times, when Tibet had no coined currency of its own. Bartering was common, gold was a medium of exchange, and shell money and stone beads were used for very small purchases. A few coins from other countries were also occasionally in use.

The history of banking began with the first prototype banks, that is, the merchants of the world, who gave grain loans to farmers and traders who carried goods between cities. This was around 2000 BCE in Assyria, India, and Sumer. Later, in ancient Greece and during the Roman Empire, lenders based in temples gave loans, while accepting deposits and performing the change of money. Archaeo

The history of banking in China includes the business of dealing with money and credit transactions in China.

The Etruscans and the early Romans did not have true minted coinage for many centuries. Debt and debt bondage, however, were probably rife. Wealthy landowners would make an "advance loan" of seed, foodstuffs or other essentials to tenants, clients and smallholders, in return for a promise of labour services or a substantial share of the crop. The terms of such "loans" compelled defaulter

The term "bank" is attributed to the tables used by "trapezitai", ancient Greek bankers, which provided currency exchange, money storage and loan services, facilitating trade. (See main article: History of Banking)

Banking in the United Kingdom began in the Kingdom of England in the 17th century. The first activity in what later came to be known as banking was by goldsmiths who, after the dissolution of English monasteries by Henry VIII, began to accumulate significant stocks of gold.

This article details the history of banking in the United States. Banking in the United States is regulated by both the federal and state governments.

Bitcoin is a cryptocurrency, a digital asset that uses cryptography to control its creation and management rather than relying on central authorities. Originally designed as a medium of exchange, Bitcoin is now primarily regarded as a store of value. The history of bitcoin started with its invention and implementation by Satoshi Nakamoto, who integrated many existing ideas from the crypt

The history of Canadian currencies began with Indigenous peoples in Canada prior to European contact, when they used items such as wampum and furs for trading purposes. The Indigenous peoples continued to use those items as currency when trade with Europeans began. During the period of French colonization, coins were introduced, as well as one of the first examples of paper currency by a

The history of Chinese currency spans more than 3000 years from ancient China to imperial China and modern China. Currency of some type has been used in China since the Neolithic age which can be traced back to between 3000 and 4500 years ago. The history of China's monetary system traces back to the Shang dynasty (c. 1766–1154 BCE), where cowrie shells served as early currency. Cowry sh

The history of coins stretches back to the first millennium BC/BCE. Notable early examples of coins include the Lydian lion coins, Persian daric and siglos, Tong Bei, the dirham and gold dinar.

Italy has a long history of different coinage types, which spans thousands of years. Italy has been influential at a coinage point of view: the medieval Florentine florin, one of the most used coinage types in European history and one of the most important coins in Western history, was struck in Florence in the 13th century, while the Venetian sequin, minted from 1284 to 1797, was the mo

Credit unions are not-for-profit financial cooperatives. In the early stages of development of a nation's financial system, unserved and underserved populations had to rely on risky and expensive informal financial services from sources like money lenders, ROSCAs and saving at home. Credit unions proved they could meet demand for financial services that banks could not: from professio

The historic region of Croatia has used a variety of monetary currencies through its economic history. The nation's official currency has been the euro, since Croatia joined the Eurozone in 2023.

Debt relief, or debt forgiveness, has been practiced in many societies since antiquity. Periodic debt remission was institutionalised in the Ancient Near East and contributed to the stability of its societies. In ancient Greece and Rome the laws were more creditor-friendly and debt cancellation was one of the major demands of the poor, only occasionally implemented by the government. Med

The history of insurance traces the development of the modern business of insurance against risks, especially regarding cargo, property, death, automobile accidents, and medical treatment.

Philadelphia financier Jay Cooke established the first modern American investment bank during the Civil War era. However, private banks had been providing investment banking functions since the beginning of the 19th century and many of these evolved into investment banks in the post-bellum era. However, the evolution of firms into investment banks did not follow a single trajectory. Fo

The history of Kashmir is intertwined with the history of the broader Indian subcontinent in South Asia with influences from the surrounding regions of Central, West and East Asia. Historically, Kashmir referred to only the Kashmir Valley of the western Himalayas. Today, it also denotes a larger area that includes the Indian-administered union territories of Jammu and Kashmir (which cons

The study of the history of marketing, as a discipline, is important because it helps to define the baselines upon which change can be recognised and understand how the discipline evolves in response to those changes. The practice of marketing has been known for millennia, but the term "marketing" used to describe commercial activities assisting the buying and selling of products or serv

The history of monetary policy in China involves the evolution of the Chinese government's monetary policies from different imperial dynasties to the modern reforms created and employed by the Chinese Communist Party (CCP). China's monetary system changed significantly during the imperial period, moving from bronze coins to paper currency long before Europe did. In ancient times, variou

The history of monetary policy in the United States spans over two centuries of evolving approaches to managing the nation's money supply, credit availability, and interest rates.

The history of money is the development over time of systems for the exchange of goods and services. Money is a means of fulfilling these functions indirectly and in general rather than directly, as with barter.

The history of money in Finland began from trading furs, primarily squirrel skins in the prehistoric times. The oldest metal coins found in Finland are Roman coins from a couple of thousand years ago. In the 5th century ancient Byzantian solidi were brought to Finland. There are plenty of coin discoveries in Finland from the Viking Age and from the crusades.

The history of nicotine marketing stretches back centuries. Nicotine marketing has continually developed new techniques in response to historical circumstances, societal and technological change, and regulation. Counter marketing has also changed, in both message and commonness, over the decades, often in response to pro-nicotine marketing.

Many European trading companies came to India's during the 18th century. These trading companies set up private banks which issued paper currencies in Indian subcontinent first. But these notes were text-based. Charles Canning, 1st Earl Canning first introduced paper currency in Indian subcontinent in 1861 officially.

Pawnbroking, lending money on portable security, began in ancient history. The practice was widespread in many parts of the world, from ancient Greece to medieval China and medieval Europe.

The history of Philippine money covers currency in use before the Hispanic era with gold Piloncitos and other commodities in circulation, as well as the adoption of the peso during the Hispanic era and afterwards.

The history of private equity, venture capital, and the development of these asset classes has occurred through a series of boom-and-bust cycles since the middle of the 20th century. Within the broader private equity industry, two distinct sub-industries, leveraged buyouts and venture capital experienced growth along parallel, although interrelated tracks.

The history of rent control in England and Wales is a part of English land law concerning the development of rent regulation in England and Wales. Controlling the prices that landlords could make their tenants pay formed the main element of rent regulation, and was in place from 1915 until its abolition (excluding some council houses) by the Housing Act 1988.

The history of Thai money used as a medium of exchange and to settle accounts before the adoption of Thai baht coins and banknotes include novel designs and forms. For Thai people, money was considered as the symbol of civilization. Currency itself reflected faith in religion, culture, the customs and traditions of each era and also serve as a record of the development of Thailand.

The history of the cooperative movement concerns the origins and history of cooperatives across the world. Although cooperative arrangements, such as mutual insurance, and principles of cooperation existed long before, the cooperative movement began with the application of cooperative principles to business organization.

The euro came into existence on 1 January 1999, although it had been a goal of the European Union (EU) and its predecessors since the 1960s. After tough negotiations, the Maastricht Treaty entered into force in 1993 with the goal of creating an economic and monetary union (EMU) by 1999 for all EU states except the UK and Denmark (even though Denmark has a fixed exchange rate policy with

The United States Federal Reserve System is the central banking system of the United States. It was created on December 23, 1913.

The currency of Indonesia, the rupiah, has a long history dating back to its colonial period. Due to periods of economic uncertainty and high inflation, the currency has been re-valued several times.

The history of the rupee traces back to ancient times in the Indian subcontinent. The mention of rūpya by Pāṇini is seemingly the earliest reference in a text about coins. The term in Indian subcontinent was used for referring to a coin.

The taka, also known as the tanka or tangka or dangka, was one of the major historical currencies of Asia, particularly in the Indian subcontinent and Tibet. It was introduced in the 14th century and became a currency of the Silk Road. Its history is intertwined with the medieval Islamic history and culture of the Indian subcontinent.

The history of the United States dollar began with moves by the Founding Fathers of the United States to establish a national currency based on the Spanish silver dollar, which had been in use in the North American colonies of the Kingdom of Great Britain for over 100 years prior to the United States Declaration of Independence. The new Congress's Coinage Act of 1792 established the Unit

This article outlines the history of Wells Fargo & Company from its merger with Norwest Corporation and beyond. The new company chose to retain the name of "Wells Fargo" and so this article is about the history after the merger.

Hithink RoyalFlush Information Network (Hithink; Chinese: 同花顺; pinyin: Tónghuāshùn) is a Chinese financial data and software company headquartered in Hangzhou.

Horace Greeley Hjalmar Schacht (German: [ˈjalmaʁ ˈʃaxt]; 22 January 1877 – 3 June 1970) was a German economist, banker, politician, and co-founder of the German Democratic Party. He served as the Currency Commissioner and President of the Reichsbank during the Weimar Republic. He was a fierce critic of his country's post-World War I reparations obligations. He was also central in helping

HKeToll (Chinese: 易通行) is a free-flow tolling system owned by the Transport Department in Hong Kong. It is operated by Autotoll Limited. The system has been gradually put into use in various government-owned tunnels in Hong Kong to replace traditional toll booths and Autotoll from May 2023 onward.

His Majesty's Revenue and Customs (commonly known as HMRC) is a department of the UK government responsible for the collection of taxes, the payment of some forms of state support, the administration of other regulatory regimes including the national minimum wage, and the issuance of national insurance numbers.

His Majesty's Treasury (often shortened to HM Treasury, the Treasury or HMT) is the Government of the United Kingdom’s economic and finance ministry, managing the United Kingdom's public spending and setting its economic policy.

In financial mathematics, the Ho-Lee model is a short-rate model widely used in the pricing of bond options, swaptions and other interest rate derivatives, and in modeling future interest rates. It was developed in 1986 by Thomas Ho and Sang Bin Lee.

Hoarding is the act of engaging in excessive acquisition of items that are not needed or for which no space is available. Hoarding can also be defined as collecting and holding otherwise scarce items. Some items commonly hoarded include coins considered to have an intrinsic value, such as those minted in silver, or gold, as well as collectibles, jewelry, precious metals and other luxuri

Hoarding is by definition the action of storing or hiding treasure. Word root is derived from french, german, and english.

Hoare Govett was a major British corporate brokerage firm based in London, England. The business was created by a merger between two well established stockbroker firms, Hoare & Co and Govett, Sons & Co. From 1984, the business had been a subsidiary, firstly owned by Security Pacific, until its own near collapse and purchase by Bank of America in 1992, when ABN Amro duly purchased the bus

Hobbycraft Trading Limited is a British arts and crafts superstore retail chain.

The Höchstetter family (also rendered Hechstetter or Hochstetter), from Höchstädt in western Bavaria near the banks of the Danube, were members of the fifteenth and sixteenth-century mercantile patriciate of Augsburg.

In finance, a holdout problem occurs when a bond issuer is in default or nears default, and launches an exchange offer in an attempt to restructure debt held by existing bond holders. Such exchange offers typically require the consent of holders of some minimum portion of the total outstanding debt, often in excess of 90%, because, unless the terms of the bond provide otherwise, non-con

The Hollow Sword Blades Company was a British joint-stock company founded in 1691 by a goldsmith, Sir Stephen Evance, for the manufacture of hollow-ground rapiers.

Hollywood accounting (also known as Hollywood bookkeeping) is the opaque or "creative" set of accounting methods used by the film, video, television and music industry to budget and record profits for creative projects. Expenditures can be inflated to reduce or eliminate the reported profit of the project, thereby reducing the amount which the corporation must pay in taxes and royalties

Hollywood Boulevard is a 1976 American satirical exploitation film directed by Allan Arkush and Joe Dante (in their respective directorial debuts), and starring Candice Rialson, Paul Bartel, and Mary Woronov. It follows an aspiring actress who has just arrived in Los Angeles, only to be hired by a reckless B movie film studio where she bears witness to a series of gruesome and fatal on-s

The Hollywood Stock Exchange, or HSX, is a web-based, multiplayer game in which players use simulated money to buy and sell "shares" of actors, directors, upcoming films, and film-related options. The game uses Virtual Specialist technology invented by HSX co-founders and creators Max Keiser and Michael R. Burns, who were awarded a U.S. patent no. 5950176 in 1999 for the invention. Clai

Holmes' Bank was a bank in the British Crown dependency of the Isle of Man, providing private and business banking services to the local population. Holmes' Bank crashed spectacularly in 1853 resulting in hardship, unemployment, bankruptcy and destitution for many of the inhabitants of the Island.

Hologic, Inc. is an American medical technology company primarily focused on women's health; it sells medical devices for diagnostics, surgery, and medical imaging.

Hololive Dreams (Japanese: ホロライブ ドリームス), commonly known by the shorthand HoloDori (ホロドリ), is a 2026 rhythm and role-playing game featuring VTubers affiliated with Hololive Production. It is free-to-play with gacha mechanics.

The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages. Unlike the Home Affordable Modification Program (HAMP), which assists homeowners who are in danger of foreclosure, this program benefits homeowners whose mortgage p

The Home Bank of Canada was a Canadian bank that experienced meteoric growth from its start in 1903 to its sensational and costly collapse in 1923. Its collapse shattered public trust in banks and encouraged growth in bank reform sentiment among the powerful farmer organizations of the time.

Home Building & Loan Association v. Blaisdell, 290 U.S. 398 (1934), also called the Minnesota Mortgage Moratorium Case, was a decision of the United States Supreme Court holding that Minnesota's suspension of creditors' remedies was not in violation of the Contract Clause of the United States Constitution. Blaisdell was decided during the depth of the Great Depression and has been critic

Home equity is the homeowner's financial interest in their property, calculated as the difference between the property's current market value and the total outstanding balances of all loans secured by the home.

Home equity investments (HEI) are financial products that allow homeowners to access their home equity as a lump sum without incurring monthly payments. They first emerged around 2015 and function by enabling investors to purchase a minority stake in a homeowner's property for a predetermined duration. In return, investors receive either a percentage of the home's future market value or

A home equity line of credit (HELOC; /ˈhe̞ːˌlɒk/ HEE-lok) is a revolving type of secured loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's property (akin to a second mortgage). Because a home often is a consumer's most valuable asset, many homeowners use their HELOC for major purchases or projects, suc

A home equity loan is a type of loan in which the borrowers use the equity of their home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution.

Home price protection is an agreement that pays the homeowner if a particular home price index declines in value over a period of time after the protection is purchased. The protection is for a new or existing homeowner that wishes to protect the value of their home from future market declines.

A home warranty is a contract that agrees to provide a homeowner with discounted repair and replacement services. However, the words "home warranty" are not always used explicitly to mean a legal warranty is being conveyed. In many cases, at least in the United States, a home warranty is not a warranty at all, but rather a home service contract that covers the repair and/or replacement

The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama. According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mort

The lempira (Spanish pronunciation: [lemˈpiɾa], sign: L; code: HNL) is the currency of Honduras. It is subdivided into 100 centavos.

Honest Thief is a 2020 American action thriller film directed by Mark Williams, from a screenplay by Williams and Steve Allrich. The film stars Liam Neeson, Kate Walsh, Jai Courtney, Jeffrey Donovan, Anthony Ramos and Robert Patrick, and follows a former bank robber (Neeson) who decides to turn himself in to the FBI, only to be set up by corrupt agents.

The Hong Kong dollar (Chinese: 港元, symbol: $; code: HKD) is the official currency of Hong Kong. Each dollar is divided into 100 cents (or fen). Historically, it was also divided into 1000 mils. The Hong Kong Monetary Authority is the monetary authority of Hong Kong and the Hong Kong dollar.

Hong Kong Exchanges and Clearing Limited (HKEX; Chinese: 香港交易及結算所有限公司; pinyin: Xiānggǎng jiāoyì jí jiésuàn suǒyǒu xiàn gōngsī) operates a range of equity, commodity, fixed income and currency markets through its wholly owned subsidiaries The Stock Exchange of Hong Kong Limited (SEHK), Hong Kong Futures Exchange Limited (HKFE) and London Metal Exchange (LME).

Hong Kong Mercantile Exchange (Chinese: 香港商品交易所; abbreviated as HKMEx) was an electronic commodities exchange established in Hong Kong for the trading of commodity futures, options and other financial derivatives. The exchange was originally pitched as a platform to trade oil futures. In fact, it ended up trading mainly silver and gold futures.

The Stock Exchange of Hong Kong (Chinese: 香港交易所, SEHK, also known as Hong Kong Stock Exchange) is a stock exchange based in Hong Kong. It is one of the largest stock exchanges in Asia and the 6th largest globally by market capitalization as of February 2026. The exchange plays a crucial role in connecting international investors with mainland Chinese companies, serving as a major platfor

Honkai (, Chinese: 崩坏; pinyin: Bēnghuài; lit. 'Collapse', 'Deteriorate') is a video game series and media franchise developed by miHoYo, published by miHoYo in mainland China and worldwide by Cognosphere (trading as HoYoverse). Initially led by Cai Haoyu, David Jiang took over as the series producer as of present.

Honkai Impact 3rd (, Chinese: 崩坏3; pinyin: Bēnghuài 3; lit. 'Collapse 3rd') is a 2016 free-to-play action role-playing game developed and published by miHoYo (with publishing outside mainland China under HoYoverse). It is the third installment in the science fantasy Honkai series and the spiritual successor to Guns Girl Z, using many characters from the previous title in a separate story