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Republika Srpska Securities Commission
The Republika Srpska Securities Commission (Serbian: Комисија за хартије од вриједности Републике Српске or Komisija za hartije od vrijednosti Republike Srpske) is a financial services regulator in Republika Srpska, Bosnia and Herzegovina. It is based in the city of Banja Luka.
Securities & exchangesRepurchase agreement
A repurchase agreement, also known as a repo, RP, or sale and repurchase agreement, is a form of secured short-term borrowing, usually, though not always, using government securities as collateral. A contracting party sells a security to a lender and, by agreement between the two parties, repurchases the security back shortly afterwards, at a slightly higher contracted price. The differe
Trading basicsReputation capital
Reputation capital is the quantitative measure of some entity's reputational value in some context – a community or marketplace. In the world of Web 2.0, what is increasingly valuable is trying to measure the effects of collaboration and contribution to community. Reputation capital is often seen as a form of non-cash remuneration for their efforts, and generally generates respect within
Trading basicsReputation management
Reputation management is the deliberate influence, control, enhancement, or concealment of an individual's or group's reputation. It is a marketing technique used to modify a person's or a company's reputation in a positive way. Online reputation management (ORM) involves overseeing and influencing the search engine results related to products and services.
FinanceReputational damage
Reputational damage is the loss to financial capital, social capital and/or market share resulting from damage to an organization's reputation. This is often measured in lost revenue, increased operating, capital or regulatory costs, or destruction of shareholder value. Ethics violations, safety issues, security issues, a lack of sustainability, poor quality, and lack of or unethical inn
BankingReserve Bank of New Zealand
The Reserve Bank of New Zealand (RBNZ) (Māori: Te Pūtea Matua) is the central bank of New Zealand. It sets monetary policy, regulates banks, insurers and other deposit takers, and issues the country's banknotes and coins. It is based in Wellington, and Anna Breman has been governor since December 2025.
BankingReserve requirement
Reserve requirements are central bank regulations that set the minimum amount that a commercial bank must hold in liquid assets. This minimum amount, commonly referred to as the commercial bank's reserve, is generally determined by the central bank on the basis of a specified proportion of deposit liabilities of the bank. This rate is commonly referred to as the cash reserve ratio or sh
Trading basicsReserve study
In real estate, a reserve study is a long-term capital budget planning tool which identifies the current status of the reserve fund and a stable and equitable funding plan to offset ongoing deterioration, resulting in sufficient funds when those anticipated major common area expenditures actually occur. The reserve study consists of two parts: the physical analysis and the financial anal
Trading basicsResidual income valuation
Residual income valuation (RIV), also called the residual income model or residual income method (RIM), is an approach to equity valuation that formally accounts for the cost of equity capital. Here, "residual" means in excess of any opportunity costs measured relative to the book value of shareholders' equity; residual income (RI), or economic profit, is then the income generated by a f
Securities & exchangesRestricted stock
Restricted stock, also known as restricted securities, is stock of a company that is not fully transferable (from the stock-issuing company to the person receiving the stock award) until certain conditions (restrictions) have been met. Upon satisfaction of those conditions, the stock is no longer restricted, and becomes transferable to the person holding the award. Restricted stock is of
BankingRetail banking
Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking (corporate banking).
Trading basicsRetirement spend-down
At retirement, individuals stop working and no longer get employment earnings, and enter a phase of their lives, where they rely on the assets they have accumulated, to supply money for their spending needs for the rest of their lives. Retirement spend-down, or withdrawal rate, is the strategy a retiree follows to spend, decumulate or withdraw assets during retirement.
FinanceReturn on capital
Return on capital (ROC), or return on invested capital (ROIC), is a ratio used in finance, valuation and accounting, as a measure of the profitability and value-creating potential of companies relative to the amount of capital invested by shareholders and other debtholders. It indicates how effective a company is at turning capital into profits.
FinanceReturn on capital employed
Return on capital employed is an accounting ratio used in finance, valuation, and accounting. It is a useful measure for comparing the relative profitability of companies after taking into account the amount of capital used.
FinanceReturn on equity
The return on equity (ROE) is a measure of the profitability of a business in relation to its equity;
FinanceReturn on investment
Return on investment (ROI) or return on costs (ROC) is the ratio between net income or profit to investment (costs resulting from an investment of some resources). A high ROI means the investment's gains compare favorably to its cost. As a performance measure, ROI is used to evaluate the efficiency of an investment or to compare the efficiencies of several different investments. In econo
Trading basicsReturn on marketing investment
Return on marketing investment (ROMI), or marketing return on investment (MROI), is the contribution to profit attributable to marketing (net of marketing spending), divided by the marketing 'invested' or risked. ROMI is not like the other 'return-on-investment' (ROI) metrics because marketing is not the same kind of investment. Instead of money that is 'tied' up in plants and inventorie
FinanceReturn on tangible equity
Return on Tangible Equity (ROTE) is a financial performance metric that measures a company's profitability relative to its tangible common equity. Unlike Return on Equity, ROE, which includes intangible assets such as goodwill, ROTE focuses solely on the tangible portion of shareholders' equity, excluding intangible assets and preferred equity. This makes ROTE particularly useful for eva
Trading basicsReturn on time invested
Return on Time Invested (ROTI) is a subjective metric used to analyze the productivity and efficiency of time spent for a certain activity, project, or product made. Unlike return on investment (ROI), which calculates the financial capital gained, ROTI evaluates the value gained from time spent on an activity compared to the time invested in it. While the criteria for how worth was the
FinanceReturns-based style analysis
Returns-based style analysis (RBSA) is a statistical technique used in finance to deconstruct the returns of investment strategies using a variety of explanatory variables. The model results in a strategy's exposures to asset classes or other factors, interpreted as a measure of a fund or portfolio manager's investment style. While the model is most frequently used to show an equity mutu
Trading basicsRevel Systems
Revel Systems is an iPad-based point of sale system co-founded by Lisa Falzone and Christopher Ciabarra. In June 2024, it was announced that the company was acquired by Shift4.
FinanceRevenue bond
A revenue bond is a special type of municipal bond distinguished by its guarantee of repayment solely from revenues generated by a specified revenue-generating entity associated with the purpose of the bonds, rather than from a tax. Unlike general obligation bonds, only the revenues specified in the legal contract between the bond holder and bond issuer are required to be used for repaym
Trading basicsRevenue management
Revenue management (RM) is a discipline that aims to maximize profit primarily by adjusting pricing and managing occupancy. The strategy is used in hotel management, selling event tickets and airfare, retail promotions, software licensing, and other industries. It is seen by some as synonymous with yield management.
Securities & exchangesReverse convertible securities
A reverse convertible security is a type of convertible security where a bond or short-term note can be converted to cash, debt or equity at a set date by the issuer based on an underlying stock. In effect it is a type of option on the maturity date where the bond can be converted to shares or cash. For the investor they get the advantage of a steady stream of income due to the payment o
Securities & exchangesReverse stock split
In finance, a reverse stock split or reverse split is a process by which shares of corporate stock are effectively merged to form a smaller number of proportionally more valuable shares.
Trading basicsRevlon
Revlon, Inc., is an American multinational company dealing in cosmetics, skin care, perfume, and personal care. The headquarters of Revlon was established in New York City on March 1, 1932, where it remains. Revlon was founded by brothers Charles and Joseph Revson, and chemist Charles Lachman. Revlon products are sold in 150 countries and the company has many global locations including M
FinanceRevolving credit
Revolving credit is a type of credit that does not have a fixed number of payments, in contrast to installment credit. Credit cards are an example of revolving credit used by consumers. Corporate revolving credit facilities are typically used to provide liquidity for a company's day-to-day operations. They were first introduced by the Strawbridge and Clothier Department Store.
Securities & exchangesRicardo Cortez
Ricardo Cortez (born Jacob Krantz or Kranze; September 19, 1900 – April 28, 1977) was an American actor and film director. He was a matinée idol during the silent era, and later specialized in playing "heavies".
FinanceRichard Bookstaber
Richard Bookstaber (born 1950) is an American financial risk manager and author of A Demon Of Our Own Design, a book highlighting the fragility of the financial system that occurs from tight coupling and complexity. The book is noted for its foreshadowing of the 2008 financial crisis. He is also the author of The End of Theory, which critiques the applicability of economics in dealing
Trading basicsRichard C. Blum
Richard Charles Blum (July 31, 1935 – February 27, 2022) was an American investor and the husband of United States Senator Dianne Feinstein. He was the chairman and president of Blum Capital, an equity investment management firm. Blum was on the boards of directors of several companies, including CB Richard Ellis, where until May 2009 he served as the chairman of that board. He was a reg
Securities & exchangesRichard Driehaus
Richard Herman Driehaus (; July 28, 1942 – March 9, 2021) was an American businessman, investor, and philanthropist. He was the founder, chief investment officer, and chairman of the hedge fund Driehaus Capital Management LLC, based in Chicago.
Trading basicsRichard Ong
Richard Ong Tiong Sin (born 1965) is a Malaysian businessman and investor. He is the founder, chairman, and CEO of RRJ Capital, one of the largest private equity funds based in Asia. Richard was also a founder and CEO of Hopu Investment Management, a Beijing-based private equity fund.
Trading basicsRichard Socarides
Richard Socarides is an American lawyer and businessman.
FinanceRisk arbitrage
Risk arbitrage, also known as merger arbitrage, is an investment strategy that speculates on the successful completion of mergers and acquisitions. An investor that employs this strategy is known as an arbitrageur. Risk arbitrage is a type of event-driven investing in that it attempts to exploit pricing inefficiencies caused by a corporate event.
FinanceRisk measure
In financial mathematics, a risk measure assigns a numerical value to the risk associated with a financial position or portfolio. In financial management and insurance, risk measures are often used to determine capital reserve requirements to mitigate downside risk to make it acceptable to regulators. In recent years attention has turned to convex and coherent risk measurement.
FinanceRisk of ruin
Risk of ruin is a concept in gambling, insurance, and finance relating to the likelihood of losing all one's investment capital or extinguishing one's bankroll below the minimum for further play. For instance, if someone bets all their money on a simple coin toss, the risk of ruin is 50%. In a multiple-bet scenario, risk of ruin accumulates with the number of bets: each play increases th
FinanceRisk parity
Risk parity (or risk premia parity) is an approach to investment management which focuses on allocation of risk, usually defined as volatility, rather than allocation of capital. The risk parity approach asserts that when asset allocations are adjusted (leveraged or deleveraged) to the same risk level, the risk parity portfolio can achieve a higher Sharpe ratio and can be more resistant
Trading basicsRisk pool
A risk pool is a form of risk management that is mostly practiced by insurance companies, which come together to form a pool to provide protection to insurance companies against catastrophic risks such as floods or earthquakes. The term is also used to describe the pooling of similar risks within the concept of insurance. It is basically like multiple insurance companies coming together
Trading basicsRisk premium
A risk premium is a measure of excess return that is required by an individual to compensate being subjected to an increased level of risk. It is used widely in finance and economics, the general definition being the expected risky return less the risk-free return, as demonstrated by the formula below.
FinanceRisk-adjusted return on capital
Risk-adjusted return on capital (RAROC) is a risk-based profitability measurement framework for analysing risk-adjusted financial performance and providing a consistent view of profitability across businesses. The concept was developed by Bankers Trust and principal designer Dan Borge in the late 1970s. Note, however, that increasingly return on risk-adjusted capital (RORAC) is used as a
FinanceRisk-free bond
A risk-free bond is a theoretical bond that repays interest and principal with absolute certainty. The rate of return would be the risk-free interest rate. It is primary security, which pays off 1 unit no matter state of economy is realized at time
FinanceRisk-free rate
The risk-free rate of return, usually shortened to the risk-free rate, is the rate of return of a hypothetical investment with scheduled payments over a fixed period of time that is assumed to meet all payment obligations.
Trading basicsRisk–return spectrum
The risk–return spectrum (also called the risk–return tradeoff or risk–reward) is the relationship between the amount of return gained on an investment and the amount of risk undertaken in that investment. The more return sought, the more risk that must be undertaken.
Trading basicsRob Thielen
Robertus "Rob" Thielen (born 1961) is a Dutch businessman and investor, working primarily in Europe. He is the chairman and founder of Waterland Private Equity, a co-founding partner of the Russia-based private equity group Elbrus Capital, and the chairman of the Gryphion family office.
Trading basicsRobert B. Willumstad
Robert B. "Bob" Willumstad is a former chairman and CEO of the American International Group (AIG).
Securities & exchangesRoberta Karmel
Roberta Sarah Karmel (née Segal; May 4, 1937 – March 23, 2024) was an American attorney and the Centennial Professor of Law, and Co-Director of the Center for the Study of International Business Law, at Brooklyn Law School. She was the first female Commissioner of the Securities and Exchange Commission.
Securities & exchangesRoblox Corporation
The Roblox Corporation ( , ROH-bloks) is an American video game developer based in San Mateo, California. Founded in 2004 by David Baszucki and Erik Cassel, the company is the developer of Roblox, a game platform, which was released in 2006. As of December 31, 2024, the company employs over 2,400 people.
FinanceRobo-advisor
Robo-advisors or robo-advisers are financial advisers that provide personalized financial advice and investment management online with moderate to minimal human intervention. A robo-advisor provides digital financial advice that is personalised based on mathematical rules or algorithms. These algorithms are designed by human financial advisors, investment managers and data scientists, an
Trading basicsRodger Krouse
Rodger Russell Krouse (born 1961) is an American businessperson who co-founded Sun Capital Partners, Inc., an American investment firm based in Boca Raton, Florida, United States.
Trading basicsRoger Altman
Roger Charles Altman (born April 2, 1946) is an American investment banker, the founder and senior chairman of Evercore, and a former Democratic politician. He served as
Trading basicsRoger McNamee
Roger McNamee (born May 2, 1956) is an American businessman, investor, venture capitalist and musician. He is the founding partner of the venture capital firm Elevation Partners. Prior to co-founding the firm, McNamee co-founded private equity firm Silver Lake Partners and headed the T. Rowe Price Science and Technology Fund.
Trading basicsRogers International Commodity Index
The Rogers International Commodity Index (RICI) is a broad index of commodity futures designed by Jim Rogers in 1996/1997. The first fund tracking the index began on July 31, 1998.
Trading basicsRollup
A rollup (also "roll-up" or "roll up") is a process used by investors (commonly private equity firms) where multiple small companies in the same market are acquired and merged.
Trading basicsRon Brierley
Ronald Alfred Brierley (born 2 August 1937) is a New Zealand investor and corporate raider, chairman and director of a number of companies in Australia, New Zealand and the UK.
Trading basicsRonald Mourad Cohen
Sir Ronald Mourad Cohen (born 1 August 1945) is an Egyptian-born British businessman and political figure. He is the chairman of The Portland Trust and Bridges Ventures. He has been described as "the father of British venture capital" and "the father of social investment".
Trading basicsRosetta Stone (software)
Rosetta Stone Language Learning is proprietary, computer-assisted language learning (CALL) software published by Rosetta Stone Inc, part of the IXL Learning family of products. The software uses images, text, and sound to teach words and grammar by spaced repetition, without translation. Rosetta Stone calls its approach Dynamic Immersion.
Trading basicsRosland Capital
Rosland Capital is an American precious metal asset management firm that in July 2026 filed for Chapter 11 bankruptcy protection. Its business model had the company selling gold and other precious metals in physical form as well as part of an IRA investment. Its employees were terminated in June 2026.
FinanceRotating savings and credit association
A rotating savings and credit association (ROSCA) is a group of individuals who agree to meet for a defined period in order to save and borrow together, a form of combined peer-to-peer banking and peer-to-peer lending. Members all chip in regularly and take turns withdrawing accumulated sums.
Trading basicsRothschild loans to the Holy See
Rothschild loans to the Holy See refers to a series of major financial loans arranged between the Rothschild family and the Holy See of the Catholic Church. The first loan, which occurred in 1832, took place in the aftermath of the Napoleonic Wars during the pontificate of Pope Gregory XVI (involving James Mayer de Rothschild and Carl Mayer von Rothschild). This loan agreed on was for a
Trading basicsRoti (restaurant chain)
Roti (stylized as rōti) and formerly known as Roti Restaurants, Inc., Rōti Modern Mediterranean and Rōti Mediterranean Grill, is an American fast casual restaurant serving Mediterranean cuisine. The firm was founded in 2007, and at its peak prior to the COVID-19 pandemic it had 42 locations in Chicago, Minneapolis, Dallas, Houston, New York City, and Washington, D.C. It filed for bankrup
FinanceRoyal Bank of Canada
The Royal Bank of Canada (RBC; French: Banque Royale du Canada) is a Canadian multinational financial services company and the largest bank in Canada by market capitalization. The bank serves over 19 million clients and has more than 101,000 employees worldwide. Founded in 1864 in Halifax, Nova Scotia, it maintains its corporate headquarters in Toronto and its head office in Montreal. RB
Trading basicsRR Donnelley
R.R. Donnelley & Sons Co. (styled RR Donnelley) or RRD is an American integrated communications company that provides marketing and business communications, commercial printing, and related services. Its corporate headquarters are located in Chicago, Illinois, United States. In 2007, R.R. Donnelley was the world's largest commercial printer. In 2021, it was referred to as North America's
Fiat currenciesRuble sign
The ruble sign, ₽, is the currency sign used for the Russian ruble, the official currency of Russia. It is based on the Cyrillic capital letter "Р", the initial letter of ruble (рубль). The design was approved by the Central Bank of Russia on 11 December 2013.
FinanceRural credit cooperative
A rural credit cooperative (RCC) (Chinese: 农村信用合作社) or (simplified Chinese: 农村信用社; traditional Chinese: 農村信用社; pinyin: nóngcūn xìnyòngshè) is a cooperative or credit union sanctioned by People's Bank of China to provide credit in the rural areas of the People's Republic of China.
BankingRussian Laundromat
The Russian Laundromat was a scheme to move $20–80 billion out of Russia from 2010 to 2014 through a network of global banks, many of them in Moldova and Latvia. The Guardian reported that around 500 people were suspected of being involved, many of whom were wealthy Russians. The money laundering scheme was uncovered by Global Laundromat, an investigation. The New Yorker says that that o
Trading basicsRuth's Chris Steak House
Darden Concepts, Inc. doing business as Ruth's Chris Steak House, is a chain of over 100 steakhouses across the United States, Canada and Mexico. On May 22, 2008, the company underwent rebranding and became part of Ruth's Hospitality Group after its acquisition of Mitchell's Fish Market. The group's headquarters are in Winter Park, Florida. Darden Restaurants later acquired the chain.
Trading basicsS&P 500 futures
S&P 500 futures are financial futures which allow an investor to hedge with or speculate on the future value of various components of the S&P 500 Index market index. S&P 500 futures contracts were first introduced by the Chicago Mercantile Exchange in 1982. The CME added the e-mini option in 1997. The bundle of stocks in the S&P 500 is, per the name, composed of stocks of 500 large compa
FinanceS&P Global Energy
S&P Global Energy is a provider of energy and commodities information and benchmark price assessments. Its editors publish daily price assessments in physical commodity markets, and the U.S. Department of Justice has identified the company as one of four global price reporting agencies. Its assessments underpin the Brent crude oil benchmark; the Oxford Institute for Energy Studies estima
FinanceS&P Global Ratings
S&P Global Ratings (previously Standard & Poor's and informally known as S&P) is an American credit rating agency (CRA) and a division of S&P Global that publishes credit ratings on debt issued by companies, governments and structured finance vehicles. S&P is considered the largest of the Big Three credit-rating agencies, which also include Moody's Ratings and Fitch Ratings. Its former e
Trading basicsS&P GSCI
The S&P GSCI (formerly the Goldman Sachs Commodity Index) serves as a benchmark for investment in the commodity markets and as a measure of commodity performance over time. It is a tradable index that is readily available to market participants of the Chicago Mercantile Exchange. The index was originally developed in 1991, by Goldman Sachs. In 2007, ownership transferred to Standard & Po
FinanceS&P Sri Lanka 20 Index
The S&P SL20, or the Standard & Poor's Sri Lanka 20, is a stock market index, based on market capitalization, that follows the performance of 20 leading publicly traded companies listed in the Colombo Stock Exchange. The 20 companies that make up the index is determined by Standard & Poor's global index methodology, according to which the index's listing is reviewed each year. All S&P SL
Payments & settlementSADAD
The SADAD payment system was established by the Saudi Central Bank (SAMA) to be the national electronic bill presentment and payment (EBPP) service provider for the Kingdom of Saudi Arabia (KSA). The core mandate for SADAD is to facilitate and streamline bill payment transactions of end consumers through all channels of the KSA (Kingdom of Saudi Arabia) Banks. SADAD was launched on June
Trading basicsSadek Wahba
Sadek Wahba (born March 1965) is an Egyptian-American economist and businessman. He is the founder and managing partner of the Miami-based global infrastructure investment company I Squared Capital, and the author of Build: Investing in America's Infrastructure. In 2022, he was appointed by President Biden to the President's National Infrastructure Advisory Council.
Trading basicsSales and operations planning
Sales and operations planning (S&OP) is a business management planning process that integrates demand forecasting with supply planning to create a plan that attempts to balance demand with available resources.
BankingSales and trading
Sales and trading is one of the primary front-office divisions of major investment banks. The term is typically reserved for the trading activities done by sell-side investment banks who are primarily engaged in making markets for institutional clients in various forms of securities. The trading floor of these banks will contain dedicated desks who generally focus exclusively on trading
Trading basicsSales management
Sales management is a business discipline which is focused on the practical application of sales techniques and the management of a firm's sales operations. It is an important business function as net sales, through the sale of products and services and resulting profit, drive most commercial business. These are also typically the goals and performance indicators of sales management. Sa
Trading basicsSalient Partners
Salient Partners was a private equity firm based in Houston, Texas, with offices in New York City, San Francisco and Newport Beach. The firm's strategies included emerging markets, real estate investment trusts (REITs), master limited partnership (MLPs) investments, managed futures, risk parity funds, and liquid alternative investments. The firm was acquired by Westwood Holdings Group in
Trading basicsSam E. Jonah
Samuel Esson Jonah (born 19 November 1949) is a Ghanaian businessman and the current Chancellor of the University of Cape Coast. He is the executive chairman of Jonah Capital, an equity fund based in Johannesburg, South Africa. Jonah was previously president of AngloGold Ashanti and shared the strategic leadership of the company with its CEO, Bobby Godsell.
Trading basicsSamsung Catalyst Fund
The Samsung Catalyst Fund (SCF) is the evergreen venture capital fund of Samsung Electronics. The fund invests in deep technology, artificial intelligence and big data startups. The fund's headquarters are located in San Jose, California, with offices in Seoul, Tel Aviv, and Paris.
Fiat currenciesSamurai bond
A samurai bond is a yen-denominated bond issued in Tokyo by non-Japanese companies, and is subject to Japanese regulations. These bonds provide the issuer with an access to Japanese capital, which can be used for local investments or for financing operations outside Japan. Foreign borrowers may want to issue in Samurai market to hedge against foreign currency exchange risk. Another in
Trading basicsSAP
SAP SE (; German pronunciation: [ɛsʔaːˈpeː] ) is a German multinational software company based in Walldorf, Baden-Württemberg, that is the world's largest vendor of enterprise software. In June 2025, it was the largest European company by market capitalization, as well as one of the 30 most valuable publicly traded companies in the world.
FinanceSaudi Exchange
Saudi Exchange (Arabic: تداول السعودية) or Tadāwul (Arabic: تداول) is a stock exchange in Saudi Arabia. Tadāwul was formed in 2007 as a joint stock company and the sole entity authorized to act as a securities exchange in Saudi Arabia. However, trading began in 1954 through an informal financial market. In the 1970s, there were only 14 listed companies. The market acquired a more forma
BankingSaudi Payments Network
The Saudi Payments Network (Arabic: الشبكة السعودية للمدفوعات), commonly known as Mada (Arabic: مدى, literally "range" or "extent"; formerly SPAN), is the primary payment system in Saudi Arabia. Established by the Saudi Central Bank (SAMA), the network connects all automated teller machines (ATMs) and point-of-sale (POS) terminals across the Kingdom to a central payment switch that rout
Trading basicsSaudi riyal
The Saudi riyal (symbol: ; code: SAR) is the currency of Saudi Arabia. Each riyal, the base unit, is subdivided into 100 halala (Arabic: هللة Halalah).
Fiat currenciesSaudi riyal sign
The Saudi riyal sign () is the official currency symbol for the Saudi riyal (SAR), the currency of Saudi Arabia. On 20 February 2025, King Salman officially approved the symbol, and the Saudi Central Bank (SAMA) announced its adoption. The symbol represents the Saudi riyal in all financial and commercial transactions at local, regional, and international levels, and its implementation w
FinanceSaving
Saving is income not spent, or deferred consumption. In economics, a broader definition is any income not used for immediate consumption. Saving also involves reducing expenditures, such as recurring costs.
BankingSavings account
A savings account is a bank account at a retail bank. Common features include a limited number of withdrawals, a lack of checks and linked debit card facilities, limited transfer options and the inability to be overdrawn. Traditionally, transactions on savings accounts were widely recorded in a passbook, and were sometimes called passbook savings accounts, and bank statements were not pr
BankingSavings and loan association
A savings and loan association (S&L), or thrift institution, is a financial institution that specializes in accepting savings deposits and making mortgage and other loans. While the terms "S&L" and "thrift" are mainly used in the United States, similar institutions in the United Kingdom, Ireland and some Commonwealth countries include building societies and trustee savings banks. They ar
Trading basicsSBI Mutual Fund
SBI Mutual Fund is an Indian private asset management company introduced by the State Bank of India (SBI) and incorporated in 1987 with its corporate head office located in Mumbai, India. SBIFMPL is a joint venture between the State Bank of India, an Indian public sector bank, and Amundi, a European asset management company. A shareholder agreement in this regard has been entered on Apri
Trading basicsScalable Capital
Scalable Capital is a German digital investment platform and bank based in Munich. Founded in 2014, it launched as a robo-advisor in 2016 and later expanded into self-directed brokerage and banking services. Its services include brokerage, digital wealth management, savings plans, deposit and lending products, and access to selected private equity products.
AssetsScam center
A scam center, fraud factory, fraud park, scam factory, scam compound, scam hub, scam park, fraud center, fraud compound, or fraud hub is a collection of large fraudulent organizations usually involved in human trafficking operations, generally found in Southeast Asia and usually operated by a criminal gang. Scam center operators lure foreign nationals to scam hubs, where they are forced
Trading basicsScheidt & Bachmann Ticket XPress
The Scheidt & Bachmann Ticket XPress system is a passenger-operated self-service railway ticket issuing system developed and manufactured by the German systems development and production group Scheidt & Bachmann GmbH, based in the city of Mönchengladbach. Since the first trial installations in 2003, seven train operating companies (TOCs) in Great Britain have adopted the system as their
Trading basicsSchool choice in the United States
School choice in the United States allows students and families to select alternatives to public schools. It is the subject of fierce debate in various state legislatures across the United States.
FinanceScience policy
Science policy is concerned with the allocation of resources for the conduct of science towards the goal of best serving the public interest. Topics include the funding of science, the careers of scientists, and the translation of scientific discoveries into technological innovation to promote commercial product development, competitiveness, economic growth and economic development. Scie
Securities & exchangesScienter
In law, scienter (, Law Latin for "knowingly", Latin pronunciation: [skiˈɛntɛr], from Latin scire 'to know, to separate one thing from another') is a legal term for intent or knowledge of wrongdoing, or reckless disregard for the truth. An offending party then has knowledge of the "wrongness" of an act or event prior to committing it.
Payments & settlementScrip
A scrip is any substitute for legal tender.
Trading basicsSealed Air
Sealed Air Corporation is an American packaging company known for its Cryovac food packaging and Bubble Wrap cushioning packaging. It is headquartered in Charlotte, North Carolina, United States, and led by Dustin Semach, president and CEO. The company had $5.4 billion in revenues in 2024.
Trading basicsSean Wise
Sean Wise (born September 23, 1970) is a Canadian mentor capitalist (mentor to young firms), international business speaker, business columnist for The Globe and Mail, author, partner at Ryerson Futures Inc, and as a consultant for CBC on the venture reality show Dragons' Den.
Securities & exchangesSeasoned equity offering
A seasoned equity offering (SEO) or capital increase is a new equity issued by an already publicly traded company. Seasoned offerings may involve shares sold by existing shareholders (non-dilutive), new shares (dilutive), or both. If the seasoned equity offering is made by an issuer that meets certain regulatory criteria, it may be a shelf offering.
Trading basicsSeavi Advent
SEAVI Advent Private Equity is the first private equity and venture capital firm in Southeast Asia. Since its founding in 1984 by Peter Brooke, the firm has invested over US$800 million into more than 120 companies in Southeast Asia and Greater China. SEAVI Advent operates from three offices in Asia and is the independent Asian affiliate of Advent International, with an established long