XPayIndustry WIKIBack to home
XPAY KNOWLEDGE

Industry WIKI

Digital assets and currencies

Understand assets, networks and trading mechanics with sources you can check.

Trading basics

Achaea, Dreams of Divine Lands

Achaea, Dreams of Divine Lands is a roleplay-focused, text-based multi-user dungeon (MUD) released on September 9, 1997. It was published by Achaea LLC, now known as Iron Realms Entertainment. Achaea is operated by collecting the revenue through a microtransaction system, which allows payment for the acquisition of in-game benefits.

Trading basics

Action Taimanin

Action Taimanin is a free-to-play action role-playing game developed and published by Gremory Games for iOS and Android. It was later ported to Microsoft Windows by Lilith and Infini-Brain. The game is an all-ages spin-off of Lilith's Taimanin visual novel series.

Trading basics

AFK Journey

AFK Journey is a fantasy role-playing video game developed by Lilith Games. Released on March 27, 2024, for Windows, Android, and iOS, it serves as the sequel to the idle role-playing game AFK Arena. The game adopts a free-to-play model, complemented by a gacha system that allows players to collect and upgrade characters.

Trading basics

ArcheAge

ArcheAge is an MMORPG developed by Korean developer Jake Song (former developer of Lineage) and his development company, XL Games. The game was released in Korea on January 15, 2013, and in Europe and North America on September 16, 2014. ArcheAge is described as a "sandpark" MMORPG, which the developers say is a hybrid of the open content style of a "sandbox" game and the more structured

Trading basics

Arknights: Endfield

Arknights: Endfield is an action role-playing game developed and published by Hypergryph. A spin-off of Arknights (2019), the game was released on 22 January 2026, for Android, iOS, PlayStation 5 and Windows.

Securities & exchanges

Armenia Stock Exchange

The Armenia Stock Exchange (AMX; Armenian: Հայաստանի ֆոնդային բորսա, romanized: Hayastani fondayin borsa), formerly known as NASDAQ OMX Armenia and the Armenia Securities Exchange, is the only stock exchange currently operating in Armenia. It is located in Yerevan, the capital city. The state regulatory authority for the stock exchange and the Armenian securities market is the Central B

Trading basics

Artery Gear: Fusion

Artery Gear: Fusion (Chinese: 机动战姬:聚变, Japanese: アーテリーギア-機動戦姫-, Korean: 아터리 기어: 퓨전) was a turn-based roleplaying game developed by Access! and published by bilibili on Android and iOS platforms. It is the second installment in the Artery Gear series and the spiritual successor to Armor Girls: Z Battle, using several characters from the previous title in a separate story.

Trading basics

Avalon: The Legend Lives

Avalon: The Legend Lives is a text-based online multi-player role-playing game world that was first released on 28 October 1989 at the gaming convention Adventure 89. It has maintained a near-continuous on-line presence with consistent and intact persona files and player history since the late 1980s. Until regular outages began occurring in 2023, it was the longest continuously running o

Trading basics

Beep (smart card)

Beep (stylized in lowercase) is a reloadable contactless smart card created in 2015 to be a replacement for the magnetic card-based system in paying rail-based rapid transit transportation fares in and around Metro Manila. Beep is also used in lieu of cash in some convenience stores and other businesses. The Beep system is implemented and operated by AF Payments Incorporated, which is pr

Assets

BitMEX

BitMEX was a cryptocurrency exchange and derivative trading platform incorporated in the Seychelles. It was operated by HDR Global Trading Limited.

Trading basics

Black Desert Online

Black Desert Online (Korean: 검은사막; RR: Geomeun samak) is a 2015 sandbox-oriented fantasy massively multiplayer online role-playing game (MMORPG) developed by Korean video game developer Pearl Abyss and originally published for Microsoft Windows in 2015. A mobile version titled Black Desert Mobile was initially released in Asia by early 2019, and worldwide in December 2019. The Xbox One a

Trading basics

Blue Archive

Blue Archive (Korean: 블루 아카이브; RR: Beullu Akaibeu) is a 2021 real-time strategy role-playing game developed by MX Studio, under the management umbrella of Nexon Games (formerly NAT Games) and IO Division. The player and protagonist is a sensei who was summoned from outside the academic city-state of Kivotos by the president of the General Student Council, an extrajudicial committee gover

Finance

Bond (finance)

In finance, a bond is a type of security under which the issuer (debtor) owes the holder (creditor) a debt, and is obliged – depending on the terms – to provide cash flow to the creditor; which usually consists of repaying the principal (the amount borrowed) of the bond at the maturity date, as well as interest (called the coupon) over a specified amount of time. The timing and the amoun

Fiat currencies

Botswana pula

The pula is the currency of Botswana. It has the ISO 4217 code BWP and is subdivided into 100 thebe. Pula literally means "rain" in Setswana, because rain is very scarce in Botswana—home to much of the Kalahari Desert— playing a major role in rites of traditional Tswana belief; therefore valuable and the word extends its meaning as "blessing" or "fortune". The word also serves as the nat

Trading basics

Brave Frontier

Brave Frontier (ブレイブフロンティア, Bureibu Furontia) was a Japanese mobile role-playing game developed and published by A-Lim, originally for Apple's iOS and later for Android and Kindle Fire. It was first released in Japan by A-Lim on July 3, 2013, and later released worldwide by Gumi and managed by 2 locations, Gumi Asia and Gumi Europe.

Trading basics

Bravely Default: Fairy's Effect

Bravely Default: Fairy's Effect was a mobile game spinoff of the Bravely Default series of video games. It was published by Square Enix in 2017 in Japan, and was discontinued in August 2020.

Payments & settlement

Buy now, pay later

Buy now, pay later (BNPL) is a type of short-term debt financing that allows consumers to make purchases while only initially paying for a portion of their value, postponing payment of the remainder of the debt until a future date, or dividing it into a series of installment payments. BNPL is generally structured like a hire purchase or installment plan money lending process that involve

Trading basics

Cabal Online

Cabal Online (Korean: 카발 온라인, stylized as CABAL Online) is a free-to-play, 3D massively multiplayer online role-playing game developed by South Korean company ESTsoft. Different localizations of the game exist for various countries and regions. Although free-to-play, the game makes use of the freemium business model by implementing an "Item Shop", both in-game and via web, allowing playe

Trading basics

Card money

Card money is a type of fiat money printed on plain cardboard or playing cards, which was used at times as currency in several colonies and countries (including Dutch Guiana, New France, and France) from the 17th century to the early 19th century. Where introduced, it was often followed by high rates of inflation.

Finance

Cash conversion cycle

In management accounting, the cash conversion cycle (CCC) measures how long a firm will be deprived of cash if it increases its investment in inventory in order to expand customer sales. It is thus a measure of the liquidity risk entailed by growth. However, shortening the CCC creates its own risks: while a firm could even achieve a negative CCC by collecting from customers before paying

Finance

Cash out refinancing

Cash out refinancing (in the case of real property) occurs when a loan is taken out on property already owned in an amount above the cost of transaction, payoff of existing liens, and related expenses. Strictly speaking, all refinancing of debt is "cash-out," when funds retrieved are utilized for anything other than repaying an existing loan.

Banking

Check kiting

Check kiting or cheque kiting (American and British English, respectively) is a form of bank check fraud, involving taking advantage of the float provided by a bank to make use of non-existent funds in a checking or other bank account. Thus, instead of being used as intended, as a negotiable instrument, checks are misused to source (and manage the flow and timing of) a form of unauthoriz

Banking

Cheque clearing

Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from one bank, from which a cheque is drawn, to another bank, in which it was deposited. Clearance is usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system. T

Trading basics

Cheque truncation

Cheque truncation (check truncation in American English, also cheque imaging) is a cheque clearance system which uses the digitization of a physical paper cheque into a substitute electronic form for transmission to the paying bank. The process of cheque clearance, involving data matching and verification, is undertaken using digital images instead of paper originals.

Finance

Commodity trading in China

Commodity trading in China has a short but high-growth history. With an increasing product variety and deepening liquidity pools, the mainland's futures market is playing an increasingly important role in serving the national economy.

Finance

Companies of the United States with untaxed profits

Companies of the United States with untaxed profits deals with those U.S. companies whose offshore subsidiaries earn profits which are retained in foreign countries to defer paying U.S. corporate tax. The profits of United States corporations are subject to a federal corporate tax rate of 21%. In principle, the tax is payable on all profits of corporations, whether earned domestically or

Trading basics

Cookie Run: Kingdom

Cookie Run: Kingdom (Korean: 쿠키런: 킹덤) is a 2021 role-playing and strategy video game developed and published by Devsisters. It is the seventh game in the Cookie Run series. It was announced on November 28, 2020, and released worldwide on January 19, 2021, on Android and iOS, July 12, 2023 on Google Play Games on PC, and on December 28, 2023 for the Chinese version.

Payments & settlement

Creation Club

Creations (formerly Creation Club) is a system of microtransactions designed by Bethesda Game Studios for its games Fallout 4, The Elder Scrolls V: Skyrim – Special Edition and Starfield. The system was launched for Fallout 4 on August 29, 2017.

Trading basics

Cross merchandising

Cross merchandising is the retail practice of marketing or displaying products from different categories together, in order to generate additional revenue for the store, sometimes also known as add-on sales, incremental purchase or secondary product placement. Its main objective is to link different products that complement each other or can logically be used in association. This strateg

Trading basics

Danganronpa S: Ultimate Summer Camp

Danganronpa S: Ultimate Summer Camp is a role-playing video game with board game elements, developed and published by Spike Chunsoft for the Nintendo Switch in late 2021, with Android, iOS, PlayStation 4, and Windows versions released in 2022. The game, a spin-off installment in the Danganronpa visual novel series, is an expanded version of two side-modes from Danganronpa V3: Killing Har

Trading basics

Dark Age of Camelot

Dark Age of Camelot is a massively multiplayer online role-playing game released in October 2001 in North America, and in January 2002 in Europe. The game combines Arthurian lore, Norse mythology, and Celtic mythology with high fantasy. It is set in the period after King Arthur's death, when his kingdom has split into three realms, which are in a constant state of war with each other. Da

Finance

Debt crisis

A debt crisis is a situation in which a government (nation, state/province, county, or city etc.) loses the ability of paying back its governmental debt. When the expenditures of a government are more than its tax revenues for a prolonged period, the government may enter into a debt crisis. Various forms of governments finance their expenditures primarily by raising money through taxatio

Finance

Debt snowball method

The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. This method is sometimes contrasted with the deb

Finance

Debt-to-income ratio

In the consumer mortgage industry, debt-to-income ratio (DTI) is the percentage of a consumer's monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include principal, taxes, fees, and insurance premiums as well. Nevertheless, the term is a set phrase that serves as a convenient, well-understood shorthand.) There are two

Payments & settlement

Disney Dining Plan

The Disney Dining Plan is a prepaid meal package that guests staying at Walt Disney World hotels can purchase to receive discounts of up to 30% on food in the complex. It was first introduced in 2005 and has developed in complexity over time, so there are now many different plan forms. The Disney Dining Plan allows guests to eat at park restaurants without needing to have cash on their p

Trading basics

Dragalia Lost

Dragalia Lost was an action role-playing game developed by Cygames and published by Nintendo. It was released for Android and iOS in September 2018 before being discontinued in November 2022. The game received mixed reviews from critics.

Fiat currencies

Dragon kill points

Dragon kill points (DKP) are a semi-formal score-keeping system (loot system) used by guilds in massively multiplayer online games. Players in these games are faced with large scale challenges, or raids, which may only be surmounted through the concerted effort of dozens of players at a time. While many players may be involved in defeating a boss, the boss will reward the group with on

Trading basics

Duet Night Abyss

Duet Night Abyss (Chinese: 二重螺旋; pinyin: Èrchóng Luóxuán; lit. 'Double Helix') is a 2025 free-to-play action role-playing game developed by Pan Studio and published by Hero Games. The game supports switching between melee and ranged combat while employing a dual-protagonist narrative structure.

Trading basics

Echoes of Mana

Echoes of Mana was a 2022 action role-playing video game developed by Wright Flyer Studios and published by Square Enix for Android and iOS devices as a spin-off within the Mana series. Following the adventures of a warrior chosen by the Mana Tree to travel multiple worlds in pursuit of a great evil, the gameplay featured the protagonist exploring different worlds based on earlier Mana e

Networks

Ember Sword

Ember Sword was a planned massively multiplayer online role-playing sandbox blockchain game developed by Bright Star Studios for macOS and Windows. Presented from a three-dimensional isometric perspective, Ember Sword had players battle against each other or non-player characters, enhancing their character's abilities by equipping different weapons and armor. Players were able to trade w

Trading basics

Entropia Universe

Entropia Universe is a massively multiplayer online (MMORPG) virtual universe designed by the Swedish software company MindArk, based in Gothenburg.

Trading basics

Eve Online

Eve Online (stylized EVE Online) is a space-based, persistent-world massively-multiplayer online role-playing game (MMORPG) developed and published by Fenris Creations. Players of Eve Online can participate in a number of in-game professions and activities, including mining, piracy, manufacturing, trading, exploration, and combat (both player versus environment [PVE] and player versus pl

Trading basics

EverQuest

EverQuest is a 3D fantasy-themed massively multiplayer online role-playing game (MMORPG) originally developed by Verant Interactive and 989 Studios for Windows. It was released by Sony Online Entertainment in March 1999 in North America, and by Ubisoft in Europe in April 2000. A dedicated version for Mac OS X was released in June 2003, which operated for ten years before being shut down

Trading basics

Fare capping

Fare capping is a feature of public transport fare collection systems, which allows passengers to earn an unlimited-ride pass by paying single-ride fares. Typically, passengers pay a single-ride fare each time they use public transport, using a smart card or, in some cases, their own credit or debit card. An automated fare collection system tracks the payments, and awards the passenger a

Trading basics

Feelie

A feelie is a physical item included to supplement a video game. Likely deriving their name from the fictional media in Aldous Huxley's 1932 novel Brave New World, feelies were popularized by the American video game company Infocom in the 1980s and subsequently adopted by such companies as Origin Systems and Sierra Entertainment in the United States and Namco and ASCII in Japan. Becoming

Trading basics

Final Fantasy Brave Exvius

Final Fantasy Brave Exvius was a free-to-play role-playing video game developed by Alim and published by Square Enix for iOS and Android. Serving as a spin-off of the Final Fantasy series, the game was the first collaborative effort between Square Enix and Alim. Since August 2019, the app had been downloaded over 40 million times worldwide. A tactical RPG spin-off video game, War of the

Trading basics

Final Fantasy Record Keeper

Final Fantasy Record Keeper is a free-to-play role-playing gacha game developed and published by DeNA for iOS and Android. The game features original characters and stories interacting with characters, scenarios, and battles from other games in the Final Fantasy series. It was released in Japan on September 24, 2014, and worldwide on March 26, 2015. The gameplay primarily consists of Act

Trading basics

Fire Emblem Heroes

Fire Emblem Heroes is a free-to-play tactical role-playing game developed by Intelligent Systems and published by Nintendo for Android and iOS. The game is a mobile spin-off of the Fire Emblem series featuring its characters, utilizing a more simplistic gameplay style as well as a gacha system in order to obtain characters from throughout the series. Fire Emblem Heroes was created as one

Finance

Fiscal pedaling

Fiscal pedaling (a calque from Brazilian Portuguese: pedalada fiscal, or simply pedaladas) is a governmental creative accounting technique involving the use of state-owned banks to front funds required for paying general government obligations without officially declaring a loan, thus hiding these transfers from public scrutiny and delaying repayment from the Treasury to these banks. As

Banking

Funmilayo Olayinka

Olufunmilayo Adunni Olayinka (née Famuagun; 20 June 1960 – 6 April 2013),

Trading basics

Gacha game

A gacha (Japanese: ガチャ) game implements mechanics inspired by Gashapon vending machines in a video game. Gacha is derived from the alternative form gachapon. Similar to loot boxes, live service gacha games entice players to spend in-game currency to receive a random in-game item, which is generally seen mechanically central to gameplay. When players decide to purchase this currency with

Trading basics

Gaia Online

Gaia Online is an English-language anime-themed social networking and forums-based website with Chibi-style animations. It was founded as go-gaia on February 18, 2003, by Derek Liu, Long Vo, Josh Gainsbrugh, and the name was changed to GaiaOnline.com in 2004 by its owner, Gaia Interactive. Gaia originally began as an anime linklist and eventually developed a small community, but followin

Trading basics

General game playing

General game playing (GGP) is the design of artificial intelligence programs to be able to play more than one game successfully. For many games like chess, computers are programmed to play these games using a specially designed algorithm, which cannot be transferred to another context. For instance, a chess-playing computer program cannot play checkers. General game playing is considered

Trading basics

Genshin Impact

Genshin Impact  ( GHEN-shin; Chinese: 原神; pinyin: Yuánshén; lit. 'Primordial God') is a 2020 action role-playing video game developed and published by miHoYo. It is distributed outside China by miHoYo's international subsidiary Cognosphere, also known as HoYoverse. At its core, the game features an anime style, open-world environment, an action-focused battle system consisting of element

Trading basics

Girls' Frontline

Girls' Frontline (simplified Chinese: 少女前线; traditional Chinese: 少女前線; pinyin: Shàonǚ Qiánxiàn) is a mobile strategy role-playing game for Android and iOS developed by Chinese studio MICA Team, where players control echelons of android characters, known in-universe as T-Dolls, each carrying a distinctive real-world firearm. The game was released in Mainland China on 20 May 2016, in Hong

Trading basics

Girls' Frontline: Neural Cloud

Girls' Frontline: Neural Cloud (Chinese: 少女前线:云图计划; pinyin: Shàonǚ qiánxiàn: Yúntú jìhuà) is a roguelike strategy game from Shanghai Sunborn Network Technology Limited Company (Chinese: 散爆网络; pinyin: Sàn bào wǎngluò) and Mica Team. It is a spin-off from Girls' Frontline, released for public beta on September 23, 2021.

Trading basics

Global labor arbitrage

Global labor arbitrage is an economic phenomenon where, as a result of the removal of or disintegration of barriers to international trade, jobs move to nations where labor and the cost of doing business (such as environmental regulations) are inexpensive and/or impoverished labor moves to nations with higher paying jobs.

Trading basics

Goddess of Victory: Nikke

Goddess of Victory: Nikke is a third-person shooter action role-playing video game developed by Shift Up and published by Level Infinite. Development of Nikke began as early as 2017, and it was released for Android and iOS in 2022, and Windows in 2023. The game's action-based battle system revolves around quick character-switching and the usage of combat skills in an anime-style environm

Trading basics

Gold farming

Gold farming is the practice of playing a massively multiplayer online game (MMO) to acquire in-game currency, later selling it for real-world money.

Payments & settlement

Google Checkout

Google Checkout was an online payment processing service provided by Google aimed at simplifying the process of paying for online purchases. The web checkout service was combined with the NFC mobile payments app launched in September of 2011 called Google Wallet under a platform brand of the same name. On November 20, 2013, the web checkout part of the service was fully retired.

Trading basics

Granblue Fantasy

Granblue Fantasy is a Japanese role-playing video game developed by Cygames for Android, iOS and web browsers, which was first released in Japan in March 2014. The game reunites music composer Nobuo Uematsu and art director Hideo Minaba, who previously collaborated on Final Fantasy V (1992), VI (1994), and IX (2000) and Lost Odyssey (2007).

Securities & exchanges

Greed and fear

Greed and fear refer to two opposing emotional states theorized as factors causing the unpredictability and volatility of the stock market, and irrational market behavior inconsistent with the efficient-market hypothesis. Greed and fear relate to an old Wall Street saying : "financial markets are driven by two powerful emotions – greed and fear."

Trading basics

Habbo

Habbo (formerly called Habbo Hotel) is a virtual world and massively multiplayer online role-playing game (MMORPG). It is owned and operated by Sulake. Founded in 2000, Habbo has expanded to nine online communities (or "hotels"), with users from more than 150 countries. As of October 2020, 316 million avatars have been registered in the game.

Banking

Hare Lift

Hare Lift is a 1952 Warner Bros. Looney Tunes short directed by Friz Freleng. The short was released on December 20, 1952, and stars Bugs Bunny and Yosemite Sam. The title is a play on the term "air lift," as expressed in the plotline. Some scenes where Yosemite Sam has trouble staying inside the plane as well as the banana peel gag sending him outside the door, sticking to it in fear, w

Trading basics

Hierarchy of precious substances

In popular culture, sets of precious substances may form hierarchies which express conventional perceived relative value or merit. Precious metals appear prominently in such hierarchies, but as they grow, gems and semi-precious materials may be introduced as part of the system. The sequences can provide interesting examples of the arbitrariness of semiotic signs.

Trading basics

Hire purchase

A hire purchase (HP), also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time. Other analogous practices are described as closed-end leasing or rent-to-own.

Finance

History of money

The history of money is the development over time of systems for the exchange of goods and services. Money is a means of fulfilling these functions indirectly and in general rather than directly, as with barter.

Trading basics

History of Philippine money

The history of Philippine money covers currency in use before the Hispanic era with gold Piloncitos and other commodities in circulation, as well as the adoption of the peso during the Hispanic era and afterwards.

Trading basics

Hololive Dreams

Hololive Dreams (Japanese: ホロライブ ドリームス), commonly known by the shorthand HoloDori (ホロドリ), is a 2026 rhythm and role-playing game featuring VTubers affiliated with Hololive Production. It is free-to-play with gacha mechanics.

Trading basics

Honkai

Honkai (, Chinese: 崩坏; pinyin: Bēnghuài; lit. 'Collapse', 'Deteriorate') is a video game series and media franchise developed by miHoYo, published by miHoYo in mainland China and worldwide by Cognosphere (trading as HoYoverse). Initially led by Cai Haoyu, David Jiang took over as the series producer as of present.

Trading basics

Honkai Impact 3rd

Honkai Impact 3rd (, Chinese: 崩坏3; pinyin: Bēnghuài 3; lit. 'Collapse 3rd') is a 2016 free-to-play action role-playing game developed and published by miHoYo (with publishing outside mainland China under HoYoverse). It is the third installment in the science fantasy Honkai series and the spiritual successor to Guns Girl Z, using many characters from the previous title in a separate story

Trading basics

Honkai: Star Rail

Honkai: Star Rail (, Chinese: 崩坏: 星穹铁道; pinyin: Bēnghuài: Xīngqióng Tiědào; lit. 'Collapse: Starry Sky Railway') is a 2023 free-to-play turn-based role-playing gacha video game developed and published by miHoYo (with publishing outside mainland China under Cognosphere, d/b/a HoYoverse). It is the fourth installment in the Honkai series and the spiritual successor to Honkai Impact 3rd, fe

Trading basics

Ideation (creative process)

Ideation is the creative process of generating, developing, and communicating new ideas, where an idea is understood as a basic unit of thought that can be either visual, concrete, or abstract. Ideation comprises all stages of a thought cycle, from innovation, to development, to actualization. Ideation can be conducted by individuals, organizations, or crowds. As such, it is an essential

Finance

Income protection insurance

Income Protection Insurance (IPI) also known as loss of earnings insurance is an insurance policy paying benefits to policyholders who are incapacitated and hence unable to work due to illness or accident. This is typically a replacement for lost income suffered by the policy holder. These policies were formerly called Permanent Health Insurance (PHI). This type of insurance does not nor

Payments & settlement

Interpay

Interpay Nederland B.V. was the Dutch payment processor and payment product provider that operated from 1994 until 2006. Interpay owned the payment systems PIN, Chipknip, Acceptgiro and Incasso. The organisation was owned by a consortium of Dutch banks. In 2005, they spun off Currence which in 2006 merged with German company Transaktionsinstitut für Zahlungsverkehrsdienstleistungen AG to

Banking

Israel's Anti-Concentration Law

Israel's Anti-Concentration Law, formally “A Law for Promotion of Competition and Reduction of Concentration”, is a law passed in December 2013 that seeks to reduce the size of existing large Israeli business groups organized in a pyramidal holding structures, separate financial holdings from non-financial holdings and prevent new pyramids from being formed.

Trading basics

Kingdom Hearts Dark Road

Kingdom Hearts Dark Road is a 2020 role-playing video game developed by Square Enix (in collaboration with Disney Interactive Studios), BitGroove and Success, and published by Square Enix for Android and iOS as the thirteenth installment in the Kingdom Hearts series. It is a prequel that explores the origins of series antagonist Xehanort and his eventual turn to darkness.

Trading basics

Kingdom Hearts χ

Kingdom Hearts χ, stylized as Kingdom Hearts χ[chi], was a Japanese role-playing browser game developed by Square Enix (in collaboration with Disney Interactive Studios), Success, and BitGroove, and published by Square Enix for web browsers as the eighth installment in the Kingdom Hearts series. Gameplay involved players navigating a customized avatar through Disney-inspired worlds fight

Trading basics

Korean idols in advertising

In South Korea, Korean celebrities often work with South Korean commercial and advertisement industries. Companies are quoted as saying that they use Korean idols to change their brands' image to a young, fresh one and promote their goods to a younger, wider, and global audience. This page focuses specifically on Korean idols in domestic and foreign advertisements. The items or goods tha

Finance

Lattice model (finance)

In quantitative finance, a lattice model is a numerical approach to the valuation of derivatives in situations requiring a discrete time model. For dividend paying equity options, a typical application would correspond to the pricing of an American-style option, where a decision to exercise is allowed at the closing of any calendar day up to the maturity. A continuous model, on the othe

Trading basics

Limbus Company

Limbus Company is an indie gacha management and action role-playing video game for Microsoft Windows and mobile devices using iOS or Android, developed and published by South Korean studio Project Moon. It was released worldwide on February 26, 2023. The game is set in the same dystopian, hyper-capitalist world known as "The City", where all of Project Moon's other works take place, incl

Finance

List of banking crises

This is a list of banking crises. A banking crisis is a financial crisis that affects banking activity. Banking crises include bank runs, which affect single banks; banking panics, which affect many banks; and systemic banking crises, in which a country experiences many defaults and financial institutions and corporations face great difficulties repaying contracts. A banking crisis is ma

Trading basics

Loans and interest in Judaism

The subject of loans and interest in Judaism has a long and complex history. In the Hebrew Bible, the Book of Ezekiel classifies the charging of interest among the worst sins, denouncing it as an abomination and metaphorically portraying usurers as people who have shed the borrower's blood. (See Ezekiel 18:13 and 18:17.) The Talmud dwells on Ezekiel's condemnation of charging interest.

Trading basics

Louis O. Kelso

Louis Orth Kelso (; December 4, 1913 – February 17, 1991) was a political economist, corporate and financial lawyer, author, lecturer and merchant banker who is chiefly remembered today as the inventor and pioneer of the employee stock ownership plan (ESOP), invented to enable working people without savings to buy stock in their employer company and pay for it out of its future dividend

Trading basics

Love and Deepspace

Love and Deepspace  is a Chinese otome mobile game developed by Papergames (with publishing outside mainland China under Infold Games). The game is a spin-off of Mr Love: Queen's Choice and released as the second installment of the Mr. Love series. It was released on Android and iOS on 18 January 2024. The game has received generally positive reviews and achieved commercial success.

Trading basics

Magia Record

Magia Record: Puella Magi Madoka Magica Side Story (Japanese: マギアレコード 魔法少女まどか☆マギカ外伝, Hepburn: Magia Rekōdo: Mahō Shōjo Madoka Magika Gaiden) was a Japanese role-playing video game developed by f4samurai for Android and iOS, which was released by Aniplex in Japan on August 22, 2017. A North American version was available from June 2019 to October 2020. The game is a spin-off of the 2011 a

Trading basics

Maritime anti-corruption

Maritime anti-corruption initiatives have emerged in the last decades as a response to the growing threat of transnational corruption in the maritime domain, specifically in the shipping industry which is responsible for around 90% of world trade. In the past, paying bribes at ports to pass through customs was perceived as normal behavior, but such activities resulting in higher operatio

Finance

Market depth

In finance, market depth is a real-time list displaying the quantity to be sold versus unit price. The list is organized by price level and is reflective of real-time market activity. Mathematically, it is the size of an order needed to move the market price by a given amount. If the market is deep, a large order is needed to change the price.

Trading basics

Match fixing

In organized sports, match fixing (also known as game fixing, race fixing, throwing, rigging, hippodroming, or more generally sports fixing) is the act of playing or officiating a contest with the intention of achieving a predetermined result, violating the rules of the game and often the law. There are many reasons why match fixing might take place, including receiving bribes from bookm

Trading basics

Merchandising

Merchandising is the process of contributing to the sale of products to a retail consumer by displaying for-sale products in ways that enticed to purchase more items or products.

Trading basics

Metallurgical assay

A metallurgical assay is a compositional analysis of an ore, metal, or alloy, usually performed in order to test for purity or quality.

Finance

Ministry of Finance (Denmark)

The Ministry of Finance of Denmark (Danish: Finansministeriet) is a ministry in the Government of Denmark. Among other things, it is in charge of the government budget (subject to approval by the Danish parliament, Folketinget), paying government employees and improving efficiency in government administration. The current Finance Minister of Denmark is Nicolai Wammen.

Finance

Mobile payment

Mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device. Instead of paying with cash, cheque, or credit card, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Altho

Trading basics

Money market fund

A money market fund (also called a money market mutual fund) is an open-end mutual fund that invests in short-term debt securities such as US Treasury bills and commercial paper. Money market funds are managed with the goal of maintaining a highly stable asset value through liquid investments while paying income to investors in the form of dividends. Although they are not insured against

Trading basics

Monster Strike

Monster Strike (モンスターストライク, Monsutā Sutoraiku) is a mobile Japanese role-playing physics game with elements of puzzle, strategy and cooperative multiplayer. It is developed by Mixi for iOS and Android platforms. The game was created by former Capcom game designer Yoshiki Okamoto. In Japan, its name is often shortened to MonSt (モンスト, Monsuto). The game can be summed up as a cross between

Trading basics

More Card

More Card is a contactless smart card for paying transportation fares in public transport systems in India. Tipped as a nationwide interoperable transport card, the card aims to be a single point of transaction, applicable in state buses, Metro and even parking. The card was launched in 2012 in Delhi, initially acting as a common card for the Delhi Metro and its feeder buses.

Trading basics

Multivía

Multivía was a contactless card designed for paying the travel fares in the mass transport system Transantiago, in Santiago, the capital of Chile. It was replaced by Tarjeta bip! since 2007 and was completely phased-out in 2011. It was a plastic card equipped with a chip that automatically discounts the cost of a travel when passing the card near a contactless card reader.

Trading basics

Neverness to Everness

Neverness to Everness (NTE; simplified Chinese: 异环; traditional Chinese: 異環; pinyin: Yì Huán, lit. 'Strange Ring') is an open world action role-playing hack and slash game developed by Hotta Studio, a subsidiary of Perfect World. In the city of Hethereau, the player is an Appraiser who explores the open world and fights hostile forces.

Trading basics

Ni no Kuni: Cross Worlds

Ni no Kuni: Cross Worlds is a role-playing video game developed by Netmarble Neo and published by Netmarble. Following a 2021 mobile release in Southeast Asia, the game was released worldwide in May 2022 for Android, iOS, and Windows. Level-5 approached Netmarble to create an MMORPG based on its Ni no Kuni series. The developers sought to imitate the series atmosphere, building the game

Trading basics

NNN lease

In commercial real estate leases in the United States, the tenant, rather than the landlord, is usually responsible for real estate taxes, maintenance, and insurance. In a "net lease", in addition to base rent, the tenant or lessee is responsible for paying some or all of the recoverable expenses related to real-estate ownership. As the rent collected under a net lease is "net" after exp