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Finance

Financial management

Financial management is the business function concerned with profitability, expenses, cash, and credit. These are often grouped together under the rubric of maximizing the value of the firm for stockholders. The discipline is then tasked with the "efficient acquisition and deployment" of both short- and long-term financial resources, to ensure the objectives of the enterprise are achieve

Finance

Financial Management Service

The Financial Management Service (FMS) was a bureau of the United States Department of the Treasury and provided several financial services for the federal government. On October 7, 2012, Secretary of the Treasury Timothy Geithner issued a directive merging the FMS with the Bureau of the Public Debt to form the new Bureau of the Fiscal Service.

Finance

Financial market impact of the COVID-19 pandemic

Economic turmoil associated with the COVID-19 pandemic has had wide-ranging and severe impacts upon financial markets, including stock, bond, and commodity (including crude oil and gold) markets. Major events included a described Russia–Saudi Arabia oil price war, which after failing to reach an OPEC+ agreement resulted in a collapse of crude oil prices and a stock market crash in March

Trading basics

Financial Modeling World Cup

The Financial Modeling World Cup (FMWC) is an organization that hosts various Microsoft Excel–based competitions.

Finance

Financial Monitoring Unit

The Financial Monitoring Unit (FMU; Urdu: مالیاتی نگرانی اکائی) is the Financial Intelligence Unit (FIU) of Pakistan established under the provisions of Anti-Money Laundering Act, 2010 (Previously Anti-Money Laundering Ordinance, 2007). It is an independent intelligence service department of the Government of Pakistan and primarily responsible for analyzing transactions, money laundering

Finance

Financial Ombudsman Service

The Financial Ombudsman Service is an ombudsman in the United Kingdom. It was established in 2000, and given statutory powers in 2001 by the Financial Services and Markets Act 2000, to help settle disputes between consumers and UK-based businesses providing financial services, such as banks, building societies, insurance companies, investment firms, financial advisers, and finance compan

Finance

Financial plan

In general usage, a financial plan is a comprehensive evaluation of an individual's current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans. This often includes a budget which organizes an individual's finances and sometimes includes a series of steps or specific goals for spending and saving in the future. This

Finance

Financial planner

A financial planner or personal financial planner is a qualified financial advisor. Practicing in full service personal finance, they advise clients on investments, insurance, tax, retirement and estate planning.

Trading basics

Financial position of the United States

The financial position of the United States includes assets of at least $269 trillion (269,000,000,000,000) (1576% of GDP) and debts of $145.8 trillion (852% of GDP) to produce a net worth of at least $123.8 trillion (723% of GDP). GDP in 2014 Q1 decline was due to foreclosures and increased rates of household saving. There were significant declines in debt to GDP in each sector except t

Finance

Financial ratio

A financial ratio or accounting ratio states the relative magnitude of two selected numerical values taken from an enterprise's financial statements. Often used in accounting, there are many standard ratios used to try to evaluate the overall financial condition of a corporation or other organization. Financial ratios may be used by managers within a firm, by current and potential shareh

Finance

Financial Reporting Act 2015

The Financial Reporting Act 2015 (known as FRA 2015) is an act of the parliament of Bangladesh. The act was passed on September 6, 2015, in order to follow the accountability and transparency of the financial reporting procedures in the country. On September 9, 2015, the act was officially published by the government of Bangladesh.

Finance

Financial Reporting Council of Nigeria

The Financial Reporting Council (FRC) of Nigeria, formerly the Nigerian Accounting Standards Board (NASB), is an organization charged with setting accounting standards in Nigeria. On Thursday, 6 May 2021, Shuaibu Adamu Ahmed was inaugurated by the Minister of Industry, Trade and Investment, Adeniyi Adebayo, as the Executive Secretary/Chief Executive Officer of FRC.

Fiat currencies

Financial repression

Financial repression refers to government implementation of policies to channel domestic funds to the public sector that in a deregulated market environment would go elsewhere. These policies are used to reduce the government's debt-to-GDP ratio.

Finance

Financial result

The financial result is the difference between earnings before interest and taxes and earnings before taxes. It is determined by the earning or the loss which results from financial affairs.

Finance

Financial Revolution

The Financial Revolution was a set of economic and financial reforms in Great Britain after the Glorious Revolution in 1688 when William III invaded England. The reforms were based in part on Dutch economic and financial innovations that were brought to England by William III. New institutions were created: a public debt (first government bonds were issued in 1693) and the Bank of Englan

Finance

Financial risk

Financial risk is any of various types of risk associated with financing, including financial transactions that include company loans in risk of default. Often it is understood to include only downside risk, meaning the potential for financial loss and uncertainty about its extent.

Finance

Financial risk management

Financial risk management is the practice of protecting economic value in a firm by managing exposure to financial risk - principally credit risk and market risk, with more specific variants as listed aside - as well as some aspects of operational risk. As for risk management more generally, financial risk management requires identifying the sources of risk, measuring these, and crafting

Finance

Financial risk modeling

Financial risk modeling is the use of formal mathematical and econometric techniques to measure, monitor and control the market risk, credit risk, and operational risk on a firm's balance sheet, on a bank's accounting ledger of tradeable financial assets, or of a fund manager's portfolio value; see Financial risk management.

Finance

Financial Secrecy Index

The Financial Secrecy Index (FSI) is the report published by the advocacy organization Tax Justice Network (TJN) which ranks countries by financial secrecy indicators, weighted by the economic flows of each country.

Trading basics

Financial Secretary to the Treasury

The financial secretary to the Treasury is a mid-level ministerial post in HM Treasury. It is nominally the fifth–most significant ministerial role within the Treasury after the first lord of the Treasury, the chancellor of the Exchequer, the chief secretary to the Treasury, and the paymaster general. However, the role of First Lord of the Treasury is always held by the prime minister wh

Finance

Financial services

Financial services are economic services tied to finance provided by financial institutions. Financial services encompass a broad range of service sector activities, especially as concerns financial management and consumer finance.

Trading basics

Financial Services Authority

The Financial Services Authority (FSA) was a quasi-judicial body accountable for the regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investments Board (SIB) in 1985. Its board was appointed by the Treasury, although it operated independently of government. It was structured as a company limited by guarantee a

Securities & exchanges

Financial Services Commission of Belize

The Financial Services Commission (FSC) is the Belize government agency responsible for non-banking financial regulation. It is responsible for regulating all non-banking financial market participants and setting and enforcing of financial regulations. A number of international online forex brokers obtain their international license from FSC.

Fiat currencies

Financial services in Japan

The industry which has a range of businesses that deal with money like banks, insurance companies, accounting companies, finance companies, taxation, investment funds, credit companies, and few government enterprises is called the finance industry. The activities or services within this industry that cater to the economy of the country are called financial services. Therefore, the econom

Trading basics

Financial sponsor

A financial sponsor is a private equity investment firm, particularly a private equity firm that engages in leveraged buyout transactions.

Finance

Financial Stability Board

The Financial Stability Board (FSB) is an international body that monitors and makes recommendations about the global financial system. It was established in the 2009 G20 Pittsburgh Summit as a successor to the Financial Stability Forum (FSF). The Board includes all G20 major economies, FSF members, and the European Commission. Hosted and funded by the Bank for International Settlements,

Finance

Financial supervisory authority

A financial regulatory authority or financial supervisory authority, alternatively financial regulator or financial supervisor, is a public authority whose role is to ensure the proper implementation of financial regulation within its scope of responsibility. Some, though not all, such authorities also set financial rules of their own.

Finance

Financial Supervisory Commission (Taiwan)

The Financial Supervisory Commission (FSC; Chinese: 金融監督管理委員會; pinyin: Jīnróng Jiāndū Guǎnlǐ Wěiyuánhuì; Pe̍h-ōe-jī: Kim-iông Kàm-tok Kóan-lí Úi-oân-hōe, abbreviated to 金管會) is an independent government agency subordinate to the Executive Yuan of the Republic of China (Taiwan). It is responsible for regulating securities markets (including the Taiwan Stock Exchange and the Taiwan Futures

Finance

Financial Supervisory Service

The Financial Supervisory Service (FSS) is South Korea's integrated financial regulator that examines and supervises financial institutions under the broad oversight of the Financial Services Commission (FSC), the government regulatory authority staffed by civil servants.

Finance

Financial system in Australia

The Australian financial system consists of the arrangements covering the borrowing and lending of funds and the transfer of ownership of financial claims in Australia, comprising:

Finance

Financial technology

Financial technology (abbreviated as fintech) refers to the application of new technologies to products and services in the financial industry. This broad term encompasses a wide array of technological tools in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and blockchain-based applications such as cryptocurrencies. Financi

Finance

Financial Times Deutschland

The Financial Times Deutschland was a German-language financial newspaper based in Hamburg, Germany, published by Bertelsmann's Gruner + Jahr newspaper and magazine division. The daily contained four sections: Business, Politics & Economy, Finance, and Agenda (Comment, Analysis, Sport, Culture). It ceased publication on 7 December 2012.

Finance

Financial transaction tax

A financial transaction tax (FTT) is a levy on a specific type of financial transaction for a particular purpose. The tax has been most commonly associated with the financial sector for transactions involving intangible property rather than real property. It is not usually considered to include consumption taxes paid by consumers.

Finance

Financial Transactions and Reports Analysis Centre of Canada

The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC; French: Centre d'analyse des opérations et déclarations financières du Canada) is the national financial intelligence agency of Canada.

Finance

Financialization

Financialization (or financialisation in British English) is a term sometimes used to describe the development of financial capitalism during the period from 1980 to the present, in which debt-to-equity ratios increased and financial services accounted for an increasing share of national income relative to other sectors.

Trading basics

Financière Agache

Financière Agache SA is an investment holding company based in Paris that is the controlling shareholder of Dior and LVMH. It is controlled by Agache SCA, a company owned by Bernard Arnault and his family.

Trading basics

Fine print

Fine print, small print, or mouseprint is less noticeable print smaller than the more obvious larger print it accompanies that advertises or otherwise describes or partially describes a commercial product or service. The larger print that is used in conjunction with fine print by the merchant often has the effect of deceiving the consumer into believing the offer is more advantageous tha

Trading basics

Fineness

The fineness of a precious metal object (coin, bar, jewelry, etc.) represents the weight of fine metal therein, in proportion to the total weight which includes alloying base metals and any impurities. Alloy metals are added to increase the hardness and durability of coins and jewelry, alter colors, decrease the cost per weight, or avoid the cost of high-purity refinement. For example, c

Finance

Fintech Association of Sri Lanka

FinTech Association of Sri Lanka (FASL) is an independent, not-for-profit organization representing the fintech community in Sri Lanka and fostering connections with the global fintech sector.

Finance

Fintech awards

FinTech Awards are several award ceremonies, most of them unrelated, which are held worldwide to recognize excellence in financial technology as assessed by either a public vote or panels of judges. There are typically many categories, winners and prizes. Hundreds of companies, including several fintech startups, participate as candidates.

Finance

FIRE movement

The Financial Independence, Retire Early (FIRE) movement is a personal finance phenomenon characterized by high savings rates—often exceeding the 10–15% typically recommended by financial planners—and aggressive investment, with the goal of accumulating sufficient assets to cover living expenses without traditional employment. The movement gained traction among millennials in the 2010s,

Assets

Firo (cryptocurrency)

Firo, formerly known as Zcoin, is a cryptocurrency aimed at using cryptography to provide better privacy for its users compared to other cryptocurrencies such as Bitcoin.

Payments & settlement

First Data

First Data Corporation was an American financial services company headquartered in Atlanta, Georgia, United States. The company's STAR Network provided nationwide domestic debit acceptance at more than 2 million retail POS, ATM, and at online outlets for nearly a third of all U.S. debit cards.

Finance

First Direct

First Direct (styled first direct) is a telephone and internet based direct retail bank, which is a division of HSBC UK Bank plc based in the United Kingdom. First Direct has headquarters in Leeds, England, and in 2024, had 1.9 million customers. On its launch, it was the UK's first telephone-only bank.

Trading basics

First Investment Bank (PJSC)

Public Join-Stock Company First Investment Bank, commonly known as PJSC First Investment Bank (Ukrainian: Pershyi Investytsiynyi Bankroman) is the Ukrainian bank that offers a full range of banking services to private and corporate customers. The bank was registered on 20 June 1997 with its headquarters at 6 Moskovskiy Avenue, Kyiv. There are over 30 branches in 11 regions of Ukraine.

Fiat currencies

First Jewish Revolt coinage

First Jewish Revolt coinage refers to the series of coins minted by Jewish rebels during the First Jewish–Roman War (66–73 CE). These coins adopted distinctly Jewish symbols, such as pomegranates, lulavs (palm branches), and Hebrew inscriptions in the paleo-Hebrew script proclaiming messages like "For the Freedom of Zion" and "Jerusalem the Holy." The coinage, which included silver sheke

Trading basics

First Lord of the Treasury

The first lord of the treasury is a title held by the prime minister of the United Kingdom, as head of the lords commissioners of the treasury exercising the ancient office of Lord High Treasurer. When the ministry of Robert Walpole essentially created the position of prime minister in the 18th century, his primary official and formal title remained first lord of the treasury. 10 Downing

Finance

First Report on the Public Credit

The First Report on the Public Credit was one of four major reports on fiscal and economic policy submitted by Founding Father and first US Treasury Secretary Alexander Hamilton on the request of Congress. The report analyzed the financial standing of the United States and made recommendations to reorganize the national debt and to establish the public credit. Commissioned by the US Hous

Trading basics

First Solution Money Transfer

First Solution Money Transfer was a UK-based private limited company which provided a money transfer service, providing expatriates the facilities to transfer money back to their family in Bangladesh.

Finance

FIS (company)

Fidelity National Information Services, Inc. (FIS) is an American financial technology company headquarterd in Jacksonville, Florida, which focuses on core banking, payments and capital markets. Annually, FIS facilitates the movement of roughly US$9 trillion through the processing of approximately 75 billion transactions in service to more than 20,000 clients around the globe.

Finance

Fiscal pedaling

Fiscal pedaling (a calque from Brazilian Portuguese: pedalada fiscal, or simply pedaladas) is a governmental creative accounting technique involving the use of state-owned banks to front funds required for paying general government obligations without officially declaring a loan, thus hiding these transfers from public scrutiny and delaying repayment from the Treasury to these banks. As

Fiat currencies

Fiscal theory of the price level

The fiscal theory of the price level is the idea that government fiscal policy, including debt and taxes present and future, is the primary determinant of the price level or inflation as opposed to the quantity theory of money. The theory is one of the strongest advocates in the debate among mainstream economists for combatting inflation primarily through fiscal policy instead of monetar

Finance

Fish for finance

Fish for finance is the popular phrase used to describe the possible trade-off betrween two major UK industries that was considered by both sides during the trade negotiations between the United Kingdom and the European Union (EU) over their future relationship following Brexit in January 2020. The Brexit withdrawal agreement between the two parties called for an agreement on fisheries t

Trading basics

Fishery cooperative

A fishery cooperative, or fishing co-op, is a cooperative in which the people involved in the fishing industry pool resources, in their certain activities from farming, catching, distribution, and marketing of fish.

Trading basics

Fitness First

Fitness First is an international fitness centre brand founded in 1993 in the United Kingdom. The company owned and operated its clubs around the world until financial pressures saw parts of the company sold off to various owners in different regions.

Trading basics

Fixed deposit

A fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. The term fixed deposit is most commonly used in India and the United States. It is known as a term deposit or

Fiat currencies

Fixed exchange rate

A fixed exchange rate, often called a pegged exchange rate or pegging, is a type of exchange rate regime in which a currency's value is fixed, or pegged, by a monetary authority against the value of another currency, a basket of other currencies, or another measure of value, such as gold or silver.

Trading basics

Fixed income

Fixed income is a type of investment under which the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule. For example, the borrower may have to pay interest at a fixed rate once a year and repay the principal amount on maturity. Fixed-income securities (more commonly known as bonds) can be contrasted with equity securities (often referred to as stocks and

Trading basics

Fixed investment

Fixed investment in economics is the purchase of newly produced physical asset, or, fixed capital. It is measured as a flow variable – that is, as an amount per unit of time.

Trading basics

Fixed price of Coca-Cola from 1886 to 1959

From 1886 until 1959, the price of a 6.5 US fl oz (190 mL) glass or bottle of the soft drink Coca-Cola was set at five cents (or one nickel), and remained fixed with very little local fluctuation. The Coca-Cola Company was able to maintain this price for several reasons, including bottling contracts, advertisements, vending machines, and a relatively low rate of inflation (with five cent

Trading basics

Fixed-income relative-value investing

Fixed-Income Relative-Value Investing (FI-RV) is a hedge fund investment strategy made popular by the failed hedge fund Long-Term Capital Management.

Finance

Flag of convenience

Flag of convenience (FOC) refers to a business practice whereby a ship's owners register a merchant ship in a ship register of a country other than that of the ship's owners, and the ship flies the civil ensign of that country, called the flag state. The term is often used pejoratively, and although common, the practice is sometimes regarded as contentious.

Trading basics

Flash Boys

Flash Boys: A Wall Street Revolt is a book by the American writer Michael Lewis, published by W. W. Norton & Company on March 31, 2014. The book is a non-fiction investigation into the phenomenon of high-frequency trading (HFT) in the US financial market, with the author interviewing and collecting the experiences of several individuals working on Wall Street. Lewis concludes that HFT is

Finance

Flash crash

In modern finance, a flash crash is a very rapid, deep, and volatile fall in security prices occurring within a very short time period followed by a quick recovery. Flash crashes are frequently blamed by media on trades executed by black-box trading, combined with high-frequency trading, whose speed and interconnectedness can result in the loss and recovery of billions of dollars in a ma

Finance

Flat rate (finance)

In accounting and finance, flat interest rate mortgages and loans calculate interest based on the amount of money a borrower receives at the beginning of the loan. However, if repayment is scheduled to occur at regular intervals throughout the term, the average amount to which the borrower has access is lower and so the effective or true rate of interest is higher. Only if the principa

Fiat currencies

Flattr

Flattr was a Swedish-based microdonation subscription service, where subscribers opted in to pay a monthly patronage to help fund their favourite websites and creators. It shut down in November 2023.

Finance

Flight-to-quality

A flight-to-quality, or flight-to-safety, is a financial market phenomenon occurring when investors sell what they perceive to be higher-risk investments and purchase safer investments, such as gold and government bonds. This is considered a sign of fear in the marketplace, as investors seek less risk in exchange for lower profits.

Trading basics

Flipping

In finance, flipping is purchasing an asset to quickly resell (or "flip") it for profit. Within the real estate industry, the term is used by investors to describe the process of buying, rehabilitating, and selling properties for profit. In 2017, 207,088 houses or condos were flipped in the US, an 11-year high. That number represents 5.9 percent of all single-family properties sold durin

Trading basics

Floating charge

In finance, a floating charge is a security interest over a fund of changing assets of a company or other legal person. Unlike a fixed charge, which is created over ascertained and definite property, a floating charge is created over property of an ambulatory and shifting nature, such as receivables and stock.

Fiat currencies

Flooz.com

Flooz.com was a dot-com venture, now defunct, based in New York City that went online in February 1999. It was promoted by comic actress Whoopi Goldberg in a series of television advertisements. Started by iVillage co-founder Robert Levitan, the company attempted to establish a currency unique to Internet merchants, somewhat similar in concept to airline frequent flyer programs or grocer

Trading basics

Flora Food Group

Flora Food Group B.V. is a Dutch food company owning multiple brands of margarine, food spreads, and plant-based foods, including Flora and Blue Band. It states that it is the largest plant-based consumer packaged goods company in the world, operating in 95 countries.

Trading basics

Florida Hospital

Florida Hospital was a subsidiary in Orlando, Florida that rebranded when its parent company Adventist Health System Sunbelt Healthcare Corporation rebranded its facilities to the trade name AdventHealth. Before the rebranding it operated 28 hospitals. It signed many entertainment and health partnerships/sponsorships that continue to this day with AdventHealth.

Trading basics

Florists' Transworld Delivery

FTD LLC also known as Florists' Transworld Delivery, is a floral wire service, retailer, and wholesaler based in Downers Grove, Illinois, in the United States.

Trading basics

Flour War

The Flour War (French: Guerre des farines) refers to a wave of riots from April to May 1775, in the northern, eastern, and western parts of the Kingdom of France. It followed an increase in grain prices, and subsequently bread prices; bread was an important source of food among the populace. Contributing factors to the riots include poor weather and harvests, and the withholding by polic

Banking

Flow of funds

Flow of funds accounts are a system of interrelated balance sheets for a nation, calculated periodically. There are two types of balance sheets: those showing

Trading basics

Flying Tiger Copenhagen

Flying Tiger Copenhagen (formerly Tiger until 2016) is a Danish variety store chain. Its first shop opened in Copenhagen in 1995, and the chain now (as of 2026) operates +1,100 shops across 46 countries. Flying Tiger's name derives from similarities between the Danish pronunciation of the animal name tiger (IPA: [ˈtsʰiːɐ]) and the Danish word tier (IPA: [ˈtsʰiˀɐ]), used to denote a 10 kr

Trading basics

Flyposting

Flyposting (also known as bill posting) is a guerrilla marketing tactic where advertising posters (also known as flyers) are put up in public view. In the United States, the technique is commonly referred to as wheatpasting, because wheatpaste is often used to adhere the posters. Posters are often adhered to construction site barricades, building façades and in alleyways.

Finance

FMO (Netherlands)

FMO (Dutch: Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V.) is a Dutch development bank structured as a bilateral private-sector international financial institution based in the Hague, the Netherlands. Among others, FMO manages funds for the Ministries of Foreign Affairs and Economic Affairs of the Dutch government to maximize the development impact of private secto

Trading basics

Fobaproa

Fobaproa (from the Spanish: Fondo Bancario de Protección al Ahorro, lit. 'Savings Protection Banking Fund') was a contingencies fund created in 1990 by the Mexican government, led by then dominant Institutional Revolutionary Party (PRI), to attempt to resolve liquidity problems of the banking system. The contingencies fund was applied in 1995 during the Mexican peso crisis to protect Mex

Trading basics

Focus (programming language)

FOCUS is a fourth-generation programming language (4GL) computer programming language and development environment that is used to build database queries. Produced by Information Builders Inc., it was originally developed for data handling and analysis on the IBM mainframe. Subsequently versions for minicomputers and such as the VAX and other platforms were implemented. FOCUS was later ex

Trading basics

Focus Financial Partners

Focus Financial Partners Inc. is an American company that invests in independent, fiduciary wealth management firms, being listed on the Nasdaq under the ticker symbol FOCS. Headquartered in New York City, it was incorporated in 2004 by Ruediger (Rudy) Adolf, Rajini Kodialam and Leonard (Lenny) Chang.

Trading basics

Focus group

A focus group is a group interview involving a small number (sometimes up to twelve) of demographically predefined participants. Their reactions to specific researcher/evaluator-posed questions are studied. Focus groups are used in market research to better understand people's reactions to products or services or participants' perceptions of shared experiences. The discussions can be gui

Trading basics

Fogo de Chão

Fogo de Chão, Inc. (Brazilian Portuguese: [ˈfoɡu dʒi ˈʃɐ̃w]; Portuguese for 'Ground Fire') is a Brazilian chain of rodízio-style steakhouses (churrascarias) founded in 1979 by brothers Arri and Jair Coser, along with Jorge and Aleixo Ongaratto. The restaurant chain specializes in Southern Brazilian cuisine, primarily serving churrasco barbecued meats and traditional side dishes. First es

Finance

Fokker–Planck equation

In statistical mechanics and information theory, the Fokker–Planck equation is a partial differential equation that describes the time evolution of the probability density function of the position or velocity of a particle under the influence of drag forces and random forces, as in Brownian motion. The equation can be generalized to other observables as well. The Fokker–Planck equation h

Finance

Follow the money

"Follow the money" is a catchphrase popularized by the 1976 docudrama film All the President's Men, which suggests political corruption can be brought to light by examining money transfers between parties.

Trading basics

Fondo Interbancario di Tutela dei Depositi

The Fondo Interbancario di Tutela dei Depositi (FITD; English: Interbank Deposit Protection Fund) is an Italian deposit guarantee fund founded in 1987. The fund became a mandatory scheme under the EU Deposit Guarantee Schemes Directive (94/19/EEC). However, the cooperative banks (BCC) of Italy managed their own fund (Fondo di Garanzia dei Depositanti del Credito Cooperativo). Another fun

Trading basics

Food Fair

Food Fair, also known by its successor name Pantry Pride, was a large supermarket chain in the United States. It was founded by Samuel N. Friedland, and his brother George I. Friedland who opened the first store (as Reading Giant Quality Price Cutter) in Harrisburg, Pennsylvania, in the late 1920s. As of 1957, Food Fair had 275 stores, and at its peak, the chain had more than 500 stores

Trading basics

Food prices

Food prices refer to the average price level for food across countries, regions and on a global scale. Food prices affect producers and consumers of food. Price levels depend on the food production process, including food marketing and food distribution. Fluctuation in food prices is determined by a number of compounding factors. Geopolitical events, global demand, exchange rates, govern

Banking

Forbes Bank

Forbes Bank was a bank in the British Crown dependency of the Isle of Man, providing private and business banking services to the local population. The bank operated from 1826 until it crashed spectacularly in 1843 resulting in hardship, unemployment, bankruptcy and destitution for many of the inhabitants of the Island.

Trading basics

Forcepoint

Forcepoint is an American multinational corporation software company headquartered in Austin, Texas, that develops computer security software and data protection, cloud access security broker, firewall and cross-domain solutions.

Finance

Foreclosure

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

Finance

Foreclosure rescue

Foreclosure rescue in the United States is where a mortgage that is in arrears and where the lender is at the stage of foreclosing on the loan agrees to stop the foreclosure in exchange for funds received through loan modification or from a government grant. It may also refer to funds that allow the homeowner to repurchase the property at or after foreclosure.

Trading basics

Foreclosure rescue scheme

A foreclosure rescue scheme is a scam that targets those whose house is facing potential foreclosure. The scheme preys on desperate homeowners whose mortgages are in default by offering to prevent foreclosure. There are various ways in which foreclosure rescue schemes work, causing different types of harm to the homeowners, but all ultimately with the likely end result of the owner being

Trading basics

Foreclosure stripping

Foreclosure stripping is the process in which the owners of a foreclosed property will remove fixtures and fittings from the property in an attempt to salvage some of their investment. Malicious foreclosure stripping is done by home owners who render damage throughout the property to significantly decrease its value and cause the foreclosing bank to accept a lower price when it is resold

Trading basics

Foreign Account Tax Compliance Act

The Foreign Account Tax Compliance Act (FATCA) is a 2010 U.S. federal law requiring all non-U.S. foreign financial institutions (FFIs) to search their records for customers with indicators of a connection to the U.S., including records of birth or prior residency in the U.S., and to report such assets and identities of such persons to the United States Department of the Treasury. FATCA a

Trading basics

Foreign celebrity advertising

Foreign celebrity advertising is a popular form of advertising in parts of Asia, Eastern Europe and Latin America. The phenomenon is most pronounced when English-speaking celebrities do print advertisements or commercials for a non-English speaking market.

Trading basics

Foreign direct investment

Foreign direct investment (FDI) is an ownership stake in a company, made by a foreign investor, company, or government from another country. More specifically, it describes a controlling ownership of an asset in one country by an entity based in another country. The magnitude and extent of control, therefore, distinguishes it from a foreign portfolio investment or foreign indirect invest

Trading basics

Foreign direct investment in India

A foreign direct investment (FDI) is an investment in the form of a controlling ownership in a business in one country by an entity based in another country. It differs from a foreign portfolio investment, which remains limited to the secondary markets. Broadly, the term includes "mergers and acquisitions, building new facilities, reinvesting profits earned from overseas operations, and

Trading basics

Foreign direct investment in Iran

Foreign direct investment in Iran (FDI) refers to investment by foreign individuals or companies in businesses operating in the country. Net FDI inflows to Iran are recorded in the World Bank's World Development Indicators, using data from the International Monetary Fund, UN Trade and Development, and official national sources. It has been hindered by unfavorable or complex operating req

Trading basics

Foreign direct investment in Romania

Foreign direct investment (FDI) in Romania has increased dramatically. As of 2022, Romania's foreign direct investment (FDI) stock reached nearly €108 billion, marking its highest value to date. Cheap and skilled labor force, low taxes, a 16% flat tax for corporations and individuals, no dividend taxes, liberal labor code and a favorable geographical location are Romania's main advantage